List of the Top 6 On-Prem Cryptocurrency Payment Gateways in 2025

SHKeeper is a cutting-edge, self-hosted, open-source cryptocurrency payment processor developed by VSYS host, specifically designed to handle Bitcoin, Litecoin, and Dogecoin transactions. It acts as an easy-to-use bridge for businesses to engage with their customers, providing a modern and efficient combination of gateway and merchant features that create an opportunity for adopting cryptocurrency payments without facing high fees, depending on third-party services, or using intermediaries. By employing a non-custodial model, SHKeeper guarantees that users retain full control and ownership of their funds through a secure private key system, which effectively prevents any unauthorized access to their assets. Furthermore, it operates as a highly private cryptocurrency wallet, as it requires no personal information from users, thereby averting any risk of data breaches since the processor does not store or transmit any user data or sensitive financial information. Additionally, for those utilizing WordPress CMS alongside WooCommerce, SHKeeper provides a complimentary module, making it even more accessible for a diverse array of users who wish to incorporate cryptocurrency payments into their online platforms. This feature significantly contributes to the potential for broader cryptocurrency adoption among various online businesses, encouraging a new era of digital transactions.

Whalestack offers a sophisticated cryptocurrency payment platform crafted specifically for businesses, featuring digital currency checkout systems that convert Bitcoin to your bank account almost instantly. This innovative solution facilitates the acceptance of cryptocurrencies and provides instant fiat conversion to alleviate the risks associated with currency fluctuations, completely eradicate chargebacks, and minimize credit risks. It includes a comprehensive array of tools such as in-depth financial reporting, invoicing, taxation assistance, and analytics, all designed for seamless integration through a REST API or an easy-to-use checkout button. Targeting online retailers and e-commerce platforms, Whalestack allows for the processing of payments in multiple digital currencies while ensuring compliance with regulatory standards, thereby satisfying the needs of accountants and governing bodies. Furthermore, it empowers online businesses to set prices and finalize transactions in their preferred local currency (such as EUR or USD), irrespective of the digital currency (like Bitcoin, Lightning, USDC, EURC, or Stellar) selected by the customer for payment. This flexibility not only enhances user experience but also streamlines financial operations for businesses engaging in the digital economy.

Since its inception in 2023, Swapple has established itself as a reliable cryptocurrency platform that supports over 100 different currencies for various crypto initiatives. Our affordable service enables users to trade cryptocurrency using widely accepted local currencies without incurring any integration fees for listings, while also providing multiple onramp payment choices. We collaborate with significant partners like Probit, Bitget, Multibix, and others to enhance our offerings. Our range of services includes a seamless payment gateway for crypto-fiat transactions, efficient crypto swap services, and dedicated support tailored for startups, ensuring rapid and secure transactions for all users. With a commitment to innovation and user satisfaction, Swapple continues to expand its impact in the crypto ecosystem.

WhiteFlo is a comprehensive software platform designed for businesses aiming to offer their customers the ability to transact with cryptocurrency. This versatile solution functions as a 4-in-1 product, incorporating an API for crypto processing tailored for PSPs and neobanks, an instant crypto exchange for end users, crypto acquiring services for e-commerce, and a mechanism for cryptocurrency sales through Visa and Mastercard payments. With a profound understanding of financial markets and blockchain technologies, WhiteFlo was developed to address the increasing demand for efficient, high-quality solutions facilitating cryptocurrency transactions on a global scale. Its robust features position it as an essential tool for businesses seeking to innovate in the evolving digital currency landscape.

Start accepting a variety of cryptocurrencies, including Bitcoin, Ethereum, and Dogecoin, as payment options for your business. Our software is directly installed on your server, providing you with total control over your funds and eliminating the need for third-party services, registration, or KYC processes. You retain full command over your finances, and since everything operates from your server, you only pay a one-time fee without any ongoing charges or withdrawal costs. Additionally, you have the option to use your own nodes to manage the blockchain and generate payment addresses. Begin receiving payments in multiple cryptocurrencies, including Bitcoin and Ethereum, with more currencies being added in the near future. This comprehensive and easy-to-use crypto payment solution is tailored for your business, ensuring that Bitcoin oversees the entire payment journey from start to finish. You can commence sales within minutes, without relying on external partners, the necessity for customer verification, or concerns about account suspension. There are no restrictions on transaction volumes, which allows you to maintain complete oversight of your financial assets. With this innovative solution, integrating cryptocurrency payments into your operations is not only seamless but also sets the stage for future growth and adaptability in an evolving market.

BTCPay Server serves as a decentralized, open-source cryptocurrency payment processor that users can self-host. It emphasizes security, privacy, and censorship resistance, all while being available at no cost. You have the option to install it on a cloud server, your own hardware, or via an existing hosting provider. This platform allows for seamless integration with your online store or the use of various applications to accept payments. Your cryptocurrency funds are directly deposited into your linked wallet. Each instance comes equipped with a range of essential features from the outset, enabling you to start quickly. You can create a Point-of-Sale application tailored for your business, easily incorporate a tipping feature on your website, send payment links to clients globally, or initiate crowdfunding projects to support your goals. The invoicing process is user-friendly, complete with payment receipt notifications for effective tracking. Additionally, invoices can be exported in various formats to enhance your accounting workflow. Users can manage their financial transactions through a wallet that accommodates hardware wallets, allowing for better fund management. For those who may not have extensive technical knowledge, opting for a shared server is a viable choice, or you can establish your own instance on cloud platforms or physical devices for more control. The adaptability of BTCPay Server ensures it meets the needs of a broad spectrum of users, ranging from novices to seasoned developers, making it a versatile solution for handling cryptocurrency payments. Furthermore, its commitment to user autonomy and security reinforces the appeal of BTCPay Server as a modern payment solution.