Top GPayments Alternatives

Plaid operates as a global data network that supports various tools that help countless individuals achieve better financial well-being. Our goal is to create a financial ecosystem that is inclusive, competitive, and advantageous for all by streamlining payment processes and transforming the lending landscape. Collaborating with over 8,000 businesses, including popular fintech platforms like Venmo and SoFi, as well as numerous Fortune 500 firms, Plaid empowers users to have greater autonomy and flexibility in managing their finances. Based in San Francisco, the company's network encompasses more than 12,000 institutions across the United States, Canada, the United Kingdom, and Europe, ensuring a wide reach and impact in the financial sector. Additionally, Plaid is dedicated to fostering innovation that enhances user experiences in financial transactions.

Discover the true identity of your customers, users, or employees with the Udentify solution for Identity Verification and Biometric Authentication. Here are the challenges we address: - Verification of identity - Streamlining onboarding processes - Facilitating new account creation - Conducting age verification - Preventing fraudulent activities - Implementing biometric authentication - Enabling passwordless access - Ensuring robust customer authentication - Serving as a replacement for knowledge-based authentication (KBA) - Complying with KYC and AML regulations Udentify holds both iBeta Level 1 and Level 2 certifications, and it seamlessly integrates with your website or mobile application, allowing users to transition effortlessly between desktop and mobile experiences as they choose, enhancing usability and accessibility. This innovative approach not only simplifies user experiences but also strengthens security protocols across digital platforms.

Sumsub is an all-encompassing verification platform that facilitates global customer onboarding, accelerates access, lowers expenses, and combats digital fraud effectively. By integrating robust verification processes with enhanced conversion rates across the globe, Sumsub offers a comprehensive suite tailored to diverse requirements, including KYC/AML checks, KYB verifications, payment fraud mitigation, and facial recognition authentication. This versatility not only streamlines operations for businesses but also enhances user experience, making it a preferred choice in the realm of digital verification solutions.

MetaMap offers a revolutionary identity verification solution that integrates regional data infrastructures for a global approach. As the first comprehensive identity verification platform, it leverages localized data sources, enabling you to gain thorough insights into your users, from local governmental checks to international AML Watchlists. With a variety of tools at your disposal, you can enhance your understanding of users while ensuring a seamless verification experience that does not compromise your conversion rates. Our SDK allows for rapid user verification, or you can design customized verification processes through our API. Notably, our clients report that up to 95% of users successfully navigate the verification process on their first try. By seamlessly accessing regional identity infrastructures, you receive organized data from multiple local databases, which are compiled into detailed user profiles. Additionally, the MetaMap dashboard facilitates the automation and optimization of manual verification tasks. Should you need assistance, our dedicated international Customer Success Team is always ready to provide support and guidance. This commitment to customer care underscores our belief in creating an efficient and user-friendly identity verification experience for all clients.

Our platform enables the integration of financial services into your business seamlessly. Banking Offer provides FDIC-insured banking solutions for clients through a straightforward integration process. With features like ACH transactions and credit card processing, transferring funds becomes a hassle-free experience. Branded Cards allow for the quick creation of tailored or white-label cards, enhancing your brand's visibility. Global money transfer services facilitate sending and receiving funds internationally in various currencies. One embed offers FDIC-insured virtual accounts that enable customers to manage their finances, earn interest, pay bills, and perform transactions all in one location. Alviere's banking technology simplifies the embedding of For-Benefit-Of (FBO) accounts into your platform, allowing you to deliver personalized financial services to both clients and employees. By utilizing FBO accounts, you can monitor your finances in real time and select the most suitable services for your needs, ultimately enhancing your overall financial management. This comprehensive approach ensures that you can provide a variety of financial options to meet diverse customer demands efficiently.

HyperVerge Inc specializes in B2B SaaS solutions that leverage AI for identity verification tailored for industries such as Financial Services, Telecom, Gaming, E-commerce, Logistics, EdTech, and Crypto. Their Identity Verification Platform facilitates effortless customer onboarding, conducts fraud evaluations, performs face authentication, verifies age and documents, and supports eKYC among various other services. Each month, clients utilize this platform to onboard more than 30 million customers. By simply submitting an ID and a selfie, businesses can confirm their customers' identities in mere seconds, effectively reducing fraud while adhering to AML and KYC regulations. With a remarkable accuracy rate of 99.5%, which stands as the highest in the market, and having processed over 600 million KYCs in more than 200 countries since its inception in 2019, HyperVerge’s technology is designed for expansive growth. Their esteemed clientele includes notable companies like SBI, LIC, Jio, Vodafone, Bajaj Finserv, L&T, Swiggy, WazirX, Coinswitch, Razorpay, ICICI Securities, SBI Cards, Grab, CIMB, FE Credit, Home Credit, and over 100 other clients across multiple regions, all relying on them for streamlined onboarding experiences. HyperVerge continues to innovate in the identity verification space, ensuring that businesses can operate with confidence and security in a rapidly evolving digital landscape.

Sila operates a comprehensive payment platform that delivers Banking-as-a-Service via a developer-centric payment API, ensuring scalability and enabling quick, secure money transfers. This platform simplifies the process of creating and launching fintech applications and integrated payment solutions across various sectors, including finance, cryptocurrency, and Web3. Among Sila's features are Virtual Accounts, Digital Wallets, KYC/KYB services, and ACH payment APIs tailored for software development teams. Furthermore, additional capabilities can be accessed through a range of pre-approved, integrated partners, each providing varying levels of support. Sila’s excellence in the industry was highlighted when it received the Best Payments as a Service Platform award at the 2022 Embedded Banking Awards by Tearsheet. The company operates out of Portland, Oregon, and continues to innovate in the financial technology space.

FUGU specializes in self-learning systems for fraud prevention, with its advanced software meticulously monitoring online payments after transactions because we truly believe that EVERY PAYMENT COUNTS! With a month-to-month operational model that poses no risk or long-term commitments, FUGU significantly minimizes false declines by 50%, successfully contests chargeback disputes 60% of the time, and detects various forms of fraudulent activity, including friendly fraud. Additionally, FUGU provides a chargeback liability shift service, addressing both fraud and authorization reason codes. Living up to our motto, "EVERY PAYMENT COUNTS," we implement a distinctive KYC system that streamlines verification processes, enhancing the success rates to be among the highest in the industry. FUGU is an essential tool for online payment systems, catering to: 1. eCommerce platforms - compatible with all environments, including a dedicated Shopify app 2. Payment gateways 3. Software as a Service (SaaS) - offering continuous risk assessments 4. Investment firms and exchanges for managing investor deposits 5. Gaming and casino industries 6. Banks and credit card companies 7. Chargeback guarantees FUGU is compatible with all major eCommerce platforms and provides tailored solutions, including fraud detection and prevention applications for Shopify, WooCommerce, Magento, BigCommerce, and Wix, ensuring comprehensive protection across the board. Furthermore, our commitment to excellence means we continually adapt and improve our offerings to meet the evolving needs of the market.

Integrate Authsignal into your identity framework to enhance customer journeys and provide top-tier user authentication experiences. Designed to empower product and fraud teams in managing customer pathways while reducing fraud risk, Authsignal simplifies the deployment of passkeys. Offering exceptional, easy-to-integrate authentication solutions, product teams can utilize Authsignal to implement authentication methods like Passkeys, push notifications, and SMS challenges throughout the user experience. This facilitates seamless identity verification, ensuring not only secure customer journeys but also safeguarding user data with a cohesive customer experience. With Authsignal, you can obtain a comprehensive view of customer interactions and effectively manage identity data along with detailed audit trails. Ultimately, this powerful tool supports a variety of authentication methods, including passwordless, multifactor, and CIAM solutions, to meet diverse security needs.

FraudLabs Pro plays a vital role in helping online retailers protect their e-commerce platforms from fraudulent activities. It thoroughly examines all transactions conducted through credit cards, PayPal, and other payment options to identify potential online fraud, often referred to as payment fraud or Card Not Present (CNP) fraud. By taking this proactive stance, merchants can increase their revenue while reducing chargebacks and financial losses associated with fraud. In addition, it streamlines operations by providing an easy-to-navigate merchant interface that simplifies the process of investigating fraud cases, which could otherwise be complex and time-consuming without an effective fraud detection system. The platform offers over 24 plugins, extensions, and add-ons that are compatible with major e-commerce systems, making the installation process quick and easy—simply download and set up the desired plugin. Additionally, more than 20 plugins are tailored to support various popular e-commerce platforms, enhancing versatility. Once merchants input their License Key and activate the fraud detection functionality, their online business gains ongoing protection against fraudulent actions, providing reassurance to merchants. This all-encompassing strategy not only secures financial transactions but also cultivates increased customer confidence in the overall online shopping experience. Ultimately, a secure shopping environment leads to higher customer retention and satisfaction.

How can companies confirm the presence of genuine individuals online? Onfido, part of Entrust, assists businesses in verifying authentic identities through the integration of AI and expertise in identity verification. By simply submitting an ID and a photograph, customers can validate their identity from any location. This process not only enhances the security of your business but also equips you with essential information. Through this method, a user's digital profile can seamlessly connect to their real-world identity using just their ID and facial recognition. Additionally, you have the option to re-verify a user's account or authenticate them via a selfie. Onfido's identity verification solutions have enabled numerous businesses to increase user onboarding, decrease instances of fraud, and allow internal teams to focus on other priorities. Implementing robust identity verification and authentication strategies can significantly contribute to achieving your business objectives. Our AI-driven technology effectively identifies whether a government-issued ID is legitimate or fraudulent and matches it against facial biometrics, providing companies with the necessary security and confidence to onboard customers remotely and securely. This comprehensive approach not only fosters trust but also streamlines the onboarding process for users.

Cardinal is recognized as a leading expert in the field of global digital transaction authentication. For over two decades, we have connected merchants, issuers, and consumers to create a win-win scenario for all parties. The rapid and secure payment authentication solutions provided by Cardinal significantly improve the shopping experience, leading to increased approval rates and higher sales figures. Our method prioritizes security and efficiency, utilizing extensive data from merchants, issuers, and consumers to effectively combat fraud and lower the rates of false declines. As merchants boost their revenue, consumers are inspired to make additional purchases, while issuers enjoy improved collections. Cardinal supports a variety of payment networks, such as Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and several regional networks like Cartes Bancaires and ELO, with ambitions to broaden our reach in the future. In contrast to conventional techniques that sequentially process authentication steps, Cardinal adopts a parallel processing model that allows for data collection and analysis to begin even before a consumer completes their order. This forward-thinking strategy not only enhances the efficiency of the authentication process but also enriches the overall shopping experience for all participants. By continuously innovating our services, we aim to set new standards in the digital transaction landscape.

Ondato provides a comprehensive range of services including identity verification, business onboarding, customer data management, due diligence, and authentication, all designed to seamlessly integrate into your daily operations. Our solutions support the complete customer lifecycle management, beginning with the onboarding process and extending to ongoing user monitoring. This all-in-one platform caters to your compliance concerns while also offering an intuitive data management experience, ensuring that your needs are fully met. With Ondato, you can enhance both efficiency and security in your customer interactions.

Bottomline’s cloud-based platform, known as Secure Payments, provides financial institutions and businesses with the tools needed to reduce risks, prevent fraud, and adhere to regulatory requirements through its flexible and all-encompassing structure. This innovative solution effortlessly integrates with various banking systems via secure APIs and is compatible with Bottomline's Digital and Payments Banking offerings. By overseeing a vast array of transactions on a global scale, Secure Payments enables users to analyze outgoing payments through multiple channels such as Card, Check, ACH, Wire, SWIFT, FileAct, SEPA, SIC4, Fedwire, and standardized protocols like ISO200022 and ISO8583. Users can assess alerts and prioritize their responses based on individual concerns, allowing for a tailored approach to risk management. The platform employs an advanced machine-learning algorithm that intelligently classifies alerts and customizes notifications according to previous resolutions, thus allowing organizations to focus on their most pressing risk factors. This forward-thinking strategy not only improves security but also simplifies compliance processes within the organization, fostering a culture of proactive risk management. Ultimately, Secure Payments represents a significant advancement in how financial entities can protect themselves and streamline their operations.

PaymentCloud Merchant Services delivers credit card processing solutions suitable for a diverse array of businesses. Our services cater to everyone, from large Fortune 100 corporations to small neighborhood shops, as well as ecommerce platforms and retail environments, accommodating varying levels of risk. We provide extensive integrations compatible with nearly all platforms, shopping carts, and CRM systems, empowering you to mitigate risks while enhancing your potential rewards. For a tailored experience and friendly service, reach out to one of our dedicated account managers who are ready to assist you. With PaymentCloud, businesses gain the essential support they require for growth and success. Boasting over 50 years of collective expertise in the payments sector, we are committed to your prosperity. Our straightforward setup process, alongside reliable fraud prevention and chargeback management, ensures a seamless experience. Additionally, we offer a vast array of integrations and proudly serve industries that may face challenges, including those with low risk and high complexity.

Veriff stands out as the go-to identity verification and authentication platform for some of the most forward-thinking and rapidly expanding organizations worldwide, spanning online marketplaces, financial services, gaming, mobility, and beyond. By merging artificial intelligence with dedicated human verification teams, Veriff effectively deters malicious entities while ensuring that legitimate users encounter minimal obstacles throughout their customer experience. This innovative approach allows companies to foster customer confidence through efficient, AI-driven identity verification and authentication processes. The Veriff IDV platform provides robust, scalable solutions that are widely trusted across various industries. With an impressive 98% automation rate in checks and an average decision-making time of just six seconds, Veriff boasts an extensive database containing over 12,000 identity documents. Furthermore, the platform's exceptional user experience facilitates verification for 95% of users on their initial attempt, reinforcing Veriff's reputation as a leader in the identity verification landscape. Organizations leveraging Veriff's solutions can significantly enhance their security measures while streamlining user interactions.

The Cognitive Security Platform® (CSP) provides an all-encompassing solution for identifying threats and preventing fraud across multiple channels, focusing on the protection of digital businesses and mitigating risks associated with online financial services such as home banking and electronic transactions, all while maintaining a fluid user experience. Our solution is fully packaged and ready for quick deployment, allowing for swift implementation tailored to the evolving needs of the digital environment. Thanks to the modular architecture of the Cognitive Security Platform®, businesses can choose to activate specific features that are vital for bolstering their security measures. By leveraging advanced AI algorithms combined with behavioral biometrics and analytics, we guarantee a hassle-free experience for users, ensuring that security is never compromised. Furthermore, our platform supports the development of anti-fraud strategies across multiple channels, enabling a comprehensive approach to risk management. This omnichannel viewpoint not only simplifies the oversight of fraud risks but also eradicates the necessity for disconnected channel management strategies. Such integration not only boosts operational efficiency but also strengthens your defenses against new threats emerging in the digital space, providing peace of mind for enterprises navigating this complex landscape. As technology continues to advance, our commitment to innovation ensures that our clients stay one step ahead in the fight against fraud.

Mitigating the risk of fraud is a priority, and we collaborate closely with our clients to shield them from potential threats and unauthorized access to their digital platforms. Fostering genuine customer loyalty is essential, so we strive to engage users through relevant and intuitive interactions, tailored to their chosen channels. Explore the significance of digital banking, mandates, and user experience. It is crucial to rethink authentication methods in the context of SRC and EMV-3D Secure. The Entersekt Secure Platform allows you to build trust, recognize your users, and provide them with innovative experiences that enhance brand visibility. By enabling a secure and efficient remote registration and card provisioning process, you can boost adoption and revenue. The Entersekt Customer Authentication Solution is a compliant approach that safeguards all your digital interfaces, effectively reducing the risk of account takeover fraud. Furthermore, the Entersekt Smart Messaging Solution offers secure and advanced in-app messaging services that can enhance your relationship banking strategy, ensuring a more connected and reassuring experience for your customers. This holistic approach not only protects users but also paves the way for long-lasting customer relationships.

Appgate offers a wide array of cloud and hybrid-ready security and analytics solutions, currently safeguarding more than 1,000 organizations across 40 countries. The firm is committed to a focused approach on Zero Trust security, addressing the complexities that arise as IT environments become increasingly distributed and on-demand. This shift introduces fresh security challenges, leaving professionals struggling to resolve contemporary issues with outdated methods. Organizations can bolster their defenses against potential threats by becoming less conspicuous targets. Adopting an identity-centric, Zero Trust strategy is vital, as it evaluates multiple contextual factors before permitting access. Proactively identifying and neutralizing both internal and external threats is crucial to protecting your organization. Major global businesses and government agencies depend on our high-quality, effective secure access solutions. Our ZTNA solution is crafted to enhance and simplify network security through a comprehensive range of features. This approach not only diminishes risk but also guarantees that users experience seamless and secure access to your digital services while protecting sensitive information. As security landscapes evolve, staying ahead of potential vulnerabilities has never been more important for organizations around the world.

Fintech firms can greatly enhance their operations through sophisticated services designed to combat digital fraud and evaluate risks effectively. By leveraging non-personal data alongside behavioral analysis, we provide thorough evaluations of device risk and protection for online users. Our innovative solutions are crafted not only to prevent fraudulent activities but also to lower overall threat levels, while simultaneously attracting new customers and promoting sustainable growth in portfolios. With JuicyScore, companies can identify various types of fraud, detect suspicious activities, and gain insights into user intentions, allowing for precise segmentation of incoming data based on associated risk levels. This approach significantly improves the quality of information available for decision-making and fortifies the security of clients' personal accounts, which in turn enhances the rate of successful online transactions. JuicyID simplifies the client authentication process, ensuring the protection of sensitive data while minimizing the chances of fraudulent incidents. Additionally, we focus on identifying both technical and social forms of fraud, effectively categorizing risks and delivering a comprehensive data vector that enriches current scoring models, thus improving the accuracy of decision-making frameworks. The seamless integration of these services not only ensures a strong foundation for risk management but also positions fintech companies to thrive in an increasingly competitive landscape. Ultimately, our comprehensive approach lays the groundwork for a more secure and efficient financial ecosystem.

PAAY emerges as an innovative authentication solution designed specifically for modern merchants. By optimizing payment approvals and diminishing chargebacks, we play a crucial role in supporting merchants' compliance with industry standards, thereby making a notable impact on the e-commerce sector. Every minute, a vast number of transactions are processed worldwide, and within that fleeting moment of purchase, PAAY is instrumental. The struggle to secure online transactions is real, and the financial repercussions of fraudulent chargebacks and unwarranted declines only add to this challenge. As a certified EMV 3-D Secure provider, our service guarantees buyer authentication, protecting merchants' sales. Furthermore, PAAY provides issuers with vital data, which aids in making well-informed choices and increasing the likelihood of payment approvals. Our platform also delivers important authentication metrics to merchants, helping them enhance their internal fraud detection systems and risk management strategies. In the end, PAAY simplifies the process of dispute resolution, significantly reducing the time and resources required for manual reviews and fraud prevention, ultimately allowing merchants to concentrate on their core business activities more effectively. This commitment to streamlining processes not only boosts efficiency but also strengthens the overall trust in online transactions.

Our comprehensive compliance solution, combined with features for monitoring transactions and preventing fraud, enables you to effectively develop, launch, and expand your enterprise. This PCI-certified system swiftly identifies card-testing threats, providing automatic blocking and thorough risk assessments. We also offer market entry support while guaranteeing adherence to all financial regulations, performing due diligence, and enabling AML/BSA monitoring to ensure compliance with KYC and OFAC screening standards. Our processes for identity verification and liveness detection greatly mitigate the potential for account takeovers and facilitate KYC checks for international transactions. Over the past fifteen years, we have built a trustworthy and secure global money transfer service, and we now aid our clients by applying our extensive knowledge in compliance and fraud prevention to help them meet their growth aspirations. As your organization navigates significant risks or seeks to adopt global payment solutions, we bring both proven expertise and essential resources to provide assistance. Additionally, our near real-time transaction monitoring for card payments bolsters security and reinforces your business’s financial integrity, assuring you that you can operate with confidence in a rapidly changing landscape. This commitment to security and compliance is what sets us apart in the industry.

Typically, the process of granting you administrator access to your card payment acceptance and processing system can take anywhere from a few days to a month. In about a month, further details regarding the setup of our white label payment gateway will be provided. Thanks to its flexible architecture, our white label payment solution can efficiently scale both horizontally and vertically to accommodate your requirements. This system can manage as many as 200 transactions per second, ensuring strong performance throughout its operation. The application’s efficiency improves as additional operational modules are added, allowing for seamless integration without any interruptions or the need for system reboots. Furthermore, our white label payment gateway is equipped with robust protection against chargebacks, incorporating a 3-D secure support module that complies with the official VISA and Mastercard authentication protocols for cardholders. This thorough approach not only enhances transaction security but also fosters trust between you and your clients during every processing step. In addition, our team is here to support you with any inquiries you may have during the setup process.

FreeRADIUS is an effective and highly flexible open-source RADIUS solution that includes a server, client library, development libraries, and an array of tools. Recognized as the most commonly used RADIUS server globally, it serves essential functions for major Internet Service Providers and telecommunications firms, while also playing a key role in facilitating eduroam, the international Wi-Fi roaming service tailored for educational institutions. This software supports a wide range of authentication protocols, such as PAP, CHAP, and numerous EAP variants including EAP-TLS, EAP-TTLS, and EAP-PEAP with EAP-MSCHAP. Its modular design allows for customized configurations, enabling conditional request processing, seamless integration with LDAP and SQL databases, and the capacity to execute external scripts. Furthermore, the support for virtual servers helps simplify complex setups and reduces ongoing maintenance costs. FreeRADIUS also supports over 100 vendor-specific attributes, ensuring compatibility with various network access servers, which significantly contributes to its widespread use across different environments. With its extensive features and adaptability, FreeRADIUS remains an essential tool for network authentication and management.

Comprehensive payment processing solutions are available for banks, payment service providers, fintech companies, and online retailers, which include white label card options. This advanced payment infrastructure promotes rapid business development. It features in-house PCI Level 1 certified processing for VISA and Mastercard issuers and acquirers across Europe and the Asia-Pacific. The technical processing service boasts a premier E-commerce payment gateway solution known as DECTA Gateway API. Authorization switching can be integrated using either a REST API or an ISO 8583-based protocol. Additionally, DECTA Issuing facilitates real-time program management, along with clearing and switching capabilities. Utilizing an ActiveActive deployment strategy, DECTA ensures that all critical processing systems achieve an impressive uptime of up to 99.99%, even accommodating planned downtimes for system enhancements or ICO launches, thereby maintaining consistent service reliability. This commitment to uptime is essential for businesses that rely on uninterrupted payment processing.

HiTRUST is recognized as a leading provider of identity verification solutions, particularly excelling in facilitating secure and efficient digital transactions. Known for its innovative strides in 3-D secure technology, HiTRUST offers state-of-the-art services that prioritize security, reliability, user-friendliness, and mobile accessibility. One of its standout features is the passwordless authentication system through VeriFIDO, which employs public key cryptography to eliminate the need for passwords, complemented by comprehensive fraud detection mechanisms that ensure safe and smooth checkout experiences. The adaptable solutions offered by HiTRUST are designed for simple integration across a variety of platforms, supporting different implementation methods such as on-premises setups and cloud-based services. By focusing on enhancing customer experiences and streamlining interactions, HiTRUST enables businesses to safeguard digital identities globally, fostering trust and efficiency in online transactions. This dedication to ongoing innovation not only strengthens security measures but also cultivates a more user-centric digital landscape. Furthermore, as digital transactions continue to evolve, HiTRUST remains committed to staying at the forefront of technological advancements.

Boost your business's cash flow with reliable and secure merchant services. Capital One has partnered with Worldpay® from FIS, a leading provider of credit and debit card processing solutions, to offer adaptable payment acceptance options tailored to fit your specific requirements. We streamline the process of collecting payments, allowing you to focus your efforts on managing and expanding your business. You can receive payments via virtual terminals, smart terminals, hosted web pages, and mobile card readers, providing you with multiple avenues to accommodate your customers. Enjoy the peace of mind that comes with our robust data security features, ensuring your transactions are safe. Stay organized with detailed and transparent reporting that provides insights into your financial performance. Accept a wide range of payment methods, including swipe, EMV, contactless, keyed-in transactions, phone orders, email invoicing, PayPal®, and many more. Our services enable you to process major credit cards such as Visa®, MasterCard®, Discover®, American Express®, in addition to gift and loyalty cards. Take advantage of our continuously evolving payment-processing solutions to manage your cash flow strategically, while Capital One Merchant services, enhanced by Worldpay, introduces you to cutting-edge technologies tailored for the future of payment processing. With our collaboration, we will assist you in navigating the intricacies of modern transactions, ensuring that your financial operations are seamless and efficient. Together, we can help your business thrive in a competitive landscape.

Zūm Rails offers innovative solutions that integrate instant payments with open banking functionalities. The software enables users to concentrate on distribution while we handle backend processes that reduce fraud risk, compile KYC data, and enhance the overall experience for end-users. By leveraging the Zūm Wallet, our solution accelerates the payments process, minimizes delays in financial transactions, and enhances user satisfaction through real-time data aggregation. Designed for scalability, Zūm Rails includes a Partner Portal that allows users to monitor customer transactions while gathering valuable insights and generating reports. Users can either operate directly from the Zūm Rails portal or effortlessly integrate our API into existing systems and workflows. Each aspect of the payment journey has been considered in the development of Zūm Rails software, ensuring a quicker, safer, and more user-friendly digital transaction experience. For further information, please visit zumrails.com to explore how we can enhance your payment processes.

We provide an all-encompassing platform that integrates hardware, merchant accounts, and gateways to achieve financial goals while enhancing customer engagement. This comprehensive solution enables businesses worldwide to conduct transactions efficiently, leveraging advanced payment technologies suitable for both self-service and assisted environments, whether online or face-to-face. Our offerings adhere to global security standards and highlight innovative design and technology. Clients benefit from the ease of executing swift and secure transactions. Our cashless solutions accommodate mobile payments and all major card types through swipe, tap, or dip options; they operate autonomously and can be customized for branding purposes. Every transaction is protected with PCI SSC P2PE certification from leading companies such as Mastercard, Visa, American Express, and Discover. Effectively modernize conventional vending machines and minimize wait times for customers. Manage all functionalities seamlessly from a central platform. Our state-of-the-art technology allows for straightforward plug-and-play integration, enabling businesses in a variety of industries to flourish and adjust to changing market demands. This innovative strategy not only improves the customer experience but also greatly enhances operational productivity and responsiveness. As a result, businesses can cultivate stronger customer relationships and drive sales growth.

Place a strong emphasis on safeguarding your most critical assets while improving key decision-making through thorough digital investigations and open-source threat intelligence solutions. With the expert guidance from Nisos, you can effectively remain ahead of emerging threats that pose risks to your personnel, resources, and overall corporate image. Our skilled investigators offer tailored best practices aimed at shielding your organization from employment fraud tactics. Functioning as a vital extension of your security, trust, safety, legal, and intelligence teams, we excel in both digital and human risk investigations. By uncovering concealed risks, you can adopt a proactive approach to protect your organization, all while influencing your legal, mergers and acquisitions, employment, and partnership strategies. Protect against insider threats with our insights that not only mitigate risks but also help prevent potential financial losses. Our analyses of human risk serve to not just secure your data but also to maintain integrity within the workplace. Strengthening your workforce and addressing their vulnerabilities enables you to adeptly traverse the digital landscape and preempt threats that could evolve into physical harm. In conclusion, vigilance and informed action are crucial components for establishing a safe environment for everyone involved. Additionally, prioritizing a culture of security awareness within your organization will contribute to long-term resilience against various risks.

Boost client conversion rates, enhance user satisfaction, reduce fraudulent activities, and adhere to compliance standards. Our offerings in Background Checks, Document OCR, and Face Matching simplify your workflows, delivering enhanced security and speeding up processes by as much as tenfold. Clients simply submit a photo of their driver's license (CNH) or ID card (RG), and we take care of everything else. Through the application of Optical Character Recognition (OCR), we extract pertinent details from the document image, cross-referencing this data with public databases to ensure accuracy. This entire operation is automated, providing a streamlined onboarding experience that is both quicker and more secure. With our state-of-the-art technology at your disposal, you can concentrate on your primary business objectives while we efficiently oversee the verification processes. Our solutions not only save time but also bolster the overall integrity of your onboarding procedures.

We guarantee the seamless operation of your online business, extending far beyond just a simple click. This capability enables you to craft unforgettable experiences for your customers. With unlimited checkout options and self-service features, you can offer exactly what your customers desire. By connecting various systems, you can deliver a cohesive customer journey. Manage your business efficiently at any scale by integrating all components. Leverage consumer insights for immediate decision-making, transforming casual buyers into dedicated supporters. Additionally, you can rapidly deploy new landing pages, sales funnels, and products, while implementing fraud prevention measures to enhance your profitability. This holistic approach empowers you to adapt and thrive in a dynamic marketplace.

In today's competitive business environment, ensuring data integrity, following established protocols, reducing errors, and effectively managing risk are essential elements for achieving revenue growth. GLAnalytics presents a cloud-based analytics platform that streamlines financial reporting while vigilantly observing financial data for inconsistencies and signs of fraud. This all-encompassing risk management tool builds trust by employing advanced algorithms that systematically review financial data in a secure and proactive manner, presented through an intuitive interface that stands out among typical financial reporting solutions. These sophisticated algorithms are not just capable of detecting irregularities; they also perform thorough cross-examinations of different data elements to ensure accuracy. Moreover, the analytics platform integrates strong encryption methods and secure access controls to protect sensitive information from unauthorized access. The system guarantees both logical and physical separation of client data, utilizing multiple tiers of certified storage to enhance security further. In addition, this cloud-based solution is designed for scalability, with all data kept in secure storage and access continuously monitored to uphold stringent protection standards. The array of features offered by GLAnalytics not only reinforces the reliability of financial reporting but also empowers businesses to make informed decisions with confidence. Ultimately, choosing GLAnalytics means investing in a future where financial integrity and security are prioritized, enabling organizations to navigate challenges with ease.

We support you every step of the way, ensuring that onboarding is compliant and that secure logins and electronic signatures are in place. With Signicat, you can enroll new clients while adhering to KYC and AML regulations, authenticate current users through secure methods, and sign legally binding documents electronically. Our commitment to meeting the highest standards of security and safety is unwavering. We provide both public and private cloud solutions tailored to your compliance and security needs. Whether your requirements are straightforward or intricate, we are equipped to address them effectively. From rapid deployment for smaller projects to robust solutions designed for large enterprises, we have you covered. Our flexible offerings ensure that you can scale as your business grows.

There’s nothing to remember and nothing to steal; you are the answer. Implementing zero-trust authentication is crucial for protecting your remote workforce while enabling strong customer verification with just a glance. This method can be utilized anytime, anywhere, and on any device. By embracing passwordless, multi-factor authentication, organizations can effectively mitigate fraud, phishing schemes, and the reuse of credentials, all while enhancing the experience for both customers and employees and ensuring the safeguarding of their privacy. Innovative technology drives unique capabilities, being hardware-agnostic and allowing Keyless to function seamlessly across a wide range of devices and appliances without reliance on specific hardware or sensors. Transitioning to a password-free environment not only boosts security but also generates better outcomes for your organization by completely eliminating the need for passwords. This high-level security framework removes the risk of a central honeypot and guarantees that no sensitive data is stored on user devices, making it impossible for information to be stolen or lost, as only the user holds access to their private data. By shifting away from traditional passwords, companies can significantly reduce expenses tied to password management, especially the average helpdesk cost, which is approximated at $70 per incident, resulting in improved efficiency and resource allocation. Therefore, adopting this advanced security strategy not only strengthens protection but also efficiently streamlines operational costs, making it a wise investment for any organization. Ultimately, a future without passwords represents a transformative leap towards enhanced security and user convenience.

Design exceptional user login and payment solutions for any website, granting you comprehensive control over your content and hosting environment. Start by incorporating a straightforward JavaScript snippet into your site, then set up your membership tiers, pricing structures, and access controls. Managing your members is a breeze with an easy-to-use dashboard at your fingertips. Say goodbye to the complexities of authentication and payment difficulties by limiting access to particular web pages and resources, which enables the development of effective web applications. Thanks to our seamless one-click integration with Stripe, you can begin processing payments almost instantly. Enjoy a completely free and unlimited trial, with the option to upgrade only when you're ready to launch, and without the need to provide credit card details. Additionally, you will unlock vital Stripe features, such as tax management, free trial options, and access to the Stripe billing portal. Tailor your payment methods to suit your audience's preferences while broadening your global reach, increasing conversion rates, reducing fraud risks, and enhancing transaction efficiency. This intuitive solution empowers you to concentrate on business growth while simplifying your payment management, allowing you to innovate and expand your offerings effortlessly. Ultimately, this approach not only boosts your website’s functionality but also enhances user satisfaction, making it a win-win for both you and your customers.

A flexible and highly scalable platform is engineered to guarantee secure access to government and corporate systems, along with online consumer services. It incorporates multi-factor authentication to protect remote access for employees who connect to corporate VPNs and other enterprise resources. This innovative solution accelerates the development and deployment of reliable identity and compliance authentication systems. Moreover, it features a smart card solution that offers robust authentication to safeguard workstations, mobile devices, and networks. The platform also streamlines the issuance and management of PIV and PIV-I cards, enterprise access cards, and mobile credentials. HID PIV IDMS not only provides identity proofing but also securely issues credentials, even for users operating remotely. In addition, it facilitates the efficient and secure use of service bureau card issuance, ensuring a seamless process for all credentialing requirements. Overall, this platform revolutionizes how organizations manage identity and access, enhancing security across various operational environments.

Customize site and user permissions with an advanced, cloud-based identity as a service (IDaaS) solution. Strengthen the security of your network by integrating a combination of single sign-on (SSO), multi-factor authentication (MFA), and lifecycle management (LCM) tools. Effortlessly manage user access through a modern and user-friendly interface. With a single click, you can connect to your corporate WiFi or VPN, providing a smooth user experience. Quickly verify your access and maintain effective control over your access management systems. Equip employees to unlock doors with their smartphones, NFC cards, or a variety of other easy authentication methods. Directly address guest questions from your mobile device when they contact you via a UA Pro reader. This all-encompassing suite of authentication options is meticulously designed to adapt according to user behavior, application sensitivity, and a spectrum of contextual risks, guaranteeing that security is always prioritized. Additionally, this flexible system not only enhances security but also significantly improves user accessibility and satisfaction throughout the organization.

Intrinsic ID is recognized as a leading digital authentication company worldwide, providing hardware-based root-of-trust security specifically designed for the Internet of Things, offering unique and unclonable identities for a wide range of IoT-connected devices. Utilizing their patented SRAM PUF technology, they ensure that their security solutions can be effortlessly integrated into both hardware and software environments. The offerings from Intrinsic ID are versatile and can be utilized at any stage of a product’s lifecycle, playing essential roles in validating payment systems, securing connectivity, authenticating sensors, and protecting sensitive systems utilized by government and military applications. With their technology now found in over 150 million devices, the company has received multiple prestigious awards, such as the Cyber Defense Magazine InfoSec Award, the IoT Breakthrough Award, and the IoT Security Excellence Award, among others. Furthermore, Intrinsic ID's security solutions have been rigorously validated in millions of devices that comply with the demanding standards set by Common Criteria, EMVCo, Visa, and various governmental organizations, further enhancing their standing in the industry. Their relentless pursuit of innovation and security not only reinforces their market position but also propels significant advancements in digital authentication technology. As they expand their impact, Intrinsic ID continues to lead the charge in the evolving landscape of IoT security solutions.

Three-Domain Secure (3DS or 3-D Secure) is a communication protocol utilizing XML that enables cardholders to confirm their identity with their card issuer during online transactions where physical cards are absent. This framework is essential in reducing the risk of unauthorized card-not-present transactions, thereby protecting merchants, issuers, and cardholders against potential fraud. By enabling the secure exchange of cardholder data among the main participants in a card-not-present transaction—including the cardholder, merchant, card issuer, and payment processor—3-D Secure significantly improves security measures. Initially developed by Visa in the early 2000s, the first iteration of this technology was branded as Verified by Visa (VbV). Furthermore, other prominent card networks have adopted technologies based on the 3-D Secure 1.0 standard, with MasterCard naming it MasterCard SecureCode (MCC), JCB International referring to it as J/Secure, and American Express marketing it as American Express SafeKey. One notable benefit of employing 3-D Secure is that it shifts the liability for fraudulent transactions from merchants to card issuers, which helps decrease the frequency of chargebacks. This system not only elevates consumer trust in online shopping but also strengthens the overall reliability of electronic payment infrastructures. As a result, the adoption of 3-D Secure is increasingly seen as a critical component in the fight against digital fraud.

Utilizing advanced technology from SenseTime, SenseID provides an extensive range of "Cloud + Client" solutions that include SDKs, cloud integration, and identity verification devices. By incorporating features like liveness detection, ID card verification, and identity authentication, SenseID ensures that a user's identity is valid, which helps reduce risks for financial institutions and mobile service providers while also cutting down on human resource expenses. The platform is designed to work seamlessly with multiple devices, such as smartphones, computers, embedded systems, and identity verification terminals. It features an intuitive online interface that allows for easy use even in offline scenarios. Moreover, the liveness detection technology is highly effective in thwarting spoofing attempts that employ static images, digital displays, and masks, among other methods. The system's level of accuracy exceeds that of human recognition, greatly diminishing the chances of errors that often occur in manual identification processes. As a result, SenseID significantly bolsters security and fosters confidence in identity verification across various industries. By continuously innovating and adapting to emerging threats, SenseID remains at the forefront of identity verification technology.

FortiAuthenticator offers powerful solutions for Identity Access Management and Single Sign-On that are essential for safeguarding networks. It is vital in delivering IAM services that protect against potential breaches caused by unauthorized access or excessive permissions granted to legitimate users. By confirming that only the right individuals can access sensitive information at the right times, FortiAuthenticator enforces strict security protocols. The integration of user identity data from FortiAuthenticator with authentication mechanisms such as FortiToken and FIDO2 significantly enhances access control, ensuring that only those with the necessary permissions can reach critical resources. This fortified security architecture not only reduces the likelihood of data breaches but also aids organizations in meeting the compliance standards associated with privacy laws imposed by both governmental bodies and private sector regulations. Furthermore, the implementation of these advanced security measures enables businesses to build stronger trust and confidence among their clients and stakeholders, fostering a safer environment for all. Ultimately, this comprehensive approach to identity and access management represents a proactive step towards a more secure digital landscape.

Riskified is an advanced solution designed to combat fraud within the eCommerce industry, with the goal of boosting sales and reducing operational costs. This reliable end-to-end software specifically targets card-not-present (CNP) transactions, helping businesses shield themselves from online fraud by evaluating, verifying, and ensuring their orders. Each transaction approved by Riskified is accompanied by a chargeback guarantee, thus offering protection against fraudulent activities. Additionally, the platform's quick and efficient review process enables retailers to enhance their sales and confidently explore new markets, promoting significant business expansion and opportunity. By providing these essential features, Riskified not only safeguards companies but also contributes to a safer online shopping experience for consumers. In doing so, it becomes a vital tool for businesses aiming to thrive in the digital marketplace.

LoginID offers SDKs and APIs that facilitate the seamless integration of our FIDO/FIDO2-certified multi-factor authentication solution into websites and applications. Our platform utilizes the inherent biometrics found on users' devices to generate a secure private/public key pair, ensuring robust customer authentication without the need for users to download any extra applications, as the private key remains securely stored on their device. Additionally, LoginID's transaction confirmation service enhances security for online merchants by requiring a biometric action for each transaction, which is then secured through cryptographic signing. We comply with various regulatory frameworks, including PSD2, GDPR, CCPA, and HIPAA, ensuring that our solution meets industry standards. Furthermore, LoginID supports a wide range of platforms with SDKs available for iOS, Android, React-Native, Web, Python, Java, and Node, alongside a convenient WordPress Plugin to cater to diverse development needs. Our commitment to secure authentication not only protects user data but also fosters trust between customers and businesses.

aPersona ASM utilizes cutting-edge technologies, including machine learning, artificial intelligence, and cognitive behavioral analytics, to effectively protect online accounts, web service portals, and transactions from potential fraud threats. Its adaptive Multi-Factor Authentication enhances security during the login process for any web service, and the system has been designed with great care to meet a wide array of requirements, including adherence to GDPR Risk Evaluation Guidelines. Additionally, it remains cost-effective and unobtrusive, ensuring that user experience during login is minimally disrupted. The tokenless method eliminates the need for users to download or carry extra items, while its adaptive intelligence enables precise forensic analysis in response to changing environments. aPersona also features dynamic identities that evolve over time, which eliminates the reliance on static solutions, and incorporates Learning Modes that enhance user engagement with the service. Furthermore, aPersona's patent-pending technology provides numerous features that significantly strengthen login security, effectively alleviating organizations' concerns regarding unauthorized access. This pioneering approach not only reinforces security but also positions aPersona as a frontrunner in the realm of online security solutions, thereby fostering greater trust among users and organizations alike.

AgentAuth is a sophisticated authentication platform designed to facilitate secure and seamless access for AI agents to over 250 various third-party applications and services. Its compatibility with a wide array of authentication protocols ensures reliable connections along with automatic token renewal features. This solution integrates effortlessly with leading agentic frameworks such as LangChain, CrewAI, and LlamaIndex, thus enhancing the capabilities of AI agents significantly. Additionally, AgentAuth boasts a centralized dashboard that provides complete visibility into user-connected accounts, which supports effective monitoring and quick resolution of any issues that may arise. The platform also offers customizable white-labeling options, empowering businesses to modify the authentication experience to align with their brand identity and OAuth developer applications. With a strong focus on security excellence, AgentAuth complies with SOC 2 Type II and GDPR standards, employing advanced encryption techniques to protect data integrity. Moreover, its intuitive interface streamlines the management of authentication processes, rendering it user-friendly for a wide variety of users, from tech-savvy individuals to those less familiar with such technologies. This comprehensive approach positions AgentAuth as a leading choice for organizations seeking reliable authentication solutions.

AxxonPay stands out as a prominent provider of payment solutions, specializing as a direct bank card acquirer for high-risk merchants. We deliver a diverse range of payment services globally, accommodating major brands like Visa, Mastercard, and JCB. Our cutting-edge, data-driven technologies are specifically designed to cater to the unique demands of e-commerce clients, ensuring that online transactions are straightforward, secure, and free from complications. Our advanced payment gateway offers a fully integrated omnichannel payment experience, merging acquiring capabilities with over 100 payment options, mass payouts, and innovative technology in one cohesive platform. AxxonPay guarantees fast and efficient money transfers with just one click. Our clients benefit from lower operational expenses, a quicker route to expanding their businesses, and an optimal combination of security and conversion rates. With a workforce of over 700 professionals and four international offices, AxxonPay is well-positioned to serve its clients. Additionally, we are licensed by the Financial Conduct Authority (FCA) in the UK, underscoring our commitment to regulatory compliance and excellence in service delivery.

Fortify your online security with YubiKey, effectively preventing unauthorized account access while paving the way for a future without passwords and improving your multifactor authentication strategy. As the leading security key in the market, it provides unmatched protection, a superior user experience, and excellent value for your investment. Designed for personal and business use alike, the YubiKey comes in a range of styles and functionalities to cater to various requirements. To assist in finding the perfect match for your needs, you can take our quick Product Finder Quiz. This device is compatible with a wide array of services and software, streamlining your approach to online safety. Whether you're an individual user or part of a larger organization, we offer comprehensive support to ensure a smooth setup process. With its ability to enable strong two-factor, multi-factor, and passwordless authentication, the YubiKey makes accessing your devices, networks, and online accounts as simple as a quick touch. Say goodbye to the inconvenience of searching for your phone or inputting passcodes repeatedly; just plug in your YubiKey, tap it, and let it take care of the authentication effortlessly. This remarkable tool combines reliability with versatility, making it indispensable for anyone serious about enhancing their digital security measures. Embrace the future of authentication with the confidence that YubiKey brings to your online experiences.

LDAP functions as an essential resource for details related to the Lightweight Directory Access Protocol, which is a versatile and compliant framework that enables seamless communication with directory servers. Commonly utilized for user authentication and the administration of user, group, and application information, an LDAP directory server serves as an adaptable data repository that can accommodate numerous applications. It offers crucial information about directory services and the complexities involved with the LDAP protocol. Furthermore, it assists users in locating the appropriate directory server, client API, or LDAP-focused tools suited for different environments. The platform also features links to various standards documents and reference materials for individuals seeking a more profound comprehension of the protocol. In addition, it presents articles concerning directory services, providing updates on software releases, new standards documents, specifications, and practical guides aimed at enriching user knowledge and experience with LDAP. This comprehensive collection of resources ensures that users remain informed and adept in utilizing LDAP effectively.

Identity management (IAM) in the cloud encompasses features like multi-factor authentication (MFA), passwordless access based on credentials, and single sign-on (SSO). By employing cloud-based multi-factor authentication, secure access is granted to all applications, networks, devices, and accounts utilized by your users. The user experience is further enhanced through methods such as adaptive authentication and proximity-based login, ensuring that satisfied users are less likely to circumvent security protocols. This approach is simpler than many alternatives you've encountered. With features designed to save time, including integrated provisioning tools and seamless integrations for both on-premises and cloud environments, the burden on IT teams is significantly lightened from the initial setup through daily operations. To accelerate your progress, implementing robust IAM is essential. Additionally, the scalability of cloud-based Identity as a Service allows for the quick adaptation to new users, diverse use cases, and ever-changing security threats, making it a vital component of modern digital security strategies. As organizations continue to grow and evolve, the importance of a strong IAM framework becomes increasingly clear.