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EVO Payments

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What is Virtuous Payments?

Virtuous Payments distinguishes itself as a premier payment processor in North America, offering transparent pricing and tailored payment processing services for businesses across Canada. They provide an extensive selection of advanced terminal solutions, including the full range of Clover terminals, which come equipped with various applications suitable for both full-service and quick-service point-of-sale systems. Their services encompass in-person payment methods, intelligent terminal payment solutions, and cryptocurrency payment terminals, simplifying the process for businesses to accept card payments through smart terminals. Upholding a commitment to transparency, Virtuous Payments employs a cost-plus pricing model that leverages the pass-through costs from Visa and Mastercard, adding only a minimal surcharge to the overall credit card fees. Unlike many competitors that impose significant setup fees to start a merchant account, they do not have any such charges, making it easier for businesses to get started. With a wealth of industry knowledge, Virtuous Payments has positioned itself as a leading provider of merchant services, ensuring clients receive personalized solutions that cater to their specific needs. Their focus on customer satisfaction and adoption of innovative technology consistently fuels their expansion in the highly competitive payment processing sector. Additionally, they continuously seek to enhance their offerings, staying ahead of market trends and evolving customer demands.

What is EVO Payments?

EVO sets itself apart by utilizing four distinct business channels, each equipped with dedicated sales and operations teams that provide specialized payment solutions and services. These teams work alongside ISV and reseller partnerships to enhance technology offerings at the point of sale. Additionally, EVO caters to large merchants by providing payment solutions that seamlessly integrate with ERP systems and automate accounts receivable processes. Their approach also includes building merchant relationships primarily through online platforms to facilitate business transactions. Furthermore, EVO serves small- to medium-sized enterprises that primarily operate in traditional brick-and-mortar environments. Their countertop terminals support a wide range of payment methods, including EMV, chip and pin, magstripe, and NFC/contactless options. This versatility allows POS developers to swiftly incorporate advanced security features and functionalities into their payment solutions. EVO Payments also provides semi-integrated options that enable merchants to accept EMV payments in a straightforward and cost-effective manner. In addition, their secure mobile payment solutions encompass PCI-compliant handheld devices, wireless terminals, and tablet options, ensuring a comprehensive suite of services for all types of merchants. Ultimately, EVO's commitment to innovation and diverse offerings positions it as a leader in the payment solutions industry.