List of the Top Free B2B Payment Platforms in 2025 - Page 2

Nickel is an innovative payment and credit platform tailored for small to medium-sized B2B businesses. It serves to empower business owners and finance teams by improving cash flow and streamlining processes related to accounts receivable, accounts payable, and trade credit. Key features of Nickel include: Payment Processing: Users can enjoy unlimited ACH transfers without any fees, alongside a competitive card processing fee of 2.9%. Additionally, it allows direct check deposits while accommodating large transactions that can reach up to $1 million. Accounts Receivables: Nickel offers customizable Payment Links and Payment Portals that make it easy to collect payments. It supports payment acceptance via cards, ACH, or checks from an extensive network comprising over 14,000 banks. Moreover, one-click payment functionality is available by securely storing buyer payment information for added ease. Accounts Payables: The platform simplifies vendor onboarding through a dedicated Vendor Portal. It also automates the bill approval process and provides options for paying vendors via cards, ACH, or traditional checks. Trade Credit: A streamlined Digital Credit Application expedites customer onboarding and improves the vetting process. Moreover, the trade credit program extends 60-day payment terms to buyers, significantly aiding their cash flow management. This comprehensive approach ensures that businesses can operate more efficiently and maintain financial flexibility.