List of the Top Digital Banking Platforms in New Zealand in 2025 - Page 3

At Tuum, we focus on enabling banks to transition smoothly and securely from outdated technologies, which not only helps lower their maintenance expenses but also opens up fresh avenues for growth and adaptability in the digital realm—essentially freeing them from previous limitations. Our cutting-edge migration approach ensures an efficient departure from legacy systems, allowing clients to go live in as little as seven months. Once they are up and running, our platform provides banks with the resources needed to seamlessly launch new products and tap into different market segments. In addition to essential features, Tuum empowers financial institutions to oversee multiple business lines through a unified system that includes accounts, lending, payments, and cards, while also granting access to a comprehensive ecosystem of partner solutions for enhanced functionality. Moreover, Tuum fosters profound business transformation by supplying banks with a business builder that supports extensive customization of their operational, sourcing, and distribution models, enabling them to forge unique strategies that fully harness the benefits of digitization. By adopting our innovative solutions, banks can significantly redefine their operational approaches and maintain a competitive edge in an ever-changing industry landscape. Ultimately, this transformation positions them to respond more effectively to market demands and customer needs.

SuperCore® is an advanced core banking solution crafted for progressive banks, operating as a cloud-native platform that equips financial institutions with enhanced customer insights, quicker product launches, optimized data use, and integrated experiences. Accessible globally via AWS, this Software as a Service (SaaS) offering facilitates smooth deployment, integration, and operational management, enabling banks to significantly reduce service expenses. Its no-code product builder accelerates product development, while the platform's real-time events stream delivers prompt customer insights that improve decision-making. Designed with an API-first approach, SuperCore® supports seamless integration across various channels and applications. The platform's flexible microservices architecture is both modular and configurable, backed by a cohesive data model that ensures its technological solutions remain relevant. The introduction of SmartAdapters, developed in JavaScript and supported by OpenAPI Swagger documentation, enhances the platform’s resilience and adaptability, while pre-built integrations and modules expedite the implementation process. By providing a holistic suite of resources, SuperCore® emerges as an indispensable asset for banks seeking to excel in an increasingly competitive environment, ensuring they are well-prepared for future challenges.

ION's Core Banking platform offers a thorough and cohesive suite aimed at supporting the essential functions of banks in different sectors. By leveraging advanced technological innovations, it helps banking institutions and financial organizations adjust their business models to adopt digital progress, ensuring efficient management with a high level of standardization at the backend while permitting customization at the front end. This solution provides an array of services, including Business Process as a Service (BPaaS), consulting on regulatory technology, and extensive solutions that guarantee compliance with regulatory requirements. In addition, it features software solutions specifically designed for various operational sectors, seamless integration of IT systems, applications, and services, as well as continuous maintenance for both in-house and third-party applications. It also encompasses the management of all IT infrastructure elements, contingency planning and disaster recovery strategies, and the orchestration of hybrid cloud services, thereby establishing a strong foundation for contemporary banking operations. This comprehensive strategy highlights the financial sector's dynamic requirements in a rapidly digitizing environment, making it essential for institutions to adapt swiftly to remain competitive and effective.

Cyberbank serves as an innovative core banking solution and a catalyst for digital engagement, enabling institutions to distinguish themselves by responding to evolving consumer preferences and becoming essential in their customers' daily lives. This platform integrates two components within a single architecture that is cloud-native, API-driven, and based on microservices, establishing a distinct digital banking framework. Utilized by various financial entities, including traditional banks, challenger banks, fintech firms, and neobanks, Cyberbank stands out as the sole platform capable of dynamically adjusting comprehensive product definitions to align with contemporary consumer behaviors. With the Cyberbank Next-Gen Core, organizations can effortlessly develop and enhance their offerings to meet the evolving demands of their clientele. It provides a suite of modern financial products such as deposits, loans, and payment solutions, all within one cohesive system. Additionally, Cyberbank Digital empowers users to establish comprehensive digital ecosystems, allowing for the creation of outstanding and empathetic online experiences that resonate deeply with customers. This multifaceted approach ensures that financial institutions can thrive in a rapidly changing digital landscape.

We offer a comprehensive cloud-based core banking solution that integrates the entire lifecycle of lending and savings functions within a singular framework. This platform features modular components that can be customized to create the ideal banking experience tailored to specific needs. Key benefits include swift deployment times and the adaptability to modify the solution as required. We have the capability to establish a new banking institution in just a few months and roll out additional products within weeks. By keeping all clients on a shared platform, we are able to innovate rapidly while ensuring no downtime, allowing you to operate on the latest version and focus on efficiently developing your offerings. With a strong emphasis on meeting customer demands, our cloud-native core banking system provides an extensive range of prebuilt solutions, enabling you to easily create new and innovative banking services that align with changing customer expectations. This strategy not only improves service delivery but also fosters customer loyalty through enhanced adaptability and responsiveness, creating a dynamic banking environment that can meet future challenges. Ultimately, our approach positions you to stay ahead in a competitive market, ensuring your services evolve alongside your clientele.

BANKTRON Open Banking delivers an extensive array of APIs and management solutions that not only fulfill PSD2 compliance but also surpass the fundamental requirements. Our platform is meticulously designed with a focus on PSD2 compliance, strictly following the Regulatory Technical Standards while being customized to cater to the unique regulatory needs of various markets. Our initial efforts concentrate on offering the critical PSD2 compliance APIs, such as Access to Accounts and Payment Initiation services. Alongside this, we remain committed to ensuring compliance throughout the system's entire lifecycle, swiftly implementing any necessary updates and improvements to maintain adherence to regulatory standards. This dedication underscores our proactive strategy for navigating the constantly changing regulations within the open banking sector, allowing us to stay ahead in a dynamic industry. Moreover, our innovative approach aims to enhance user experiences while fostering a secure and compliant financial ecosystem.

EBANQ® distinguishes itself as the leading intuitive white-label online banking platform currently available. This all-encompassing solution serves a diverse array of financial institutions, such as traditional banks, neobanks, electronic money services, payment providers, remittance agencies, asset management firms, cryptocurrency platforms, and any organization managing client accounts. The EBANQ banking application is optimized for quick loading on all devices and is fully compatible with the most popular web browsers, ensuring accessibility for all users. There's no additional investment required to activate mobile banking capabilities, making it a cost-effective choice. Customization is easy and user-friendly, enabling clients to upload their logos, change color schemes, and adjust icons to achieve a unique look in just a few moments. Utilizing state-of-the-art cloud technology, EBANQ harnesses microservices and a modular framework to deliver exceptional performance. It is designed to be scalable and adaptable, capable of meeting your requirements whether your user base is five or five million, which establishes it as a dependable option for the dynamic financial environment. This inherent flexibility guarantees that as your business expands, EBANQ will continue to adapt seamlessly, ensuring you remain at the forefront of the industry. Moreover, its user-centric design enhances customer satisfaction by providing a streamlined banking experience.

Develop a holistic front-to-back office system by choosing from a selection of more than 70 modules specifically designed to cater to the varied requirements of all customer segments. Your key operations, which include functions like accounts, payments, legal, and risk management, are handled efficiently and reliably while adhering to all regulatory standards. Propel your operational expansion with our unified data model, which guarantees consistency across your organization, and realize core banking implementation in as few as six months using standard configurations. Empower your clients to trade cryptocurrencies autonomously, or provide your investment team with the tools they need to seamlessly integrate digital assets into traditional client portfolios. Transform your banking functions with a core platform that aims to save both time and resources while reducing risk exposure. Moreover, offer your clients and advisors effortless access to cryptocurrency trading services, which will not only boost client satisfaction but also establish your institution as a leader in the rapidly changing financial sector. This innovative approach will help you stay competitive in an industry that is constantly evolving and adapting to new technologies.

Prominent banking institutions such as Société Générale, National Bank of Canada, Intesa Sanpaolo Group, and Erste Group have implemented BankFlex as their chosen solution for Omni-channel Digital Banking. Following a thorough selection and assessment process, these banks opted for BankFlex® to address their digital banking needs. This innovative solution offers banks a strategic pathway for growth, presenting a "ready to deploy" alternative that aligns with their digital transformation goals. At the core of digital transformation is the ability to attract and retain customers by exceeding their service expectations. BankFlex's strength lies in its comprehensive digital solutions, combined with a user-friendly interface that significantly enhances customer service. Moreover, this effective approach not only boosts customer satisfaction but also cultivates long-lasting loyalty among clients, ensuring that banks can thrive in a competitive landscape. Ultimately, the adoption of BankFlex signifies a commitment to elevating the banking experience in the digital age.

We created the Core of the Insite Banking System with an emphasis on principles of user-centered design. Its user-friendly interface provides access to a wide array of integrated applications tailored to meet various needs. Our modular framework allows for rapid enhancements of specific products to stay in sync with the dynamic technological, regulatory, and consumer environments, while also integrating client feedback directly into our updates. Crafted with your requirements and those of your customers in focus, the Insite Online Banking System guarantees an outstanding user experience. Our team will expertly incorporate your bank’s branding, resulting in a visually striking and intuitive website that clients will find appealing. You have the flexibility to participate as much as you wish during this development journey, whether by choosing from our diverse selection of templates or by contributing your own design concepts. Moreover, we implement a responsive design approach for all our websites, ensuring that your customers can effortlessly access the platform from any device, thus enriching their overall banking experience. This dedication to adaptability and user satisfaction not only distinguishes us in the market but also reflects our commitment to continuous improvement. Ultimately, we strive to create a banking solution that evolves alongside your business and customer expectations.

Ensuring digital accessibility is vital for your clientele. Revolutionize your financial services by leveraging Arttha's digital banking as a service, which can significantly enhance your business offerings. Since your customers value instant payments, you can seamlessly integrate Arttha with your existing Core Banking Systems to facilitate rapid digital transactions. This will not only boost customer satisfaction but also empower you to make more informed lending decisions in the fast-evolving lending environment. Arttha acts as a robust tool for overseeing the entire lending lifecycle, an essential component for your business operations. Additionally, enable your merchants to process payments wherever and whenever they need with the Arttha merchant management solution. This comprehensive platform addresses all facets of payment acquisition, from onboarding processes to hardware support and detailed analytics. By utilizing Arttha Agent Banking, you can extend your Digital Bank services to underserved communities, promoting Financial Inclusion. You have the flexibility to customize features, business rules, and services to perfectly match your specific business needs, thereby fostering growth in unexplored markets. This strategy not only expands your market reach but also reinforces your brand’s dedication to providing customer-focused solutions, ultimately driving long-term loyalty and engagement among your clientele.

Coconet propels financial institutions forward with the leading white-label digital corporate banking solution crafted by specialists in technology, functional design, and regulatory compliance. Are you in search of a dependable answer for your intricate corporate banking landscape that’s ready for immediate implementation? Explore our multi:versa platform: a singular solution for all your corporate banking needs, leveraging cutting-edge cloud architecture and offering an exceptional user experience. Connect effortlessly with corporate, business, and fintech clients while adhering to stringent security and regulatory standards. Additionally, direct access to open banking is provided across all web and mobile platforms, and you have the flexibility to scale your platform at any time, even independently of coconet. With this robust offering, your banking operations can evolve seamlessly to meet future demands.

Discover our holistic strategy for digital transformation, which includes practical insights and swift onboarding methods. Digital Banking emerges as the leading intelligent engagement solution specifically designed for banking and payments sectors. By integrating various data sources within your organization, you can generate insights that arise from a deep understanding of your customers' needs. This cloud-native platform features built-in intelligence and is structured on a microservices modular architecture tailored for the financial industry. Explore the technological foundation of the platform for additional insights. It offers a diverse range of services such as remote deposit capture, business bill payments, and seamless sign-on processes, among others. In addition, it cultivates a fast payments ecosystem characterized by instant transactions, same-day ACH capabilities, and integrated fraud prevention features. This extensive platform is crafted to improve both operational efficiency and security in financial transactions while ensuring an enhanced user experience. By embracing this innovative technology, financial institutions can stay ahead in a rapidly evolving digital landscape.

Transform Your Comprehensive Banking Experience. CapitalBanker™ revolutionizes universal core banking for the modern era, providing a platform that promotes innovation within the retail, private, corporate, wholesale, and Islamic banking sectors. Enhance Your Private Banking Offerings. With CapitalPrivate™, the back office operations, portfolio management, and compliance oversight are optimized for 1,200 private wealth managers and bankers, empowering them to deliver outstanding value to their sophisticated clients and maintain a competitive position in the industry. Revolutionize Your Customers' Banking Experience. CapitalDigital™ guarantees constant connectivity with your clients, enabling effective relationship management and support no matter their location. In the current digital environment, CapitalDigital not only reduces operational costs but also boosts business agility and fosters groundbreaking solutions. Keep Pace with Compliance Updates. Our platform guarantees that you remain in sync with changing regulations, allowing you to prioritize growth over compliance challenges. Furthermore, by merging these solutions, financial institutions can cultivate a more unified strategy that enhances collaboration across all departments. This holistic approach ultimately leads to improved customer satisfaction and business performance.

QBS was created to improve the effectiveness of financial services by utilizing cutting-edge technology. This enhancement is particularly vital in emerging markets, where conventional core banking systems frequently lack the speed and affordability needed to adapt to new channels, further exacerbated by escalating maintenance and service costs. The QBS platform is designed to speed up the introduction of innovative financial solutions while maintaining both agility and efficiency. By revolutionizing digital processes within the financial sector, it empowers our clients to remain flexible in a fiercely competitive market. Drawing from the latest international advancements in digital banking, our platform incorporates APIs and native microservices, complemented by an open and transparent data model that guarantees real-time processing at all times. We also provide extensive regulatory and operational assistance through clear and seamless processes that ensure outstanding performance, facilitating the success of firms in their respective markets. With these advanced features, QBS serves as a crucial asset for financial institutions aiming to adeptly navigate the challenges of today's financial landscape. Furthermore, it enables businesses to respond quickly to market demands and innovate rapidly, ensuring they remain at the forefront of the industry.

Banxware oversees the technology and funding necessary for various business financing options. This enables your merchants to boost their revenue on the platform. They will have streamlined access to capital, reflecting their latest performance metrics. You hold the reins in this process. Are you seeking seamlessly integrated business financing solutions? We specialize in designing and managing these systems. Your payment gateway can incorporate a cash advance program that aligns with transaction volumes, enhancing revenue for marketplace merchants. Additionally, your merchant portal can be equipped with a business lending feature. Integrating these business financing solutions into your platforms is as straightforward as 1-2-3. With payout financing approvals in just 15 minutes, Banxware empowers platforms to provide financing options based on up-to-date financial transaction history, including merchant cash advances. This not only improves access to funds but also helps merchants maximize their growth potential.

Just a few years ago, banks competed primarily on the basis of offering attractive interest rates to consumers, but the emphasis has now shifted towards enhancing convenience. Pioneers like Amazon and Uber have reshaped the consumer landscape, significantly altering expectations regarding service delivery and interaction. Presently, individuals not only desire user-friendly services but also seek visually appealing and engaging digital experiences. As a result, financial institutions, regardless of their size, must actively prepare to meet these growing demands, particularly in mobile banking, which has become the favored choice—especially among the 83 million tech-savvy millennials who evaluate businesses based on their online presence. In response to this evolution, a modern web browser will be employed to replicate the sophisticated features offered by Banno Mobile for online banking users, creating a seamless digital ecosystem. This HTML5 responsive web application is designed to ensure consistent functionality across digital platforms, thereby providing a unified user experience. At present, Banno Online is available for users to access. Furthermore, the imperative for financial institutions to innovate and adapt has never been more essential as they strive to remain relevant in this swiftly evolving market, reinforcing the need for continuous improvement and responsiveness to consumer needs. As the competition intensifies, those institutions that fail to embrace these changes risk falling behind.

ClearEdge delivers a complete range of vital banking services, encompassing payments, digital solutions, image processing, decision-making tools, and personalized regulatory support to meet your specific requirements. It not only promotes business expansion but also guarantees a seamless experience for clients while simplifying workflows for employees. Without the burden of lengthy contracts, users can benefit from a simple month-to-month subscription with a single, affordable flat fee. There are no unexpected fees or administrative obstacles to navigate, and there's no need for negotiation. By leveraging Code Connect, you can unlock a wide variety of APIs that empower you to enhance any chosen solution. With FIS® ClearEdge, financial institutions secure a trustworthy partner and gain a competitive edge in the industry. ClearEdge provides prompt solutions customized to your needs, along with rapid implementation, clear pricing, and uncomplicated contracts, positioning it as the next generation of banking solutions. Additionally, it acts as a comprehensive resource for all FIS APIs, offering API management and publication, integration across various channels, accelerated innovation, quicker market entry, and a secure testing environment to support development. This forward-thinking strategy ensures that you consistently stay ahead in the dynamic banking landscape, reinforcing ClearEdge's commitment to innovation and excellence.

ClientTrade® stands as a well-recognized solution tailored for corporate clients, currently serving over 30,000 businesses around the world. The most recent version, CTNet, is a J2EE web-based platform that integrates effortlessly with BankTrade, our back-office application, as well as numerous third-party Trade Finance systems. In keeping with the ongoing development of BankTrade®, CTNet follows a similar strategic approach, featuring a detailed product roadmap that ensures it maintains a competitive edge among client-focused solutions. This innovative web-based platform empowers banks' corporate clients to efficiently initiate and manage their Trade Finance transactions and related operations through an intuitive, user-friendly web portal. Moreover, CTNet encompasses an extensive reporting capability that produces standard reports for each module, allowing outputs in both PDF and MS Excel formats. Its design, centered around the user experience, along with valuable features such as email notifications, greatly enhances the level of customer support offered. Looking ahead, the regular updates and improvements slated for CTNet will guarantee its continued relevance as an essential resource for corporate clients navigating the ever-changing finance sector. Ultimately, this dedication to user satisfaction and innovation positions CTNet as a leader in the Trade Finance platform market.

Welcome to the innovative world of Hyperfront, where the once-clear distinction between front and back office operations fades away. Discover an exceptionally agile credit and leasing platform crafted to elevate the experiences of customers, employees, and partners simultaneously. We continually roll out fresh features to expand its financing management capabilities, catering to everything from small-scale transactions to vast numbers of contracts. Harness cutting-edge cloud technology that ensures the system can adapt effortlessly to fluctuating demand. Our platform executes calculations directly through client browsers, which keeps bandwidth usage to a minimum. Available as a Software as a Service (SaaS) solution, it boasts a unified core software that all clients can access. Each user benefits from their own dedicated database instance, allowing them to select their preferred hosting location and achieve near-instant response times. This platform is purposely built for flexibility, adapting effortlessly to the distinct needs of your customers. The time required for deployment has drastically improved, and ongoing integration enables updates to occur without disrupting service. Enjoy the liberty to develop new components freely, moving away from rigid data structures in favor of user-friendly configurations. As we move forward, the potential for customization and future enhancements continues to expand infinitely, ensuring that our platform remains at the forefront of innovation. This commitment to adaptability positions us to meet the evolving needs of a diverse clientele.

Biz2X stands out as a robust global SaaS platform crafted to enable financial institutions to provide a customized online lending experience specifically for small and medium-sized enterprises. As a leader in the digital lending space, Biz2X equips these institutions with essential tools to promote growth through a refined omnichannel strategy and advanced risk management features. This innovative platform notably accelerates processing times and curtails costs while providing user-friendly applications that borrowers can complete independently or with assistance from bank representatives. By enhancing the digital approach to customer acquisition, Biz2X plays a crucial role in strengthening client relationships and increasing the volume of applications received. The system boasts customizable modules designed to align seamlessly with your unique policies, regulations, and workflows, ensuring a smooth integration into current operations. With cutting-edge scorecards available, you can maintain oversight that is consistent with your specific credit policies. Drawing on more than a decade of proven expertise in online lending from Biz2Credit, this technology is specifically tailored for lenders by a prominent online business lending authority. Consequently, Biz2X not only simplifies the lending process but also elevates the overall customer journey, making it an indispensable tool for any financial institution looking to excel in a competitive landscape. Furthermore, the platform's adaptability ensures that it can evolve alongside the changing needs of the market, providing long-term value for its users.

Elevate your key communications, such as invoices and account statements, by turning them from traditional formats into dynamic interactions that engage your customers, ultimately nurturing brand loyalty and encouraging higher spending. By customizing content and streamlining interactions for customers, you can create more opportunities for engagement with your brand. Cutting-edge tools enable the transformation of conventional documents into captivating, tailored communications that enhance customer involvement, maximize the effectiveness of various channels, and emphasize crucial messages. With adaptable content features and responsive designs, you can guarantee that your communications are not only visually striking but also accessible on any device. Anticipate and meet customer desires through contextual messaging that leverages the strengths of all available channels, ensuring that communication is delivered via their preferred means. Additionally, you can effortlessly design and modify HTML emails, PDF documents, and other formats using a user-friendly administrative dashboard. Maintain a consistent brand identity across all interactions by utilizing an extensive library containing your content, logos, color schemes, and other resources, which ultimately fosters a more unified customer experience. By focusing on interactivity and personalization, businesses can greatly improve customer satisfaction and loyalty, while also paving the way for innovative marketing strategies that resonate with their audience. This approach not only enhances the effectiveness of communication but also builds a stronger connection between the brand and its customers.

The Business Finance Manager acts as a vital financial dashboard for small and medium-sized enterprises (SMEs), significantly contributing to the prosperity of your clients. By harnessing the power of AI and data analytics, we enable your business clients to keep a close watch on their cash flows and manage liquidity effectively, freeing them to focus on their core operations. Accessible anytime and anywhere, your clients can easily access all the essential financial information they require. The BFM improves liquidity planning by providing insights generated through data analytics and machine learning technologies. Clients benefit from timely, relevant information and customized recommendations integrated into the BFM, ensuring they receive necessary support at the right moments. Employing machine learning to highlight key content not only strengthens customer loyalty but also opens doors for cross-selling opportunities. Additionally, you will discover innovative advisory strategies and gain an in-depth understanding of cash flows, including insights from third-party banking data that enhance bank analytics, ultimately facilitating more informed financial decision-making. This comprehensive strategy for finance management positions your business as a reliable partner in the growth journeys of your clients, fostering long-lasting relationships and mutual success.

We oversee the complete process of creating user and bank accounts, onboarding customers, verifying compliance, and ensuring adherence to regulatory standards. Our dedication guarantees that we deliver services that align with industry compliance requirements while providing an effortless experience for users. By utilizing our all-encompassing core banking system, you can roll out innovative banking solutions that prioritize customer needs. We empower enterprises to offer effective payment solutions customized to fit the specific demands of their clientele. Regardless of the payment hurdles that may arise, our extensive range of solutions is designed to tackle them efficiently. Furthermore, we assist both organizations and financial institutions in issuing bespoke physical and virtual cards. By customizing our card offerings to align with your exact specifications, we make sure that your requirements are fully satisfied. We connect the realms of finance, technology, and commerce through our broad capabilities, which encompass collection technologies, payout solutions, merchant integrations, and payment gateways, among other services. Our comprehensive solutions simplify complexities, enabling you to quickly launch cards, programs, or any financial technology product with ease and efficiency. With our partnership, businesses can concentrate on expanding while we expertly navigate the intricate aspects of their financial operations. This allows you to stay ahead in a competitive market while ensuring a smooth transition to advanced financial solutions.

VeriChannel is a robust and secure platform designed to help organizations create smooth and consistent customer experiences across various channels, including websites, mobile devices, kiosks, and ATMs. The system is accessible to both customers and staff on devices of varying sizes and resolutions, featuring fully responsive user interfaces that enhance usability. As a dependable and scalable solution, VeriChannel integrates seamlessly with existing IT infrastructures, facilitating secure connections with different applications. Its pre-configured architecture and ready-to-implement solutions make it possible to utilize the platform across all channels, significantly lowering costs related to application development and maintenance. Additionally, VeriChannel empowers organizations to modernize legacy systems without the need for complete redesigns, enabling the integration of content, data, and functionality into fresh presentation layers or customer experiences. This capability ensures that businesses can keep pace with evolving technology while maximizing the value of their existing resources.