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What is Modirum?

Three-Domain Secure (3DS or 3-D Secure) is a communication protocol utilizing XML that enables cardholders to confirm their identity with their card issuer during online transactions where physical cards are absent. This framework is essential in reducing the risk of unauthorized card-not-present transactions, thereby protecting merchants, issuers, and cardholders against potential fraud. By enabling the secure exchange of cardholder data among the main participants in a card-not-present transaction—including the cardholder, merchant, card issuer, and payment processor—3-D Secure significantly improves security measures. Initially developed by Visa in the early 2000s, the first iteration of this technology was branded as Verified by Visa (VbV). Furthermore, other prominent card networks have adopted technologies based on the 3-D Secure 1.0 standard, with MasterCard naming it MasterCard SecureCode (MCC), JCB International referring to it as J/Secure, and American Express marketing it as American Express SafeKey. One notable benefit of employing 3-D Secure is that it shifts the liability for fraudulent transactions from merchants to card issuers, which helps decrease the frequency of chargebacks. This system not only elevates consumer trust in online shopping but also strengthens the overall reliability of electronic payment infrastructures. As a result, the adoption of 3-D Secure is increasingly seen as a critical component in the fight against digital fraud.

What is Cards on the Spot (COTS)?

Empower your cardholders with the capability to swiftly issue debit, credit, and ATM cards at your branches, significantly streamlining the entire process. Matica's cutting-edge instant issuance software, Cards on the Spotâ„¢, enables the creation and activation of payment cards, including options from Visa and MasterCard, in merely three clicks. This robust, browser-based platform facilitates immediate issuance of various premium card types, encompassing both contact and contactless formats, distinguishing it from other market offerings. Designed to be more efficient, straightforward, and accurate than any alternative, Matica's Cards on the Spotâ„¢ stands out in the industry. The software can be easily implemented, updated, and maintained to fulfill all your card issuance needs. Moreover, it integrates flawlessly with core systems and transaction processing networks. With the branch licensing model allowing for unlimited users without extra costs per card or annual fees, financial institutions can find it to be a highly economical option. This innovative solution not only saves time but also significantly elevates customer service by providing immediate access to various payment options. As a result, both branches and customers alike can benefit from a more responsive and efficient banking experience.

Media

Media

Integrations Supported

IDpack Cloud

Integrations Supported

IDpack Cloud

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

www.modirum.com

Company Facts

Organization Name

Matica Technologies Group

Date Founded

2007

Company Location

Germany

Company Website

www.maticacorp.com/products/cards_on_the_spot/

Categories and Features

Categories and Features

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