List of the Top Insurance Underwriting and Rating Software in 2025 - Page 3

ValueMomentum is recognized as the leading independent provider of IT services and solutions specifically designed for insurers and financial services firms. Prominent entities within the insurance and financial sectors trust ValueMomentum with their digital, data, core, and IT transformation initiatives. Our IT services are uniquely characterized by a focus on Property & Casualty (P/C) insurance, prioritizing agility while driving digital transformation efforts. In specializing in P/C insurance, we not only excel in widely used applications but also possess a thorough understanding of diverse P/C insurance lines, product offerings, actuarial frameworks, underwriting guidelines, rating methodologies, regulatory filings, forms, and the concerns faced by both agents and customers, in addition to bureau data and third-party analytics. Moreover, we boost efficiency and support digital transformation through a specialized team of analysts, programmers, and testers who have significant experience with P/C insurance applications and business processes, ensuring we effectively address the distinct challenges and needs of the insurance industry. Our unwavering commitment to innovation and expertise motivates us to continuously enhance the solutions we provide, equipping our clients to navigate an ever-changing landscape while remaining competitive. This dedication not only strengthens our partnerships but also fosters long-term success for our clients in an industry marked by rapid evolution.

Founded in 1997 by Terry Neilson, Insurance Systems Inc. (ISI) was born out of the necessity for modern IT solutions that could revolutionize how insurers interact with their policyholders and other stakeholders. Recognizing this demand, ISI began creating and deploying customized software solutions tailored specifically for Property & Casualty insurers. As the company grew and the insurance sector evolved, the technological needs of insurers became increasingly complex. To maintain a competitive edge, insurers began to seek advanced graphical user interfaces (GUI) that enabled them to integrate new products and make business adjustments through configuration rather than relying on extensive coding efforts. In 2010, we introduced ISI Enterprise, a versatile, comprehensive solution that is designed to be adaptable, configurable, and scalable for all P&C insurers. Since that launch, our committed team of business analysts, architects, and quality assurance experts has continually focused on designing and implementing innovative features within its sophisticated framework, ensuring it meets the ever-changing demands of the market. This dedication to ongoing improvement highlights our awareness of the insurance industry's constant evolution, as we strive to ensure our solutions keep pace with these changes, thereby supporting our clients' growth and success.

Optimize your workflow with our cutting-edge OCR technology that swiftly scans and inputs your Certificates of Insurance (COIs) into the system. By utilizing our certificate tracking software, you and your team can save precious hours by removing the need for tedious manual data entry. Never miss an expired COI again! Set up renewal reminders effortlessly and generate emails that quickly notify the relevant parties about their insurance policies. Access all crucial COI information with ease! With our intuitive and customizable interface, you can conveniently view all important COI details. If you're short on time to act as the intermediary, Producers, Providers, and Vendors can upload their Certificates of Insurance directly to CTrax, allowing for real-time verification of their COIs. Confidently manage your projects! Our solution lets you categorize COIs by project, ensuring better oversight and tracking of vendors over time. This system is ideal for clients who work with various vendors on multiple tasks and projects. Elevate your operational efficiency today with just a simple click! Plus, our dedicated support team is always ready to assist you in maximizing your experience.

Many agencies discover that a significant amount of their time is spent procuring quotes from various insurance websites, and unfortunately, the quotes they obtain are frequently inaccurate, resulting in a less than satisfactory experience for their clients. To tackle this issue effectively, it is crucial to adopt a solution that can offer clients swift and precise quotes. Our cloud-based insurance quoting tool, Applied Rater®, simplifies the quoting process for a diverse selection of insurers throughout the United States. This innovative application provides a single point for data entry, enabling smooth information transfer directly into insurer websites from the platform itself. By utilizing this quoting solution, agencies can greatly enhance their competitive edge by providing quick and accurate quotes, which in turn boosts productivity and improves customer service. Clients will enjoy access to the most advantageous rates paired with comprehensive service. Additionally, the application enables users to directly obtain quotes from insurer websites, ensuring that the quoting process remains both efficient and dependable. In today’s fast-paced market, such efficiency not only fulfills client demands but also fosters enduring relationships grounded in trust and satisfaction. Consequently, adopting this tool can transform the quoting experience for both agencies and their clients, ultimately leading to greater success in the insurance industry.

Serve as a strategic advisor for your clients by helping them evaluate their claims, analyze workers’ compensation losses, and assess health plans using the capabilities provided by the Zywave Analytics Cloud. Show your dedication to the success of all partners, regardless of their size, by highlighting your agency's analytical capabilities and delivering customized, cost-effective solutions through advanced reporting and analytics tools. Discover hidden healthcare costs, experiment with potential changes to plan structures, and offer specific strategies for cost reduction using the powerful features of Decision Master Warehouse + PlanAdvisor. Illustrate the impact of the mod on your clients and prospects, identifying cost drivers and trends through the detailed analytics available in ModMaster. Take advantage of the easy-to-understand reports from RALLE Warehouse to uncover the root causes behind auto, property, workers’ compensation, and general liability claims. By effectively utilizing these extensive resources, you can strengthen your client relationships, ensuring they appreciate the significance of your contributions to their operations. Ultimately, this approach not only enhances client satisfaction but also positions your agency as a trusted partner in navigating complex business challenges.

EZ-Audit is a sophisticated audit application widely used among auditors at some of the largest insurance companies around the world, as well as by smaller firms. Its flexibility makes it suitable for organizations of all sizes, effectively catering to their diverse needs. The software is particularly advantageous for less experienced auditors, as it presents all necessary audit data entry screens in a clear and logical order. Furthermore, EZ-Audit is equipped with powerful features that facilitate comprehensive audits across various entities, states, locations, and auditors, allowing for quick access to important audit information. InsuraTek, LLC is recognized as a leading software developer focused on the insurance industry, utilizing advanced Microsoft technologies, such as Visual Studio 2019, and ensuring compatibility with SQL Server versions from 2005 to 2019 to address client requirements. Since its establishment in 1984, when it introduced the first premium audit application for portable computers, InsuraTek has consistently provided exceptional software solutions for the insurance domain. This dedication to innovation and excellence has reinforced InsuraTek's status as a reliable ally for insurance professionals, making it a key player in the market. Over the years, the company has adapted to industry changes, continuously improving its offerings to stay ahead of competitors.

For more than three decades, EZ-RATER Systems has been a leading provider of cutting-edge rating solutions specifically designed for mid-sized property and casualty insurers. Founded in the 1980s, the company quickly became a trailblazer in the automation of the rating process within the insurance industry. As technology transformed from DOS to Windows and later to the Internet, we have remained at the leading edge, crafting rate-quotation software that not only boosts efficiency but also significantly improves the user experience. Our dedication to advancing automated rating methods is complemented by a robust history of delivering high-performance software combined with dependable, quality service at competitive rates. With an in-depth grasp of insurance quotation fundamentals, we have honed our skills in rating property and casualty insurance. Our expertise covers all AAIS and ISO standard market programs, enabling us to develop online rating systems that are both easily navigable for agents and mindful of budget constraints. Moreover, we take pride in partnering with insurance companies to customize applications that meet their unique in-house needs, maximizing the value of their technological investments. This combination of innovation and bespoke solutions has firmly established our reputation as a reliable ally in the insurance sector, ensuring that our clients can navigate the evolving landscape of insurance with confidence and ease. Ultimately, our goal is to empower insurers with the tools they need to succeed in a competitive market.

As a trailblazer in the insurance industry, we offer the most extensive straight-through processing platform in the UK. Explore how our digital solution can fulfill your business needs effectively. Our strategy for business transformation prioritizes improved agility and a smooth, comprehensive digital experience. By providing self-service capabilities for both advisers and customers, we significantly enhance productivity. In addition, our goal is to boost customer lifetime value through proactive and sustained engagement strategies. Our Customer and Adviser Portals empower users to easily manage their policy documents and update personal information in real time. Our platform addresses all facets of user interaction, incorporating thorough reinsurance reporting, integration with external systems, and both automated and manual underwriting processes. We also provide adaptable deployment solutions, allowing for a full end-to-end installation of the SSG Digital platform or the option to implement specific integrated components, such as underwriting or new business functions, designed to meet your unique requirements. This adaptability not only supports your current needs but also positions your organization to succeed in a changing market environment. By choosing our platform, you are investing in a future where your business can continuously evolve and respond to new challenges.

InsuraSphere provides an extensive array of products and services that evolve with your business's expansion. Designed specifically by industry experts for insurance professionals, this all-in-one platform enables you to oversee essential business data, including policies, quotes, claims, and agents, all from a unified hub. Improve your operational efficiency with InsuraSphere’s integrated policy form management system, which streamlines various processes. Featuring dedicated portals for agents and insured individuals, stakeholders can effortlessly access vital information and workflows. Agents gain the ability to rate, quote, and issue their own policies while adhering to your company's established business rules and role-specific permissions. Additionally, you have the flexibility to adjust your company's workflows by integrating third-party applications, ensuring that InsuraSphere aligns with the evolving needs of both carriers and agents. Whether you're starting a new business, upgrading from a legacy system, or looking to centralize your policy administration, InsuraSphere is designed to grow with you while delivering exceptional support and adaptability. This unwavering commitment to flexibility guarantees that as the landscape of your business transforms, InsuraSphere remains a steadfast ally in achieving your goals and aspirations. With InsuraSphere, you can feel confident in your ability to navigate the complexities of the insurance industry.

The FINEOS Platform is distinguished as the only all-inclusive end-to-end SaaS core product suite available for clients, featuring FINEOS AdminSuite that facilitates the management of processes from quoting to claims, as well as supplementary products like FINEOS Engage to improve digital interactions, and FINEOS Insight which offers sophisticated analytics and reporting functionalities. It is an essential component of a modern digital insurance strategy. By incorporating FINEOS AdminSuite, FINEOS Engage, FINEOS Insight, and its extensive platform capabilities, the FINEOS Platform positions itself as the most advanced singular core insurance solution specifically designed for the Life, Accident, and Health industries. Unlike traditional legacy core systems that adhered to a 'one size fits all' technology paradigm, which has become inadequate for agile enterprises, today's sophisticated consumers, employers, and brokers reap the benefits of innovative SaaS solutions that elevate the standards for insurers' digital endeavors. The former monolithic insurance software systems often focused solely on the complexities of insurance contracts, neglecting the essential need for flexibility and responsiveness in the current rapidly evolving market. By choosing the FINEOS Platform, organizations embrace a forward-thinking strategy that resonates with modern consumer expectations and aligns with ongoing technological progress, ensuring they remain competitive in an ever-changing landscape.

Apropos Business Solutions, Inc. offers a diverse array of services, including standard products, specialized database development, custom web-enabled applications, website design, and all-encompassing web hosting solutions. Their standard offerings feature tools like the Premium Finance Manager and Agent Quote Module, crafted specifically for businesses in the insurance premium finance sector. The company's expertise lies in tailoring database solutions using platforms such as Microsoft Access and SQL Server. Their website designs stand out for both their aesthetic appeal and interactive functionalities, which enhance e-commerce capabilities and ensure smooth integration with existing business databases. To provide a holistic service experience, Apropos also encompasses web hosting in its offerings, taking care of design, implementation, and continual client support. Customers purchasing the Premium Finance Manager not only receive high-quality software at an attractive price but also benefit from outstanding service. Apropos enhances this experience by providing installation, setup, training, and ongoing assistance to ensure clients feel supported. Furthermore, clients seek assurance alongside software and services; thus, Apropos reinforces its commitment to customer satisfaction by backing its products with a robust guarantee, fostering confidence in their purchasing decisions. This dedication to quality and unwavering support distinctly positions Apropos as a leader within the industry, ensuring their clients are well-equipped for success.

The Advanced Insurance System (AIS) is designed to support organizations of all sizes and functions as an immediately deployable solution. It enables clients to quickly tailor and launch products by taking advantage of the platform's rich configuration capabilities. This modular and cohesive system can easily integrate with various platforms or act as a comprehensive policy management solution for Personal, Commercial, or Specialty lines of business. The setup process for new lines using AIS is both simple and intuitive. AIS provides agents and insurers with vital tools necessary for driving growth in their businesses. In an increasingly competitive marketplace, AIS enhances efficiency through automation and self-service options, which help to minimize time and operational costs while boosting sales performance. With the ability to create new products or expand into additional states on demand, AIS offers a crucial competitive advantage, ensuring that your business remains at the forefront of the rapidly changing insurance sector. Furthermore, the adaptability of AIS allows for ongoing modifications as market conditions evolve, making it an ideal sustainable choice for enduring growth and success. As organizations navigate the complexities of the insurance industry, the Advanced Insurance System stands out as a powerful ally for future development.

Global IQX equips employee benefits providers with cutting-edge automation solutions powered by artificial intelligence, enabling sales and underwriting teams to focus on their most impactful tasks. As the organization gears up to introduce more AI and machine learning initiatives this year, it remains dedicated to improving its automation and predictive analytics capabilities, adapting to the rapidly shifting needs of customers. Celebrated as the leading provider of AI-augmented employee benefits software, Global IQX distinguishes itself through its inventive sales and underwriting workbench, which features flexible components for a variety of activities such as quoting, rating, proposals, enrollment, and renewals across an extensive array of benefit products. This platform is built to be robust and forward-looking, serving as a foundation for digital transformation in the insurance industry. By offering a rich suite of agile AI tools, customizable modules, and microservices, Global IQX aids insurers worldwide in digitizing and optimizing processes associated with new business acquisition and renewals for both employee and voluntary benefits, ultimately enhancing operational efficiency. As the insurance industry undergoes continuous changes, Global IQX is strategically positioned to spearhead advancements with innovative solutions designed to address the evolving demands of the market, ensuring that clients remain competitive. In doing so, they not only improve their own operations but also contribute to the overall evolution of the insurance landscape.

USSI proudly presents its extensive collection of professional insurance software solutions, designed as an all-in-one administration package. These comprehensive offerings aim to ensure that your insurance agency operates at optimal efficiency within a fast-paced and competitive environment. The InsurancePlus Individual Life and Health Administration software effectively manages business portfolios for both conventional and cutting-edge Life and Health insurance providers, accommodating various product lines such as Whole Life, Term Life, Interest Sensitive policies, Final Expense plans, Annuities, and Supplemental Health insurance. Furthermore, USSI's InsurancePlus Group Life and Health Administration software adeptly handles portfolios for Group Health insurance companies, Self-Insured Funds, and Third-Party Administrators (TPAs), catering to a broad spectrum of plan options including Point of Service, Major Medical, Term Life, High Deductible, and Traditional Indemnity plans. With a plethora of features at their disposal, USSI guarantees that their software solutions are not only versatile but also tailored to address the specific requirements of each client in the insurance industry. This commitment to adaptability positions USSI as a leader in providing innovative insurance technology solutions.

At SpeedBuilder Systems, our commitment lies in developing software solutions designed to optimize business operations for you and your clients, ultimately boosting both efficiency and speed. Our BindExpress Suite package acts as a holistic policy administration system specifically crafted for insurance agents and policyholders alike, delivering exceptional usability, swift adjustments, and remarkable results in both personal and commercial insurance domains. This advanced technology encompasses a wide range of functionalities, including policy management, claims processing, billing, and premium accounting, ensuring that you remain a step ahead of your competitors. By opting for our innovative solutions, you not only enhance your operational capabilities but also position your business for sustained success in a constantly changing industry landscape. Embracing these solutions enables you to adapt rapidly to market demands while providing superior service to your clients.

GO-INSUR represents a significant advancement in the policy administration system through digital transformation. This innovative, cloud-based insurance solution is designed to be flexible, robust, and easily scalable. Developed by some of the UK's leading digital insurance experts, including Marsh, Legal & General, and British Friendly, GO-INSUR enables rapid distribution of new products and boosts policy sales effectively. The insurance sector faces challenges from outdated legacy systems and the prohibitive costs of adopting new technologies, which restrict revenue growth. However, GO-INSUR's cloud platform addresses these issues, facilitating quicker product launches and more cost-effective distribution strategies. With a focus on agile delivery and customer-centered design, our platform empowers Insurers, Brokers, and MGAs to operate in a responsive, adaptable, and swift manner. GO-INSUR not only accelerates your ability to bring products to market, but it also helps identify market opportunities and broaden your distribution channels. Furthermore, users can expect to see a marked increase in return on investment for their policies as a result of utilizing this advanced platform.

A holistic solution that provides an all-encompassing view of the property and casualty insurance lifecycle. Streamline operations and conserve precious time with a sophisticated, rules-based, multi-state underwriting module that automates the collection of essential information along with the creation of quotes, endorsements, cancellations, audits, and renewals. Enhance combined ratios by embracing a modern and effective strategy for the claims adjudication process, which promotes both user-friendliness and collaboration. Increase new business possibilities by enabling effortless information exchange with brokers, ensuring that data collection is both streamlined and consistent while allowing brokers unrestricted access to vital information around the clock. Retain oversight of the submissions that your underwriters focus on. Improve customer satisfaction and retention by providing policyholders with self-service options for viewing policy information, submitting and tracking claims, making payments online, and more. Additionally, you have the ability to customize which portal features will provide the best user experience for your clients, guaranteeing that they receive the comprehensive support they require. By prioritizing these elements, you can significantly enhance the overall effectiveness of your insurance operations.

MapPro7 is available in all 50 states and Washington D.C., featuring a remarkable collection of 20,000 rates, both historical and current, which makes it unparalleled nationwide. This geographically focused tool provides professionals in the auto, home, and casualty industries with essential insights that enable them to make informed choices. Created through extensive research, analysis, programming, and evaluation of numerous carrier datasets, our desktop application is anchored by a solid data foundation. With MapPro7, users can perform detailed pricing evaluations and base their decisions on the most precise and comprehensive information accessible. Furthermore, it supports the easy importation of PIF data from any origin, such as a book of business, policy management system, or agency software, thereby boosting its adaptability and appeal for a wide range of users. This flexibility not only enhances the user experience but also helps streamline workflows across different business environments.

A vital resource for determining workers' compensation ratings that can significantly grow your business portfolio is now available. It features an extensive array of rates and factors that are relevant to over 99% of the workers' compensation market in your area. The reports are crafted to be user-friendly, making them accessible for both you and your clients. Furthermore, it includes a variety of useful look-up tables. Policy information can be easily imported from AMS360 or TAM, and it precisely calculates experience modification factors for all carriers operating in Michigan. Interestingly, one risk could have up to 14 different experience modifications depending on the carrier, and E!Z MOD is fully capable of calculating each variation efficiently. This innovative tool not only boosts productivity but also allows you to deliver customized solutions tailored to your clients’ needs, ensuring they receive the best possible service. In an ever-competitive market, leveraging such tools can position your business for remarkable growth and success.

This digital platform allows insurance agents to obtain policies immediately and in real-time. By offering the most current rates from a range of insurance providers, it also supports policy financing through the agent's chosen Premium Finance Company. Agents enjoy the freedom to conduct sales from anywhere with internet access, at any time that suits them. Electronic processing of down payments and financing transactions guarantees a smooth and efficient experience. Clients leave the insurance agency with all the essential documents pertaining to their insurance policies. Moreover, the point-of-sale system can be seamlessly integrated into the web applications of insurance companies, significantly enhancing the usability for both agents and clients. This integration not only streamlines operational processes but also elevates the overall experience for customers, making it more user-friendly and accessible. Thus, the platform effectively bridges the gap between agents and clients, fostering better communication and service delivery.

Easily access a range of product options, pricing structures, and underwriting standards, which not only allow for the generation of accurate quotes but also improve placement success rates. Achieve unmatched quote precision by leveraging the distinct underwriting protocols offered by various carriers. Start the quoting process by inputting essential details along with up to three health impairments, enabling you to swiftly receive quotes from premier carriers in the market. Simplify the application process by utilizing pre-filled carrier drop tickets and electronic applications, which create a seamless flow from obtaining quotes to submitting applications, thus reducing the likelihood of data entry errors. You can choose to either white label your web-based quote engine or create a customized site via our quote API, providing a personalized experience for users. This strategic approach not only boosts operational efficiency but also helps you to fulfill your clients' needs right from the outset. By entering basic information at the start, you enhance the speed and accuracy of responses from leading carriers, significantly improving your service delivery. Additionally, this streamlined process fosters stronger relationships with clients, setting the stage for ongoing collaboration.

Empowered Margins specializes in data management and integration solutions. For a decade, the company has been delivering customized services to meet the unique needs of its clients, addressing issues like automation of workflows and enhancement of data precision. Their primary focus is on boosting efficiency and optimizing processes, particularly within industries such as insurance and associations. The offerings of Empowered Margins are crafted to assist businesses in handling extensive datasets, refining operations, and leveraging technology for improved decision-making. Additionally, Empowered Margins develops bespoke solutions, including the UWDataHub, an underwriting workbench tailored for the health insurance industry to streamline underwriting workflows. This commitment to innovation ensures that their clients remain competitive and effective in a rapidly evolving market.

You can trust the precision of your rates throughout the entire policy lifecycle, enabling you to pursue new business while adeptly handling audits, renewals, cancellations, reinstatements, and endorsements, including those that are out of sequence. Enjoy rapid and accurate rate implementation across multiple lines, including Commercial Auto, General Liability, Property, Inland Marine, Crime, Cyber Liability, and Workers’ Compensation. Our solution, powered by the dependable Microsoft Azure cloud, promises 99% uptime, strong data protection, and outstanding performance, allowing you to set aside worries about hardware, system availability, or data security—so you can fully dedicate your efforts to attracting new clients. With hundreds of annual updates to ISO® insurance programs, our committed team guarantees that your content libraries remain current and accurate. No matter if your program utilizes the latest ISO editions, older versions, or a mixture of both, we will ensure your programs are meticulously aligned with the ISO editions you select. Featuring an intuitive interface, even users with minimal experience can effortlessly enter quotes and generate proposals, simplifying the workflow for everyone involved. This ultimately enhances your ability to concentrate on client relationships and effectively expand your business, ensuring a more streamlined operation overall.