What is GiniMachine?

GiniMachine is an innovative AI-driven platform designed to facilitate automated decision-making processes. By leveraging sophisticated machine learning techniques alongside historical data from various enterprises, it develops highly effective scoring models.

This versatile tool can be utilized for credit scoring, debt collection, marketing expansion through churn prediction, and identifying sales opportunities such as cross-selling and upselling.

Employing a tailored version of the decision tree ensemble method, GiniMachine is enhanced with a series of heuristics for initial data processing. It delivers models that are not only robust but also fully compliant with BASEL standards.

The platform is compatible with all kinds of data, whether raw or pre-processed, which includes:

- Socio-demographic information
- Data from credit bureaus
- Transactional records
- Social media insights
- Additional data sources

Furthermore, GiniMachine’s adaptability ensures that it can provide valuable insights across diverse industries and applications. Its capacity to integrate various data types allows businesses to make more informed and strategic decisions.

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Company Facts

Company Name:
GiniMachine
Date Founded:
2017
Company Location:
Lithuania
Company Website:
ginimachine.com
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Product Details

Deployment
SaaS

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

GiniMachine Categories and Features

Predictive Analytics Software

AI / Machine Learning
Benchmarking
Data Blending
Data Mining
Demand Forecasting
For Education
For Healthcare
Modeling & Simulation
Sentiment Analysis

GiniMachine Customer Reviews

Write a Review
  • Reviewer Name: A Verified Reviewer
    Position: CIO
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Credit Scoring for Online PayDay Loan Company

    Date: Apr 06 2021
    Summary

    Our company purchased GiniMachine for credit scoring when providing online payday loans. We are a fintech company located in Central America. Daily we deal with a great number of loan applications, so our goal was to speed up the credit scoring and decisioning. We found GiniMachine AI, reliable software for automated credit scoring that takes into consideration traditional and alternative credit data. It uploads the array of historical data and builds scoring models in a few seconds. It helps us manage risks, shorten the time for decision-making and approve more loan applications, thus increasing profit at medium risk.

    Positive

    Functional and affordable software for AI/ML decision-making in lending. Requires no complicated training. Implementation and onboarding are super fast.

    Negative

    The software requires quite a large amount of data for reliable predictive analytics. We had enough, but some customers may not have enough data (1000+ loans issued).

    Read More...
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