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What is Human Interest?

Human Interest provides an easy and cost-effective solution for employees looking to save for their retirement. Unlike other 401(k) providers that may exploit clients with hidden fees, we offer transparent low-cost plans and funds. There are absolutely no transaction fees involved. Our user-friendly dashboard gives you a comprehensive view of your company’s plan, featuring in-depth reports on employee participation and contributions. With a streamlined onboarding process and integrated investment guidance, employees can start saving for their future in just a few simple steps. Human Interest eliminates the complexities of managing your company’s retirement plan by integrating seamlessly with your payroll system to handle contributions, as well as managing compliance testing and all necessary IRS paperwork. We provide a variety of options, including traditional and Roth 401(k)s, 403(b)s, Safe Harbor plans, and profit-sharing plans. We are committed to helping you select the best plan for your specific needs. Additionally, employers can personalize vesting and matching options without incurring any extra costs, ensuring a tailored retirement solution for every company. Our mission is to make retirement planning straightforward and beneficial for both employers and employees alike.

What is Betterment?

Betterment simplifies the management of retirement plans, allowing you to quickly and easily offer your employees an improved 401(k) option while maintaining significantly lower costs compared to many rivals. Serving as your all-encompassing partner, we oversee everything from the initial setup to ongoing management, including reporting and investment strategies, all at some of the most competitive rates in the market. Our customized guidance is specifically designed to help your employees achieve better returns while effectively managing their risk. We assist them in developing a personalized retirement plan, advising on appropriate savings amounts and account types. This approach empowers your employees to take control of their financial futures, which in turn keeps them engaged and productive in their roles. When we evaluated contemporary, user-friendly retirement plans for our team, we found that most existing options were often expensive and overly complex. Therefore, we created our own 401(k) solution by leveraging the capabilities of our retail investing platform, ensuring it caters to the needs of both employers and employees alike. By delivering this innovative solution, we strive to make retirement planning straightforward and accessible for all participants. Ultimately, this initiative reflects our commitment to enhancing financial well-being in the workplace.

Media

Media

Integrations Supported

Rippling
ADP Workforce Now
AllianceHCM
Ascentis
Bennie
Dayforce
Era
GoCo
Gusto
Namely
Numeric
Paychex Flex
Paylocity
Rainmakers
RightCapital
Utluna
Workday Financial Management
Workday HCM
Zenefits

Integrations Supported

Rippling
ADP Workforce Now
AllianceHCM
Ascentis
Bennie
Dayforce
Era
GoCo
Gusto
Namely
Numeric
Paychex Flex
Paylocity
Rainmakers
RightCapital
Utluna
Workday Financial Management
Workday HCM
Zenefits

API Availability

Has API

API Availability

Has API

Pricing Information

$120 per month
Free Trial Offered?
Free Version

Pricing Information

$1,644 per 2 employees
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Human Interest

Date Founded

2015

Company Location

United States

Company Website

humaninterest.com

Company Facts

Organization Name

Betterment

Date Founded

2010

Company Location

United States

Company Website

www.betterment.com/401k/

Categories and Features

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