List of the Top 8 On-Prem Insurance Agency Software in 2025

Macaw AMS serves as a robust platform for selling insurance, utilized by brokers, MGAs, MGUs, Program Managers, and Lloyds Coverholders to streamline their business processes effectively. Designed with a focus on customer needs, it encompasses functionalities for CRM, Sales, and Underwriting, providing customers, producers, and service providers with access to user-friendly self-service portals. Additionally, Macaw AMS includes integrated Document Management and Task Management features, along with adaptors for seamless services such as eSignature, Payments, OFAC checks, and Mass Emailing, utilizing third-party solutions. The data analytics capabilities of Macaw AMS deliver advanced data visualization through predefined dashboards, enabling users to upload datasets and explore dynamic charts that offer insightful, multi-dimensional perspectives. With interactive, real-time visualizations, users can identify trends and derive insights that promote well-informed decision-making. Hosted on a secure cloud infrastructure, Macaw AMS is built on a relational database, with its primary Java-based components crafted in Java, allowing for efficient processing of 500-1000 policies daily at peak performance. As a notable benefit, Macaw AMS aims to decrease the per-policy costs by 30%, making it an attractive choice for insurance professionals looking to optimize operations. Ultimately, its comprehensive features and cost-saving potential position Macaw AMS as a transformative solution in the insurance industry.

AUSIS – Comprehensive Behavioral Underwriting AUSIS equips insurance providers with the ability to perform in-depth underwriting, scoring, and decision-making almost instantaneously. By implementing AUSIS, companies can significantly lower their expenses, time requirements, risk exposure, and instances of fraud, all while enhancing efficiency and decision-making through innovative alternative scoring techniques and added functionalities. Additionally, AUSIS improves the straight-through processing (STP) rate as compared to non-straight-through processing (NSTP) and facilitates non-invasive health data gathering from a multitude of sources, including air quality indexes (AQI), geographic locations, mortality rates, social determinants, multimedia content, health monitoring devices, weather patterns, sanitation conditions, and beyond. As a result of using AUSIS, insurance organizations may see up to a 40% reduction in costs tied to policy issuance. This groundbreaking solution not only optimizes the underwriting workflow but also offers critical insights that can enhance risk assessment and management strategies. The integration of such comprehensive data enhances the overall effectiveness of the insurance process.

Verity represents a robust policy administration platform provided by VRC Insurance Systems, specifically tailored for property and casualty insurers. This system caters to the diverse needs of program administrators, managing general agents, and insurance carriers, enabling them to unify their software solutions within a single scalable platform. Among its numerous features, Verity boasts integrated capabilities for rating, policy issuance, claims management, billing and accounting, online payments, batch renewals, as well as dedicated portals for insured clients, agents, and carriers. Additional functionalities include API access, real-time reporting, automated cancellations for non-payment, surplus line management, and various third-party integration options. VRC also offers services like custom development, training, data migration, operational assessments, and system configuration to enhance the user experience. To discover how Verity can meet your specific needs, reach out to VRC today and explore the potential benefits for your organization.

NowCerts is a comprehensive cloud-based agency management system (AMS) that seamlessly integrates security, intelligence, and ease of use, providing features such as self-service certificate issuance, commission oversight, and automated policy updates directly from carrier databases. This system functions within a secure server framework and is meticulously designed with a range of artificial intelligence features that significantly boost an agency's operational efficiency. Furthermore, it encompasses crucial tools, including ACORD forms, a task management interface, invoicing and receipt creation, email integration, loss run reports, endorsements, permissions management, and reminders, among many other capabilities that facilitate smoother agency operations. With these robust features, NowCerts not only streamlines administrative processes but also empowers agencies to enhance their workflow and productivity in a competitive environment. This innovative platform is essential for agencies looking to modernize and optimize their operational strategies.

I-underwrite provides exceptional auto-underwriting solutions tailored for the insurance industry. Our comprehensive suite of software modules enables a seamless, online insurance sales experience, encompassing everything from needs analysis and quoting to digital signatures, auto-underwriting, and both upselling and cross-selling opportunities, along with offer acceptance, payment processing, and detailed reporting functionalities. At the heart of our digital insurance platform lies our robust auto-underwriting rules engine, which is designed for effortless configuration of underwriting rules. This allows for automatic decision-making on various products, including life, critical illness, disability, income protection, and medical insurance, catering to the specific requirements of any insurer. Furthermore, our rules engine can function as a standalone module for integration into an insurer's existing environment or as part of a Software-as-a-Service (SaaS) setup, ensuring flexibility and ease of use. You can conveniently access the i-underwrite underwriting engine through any electronic distribution channel, making it a versatile choice for modern insurance operations. Ultimately, our goal is to streamline the underwriting process and enhance the overall efficiency of insurance sales.

mPACS, created by Mandon Software, is a custom insurance software solution specifically designed for use by insurance brokers, agencies, managing general agents (MGAs), and Lloyds coverholders. This all-encompassing platform is not only powerful and equipped with numerous features but also adaptable, meeting diverse requirements for managing quotes, policies, and claims efficiently. Users benefit from the option of either on-premises installation or access via the cloud, which provides flexibility in how the software can be utilized. With a wide range of capabilities such as documentation, rating, quoting, policy renewal, claims management, marketing, interfacing, and auditing, mPACS simplifies various processes for its clients. Moreover, its intuitive interface significantly enhances user experience, making it an increasingly popular option within the insurance industry. The commitment to continuous improvement ensures that mPACS remains aligned with evolving industry needs and standards.

Deliver thorough, up-to-the-minute support to both advisors and policyholders, enabling them to choose the coverage that best meets their individual needs. Leverage advanced data analytics to create a transformative impact within the industry. Streamline remote operations by employing intelligent applications that facilitate seamless workflows. Improve distribution and elevate customer service to provide clients with unmatched experiences. Empower your organization with fresh skills and insights across various business domains. Function within a secure cloud environment or on-premises, ensuring compliance with regulations like IDD and GDPR while maintaining enterprise-level data anonymization and traceability. Easily integrate with existing systems through rapid partnerships with platforms such as Salesforce, Microsoft 365, and Guidewire. From acquiring policies to managing claims, implement and monitor essential AI-driven workflows in real-time while upholding robust fraud detection measures. This comprehensive strategy not only boosts operational efficiency but also nurtures an innovative culture throughout the organization, positioning it for sustainable growth in an ever-evolving market landscape. By focusing on adaptability and responsiveness, the organization can better meet the dynamic needs of its clientele and stay ahead of industry trends.

InsurIQ focuses on providing innovative technology services specifically designed for the insurance industry, offering a wide range of specialized tools and advanced products. Our flagship solution is crafted to be secure, flexible, and scalable, addressing all facets of your operations, including applications for Accident & Health. The InsurIQ ACM allows agents to register independently and optimize their compliance-related workflows. Moreover, our DISE functions as a user-friendly sales enrollment platform for consumers, featuring extensive web and mobile compatibility. To boost your organization’s productivity, WorkflowIQ presents robust and intuitive automation features. The insurance sector often involves complex decision-making processes influenced by various elements. Effective automation requires the integration of sophisticated algorithms that can handle multiple scenarios. Due to the highly regulated nature of the insurance field, it is vital for any automated system to comply with existing regulations, which frequently change as laws and guidelines are updated. Therefore, continuous awareness of regulatory changes is essential not only for compliance but also for ensuring operational efficiency and adaptability in a dynamic environment. This proactive approach ultimately enhances the overall success and stability of your insurance operations.