List of the Top On-Prem Climate Risk Software in 2026

Fathom's Global Flood Map offers a comprehensive collection of hazard data and insights regarding flood risk on a worldwide level. It tackles major flood threats such as pluvial, fluvial, and coastal incidents, maintaining a resolution of around 30 meters and providing in-depth information on depth and extent for return intervals spanning from once every five years to once every thousand years. By integrating climate dynamics, this map allows for the assessment of flood risks across a range of future scenarios projected up to the year 2100. Key attributes include multi-peril flood layers, enhanced terrain data obtained through the FABDEM+ digital elevation model, and flexible access options like API, portal, or on-premises hosting. This tool is designed to serve multiple sectors including insurance, engineering, financial services, corporate entities, and international development, equipping these fields to effectively incorporate flood hazard insights and climate change data into their risk management protocols. Additionally, Fathom is committed to scientific rigor, ensuring that its models undergo thorough validation and are published in leading academic journals, underscoring its mission to foster well-informed decision-making in managing flood risks. This dedication to accuracy and reliability further enhances the platform's value, making it an essential resource for those aiming to navigate the complexities of flood risk assessment.

Abgalis — Integrated Climate Risk Intelligence Platform (ICRIP) Abgalis serves as a robust platform dedicated to enhancing enterprise risk and climate intelligence, specifically tailored for insurers, reinsurers, and various financial entities involved in managing, pricing, or underwriting climate-related risks. Central to its design is a dynamic model that integrates seven distinct risk categories: underwriting, reserving, market, credit, operational, liquidity, and climate, enabling users to track a single physical or transition factor and its broader implications on a company's portfolio, rather than assessing each risk in isolation. Moreover, this platform adheres to contemporary UK and global regulatory standards such as PRA SS5/25, the PRA Rulebook, UK SRS, IFRS S2, and operational resilience requirements that encompass third-party reporting, ensuring the outputs are relevant for ORSA, SFCR, and RSR (EU) procedures. Abgalis serves a wide-ranging client base, including UK insurers, reinsurers, Lloyd's managing agents, managing general agents (MGAs), pension funds, and related regulated sectors, positioning it as a vital resource for effectively navigating the intricacies of climate risk within the financial sector. Additionally, its comprehensive framework is designed to enhance decision-making by seamlessly incorporating climate risk considerations into regular business practices, ultimately promoting a more sustainable approach to risk management.