List of the Top 3 Free Merchants of Record in 2025

Paddle serves as a subscription and billing platform tailored for software and SaaS businesses, addressing the challenges customers face in navigating international growth and resource management. By utilizing Paddle, companies can concentrate on expanding their operations instead of getting bogged down by internal obstacles. The platform provides an extensive array of features, such as streamlined checkout processes for product sales, automated recurring billing, robust fraud prevention measures, and options for manual invoicing. Additionally, Paddle encompasses solutions for sales tax compliance, multi-currency transactions, customer support, comprehensive analytics, and much more, ensuring a well-rounded service for businesses. With its diverse offerings, Paddle empowers businesses to thrive in a competitive marketplace.

Xsolla is a specialized ecommerce platform tailored for the video game sector, seamlessly combining its Transaction Engine and Business Engine to aid developers and publishers in promoting, selling, connecting, and optimizing their games on a worldwide scale. By concentrating exclusively on gaming, Xsolla adeptly tackles the complexities of distribution, marketing, and monetization, thereby enabling creators, publishers, and platform partners to expand their audience, increase sales, and improve revenue streams. With a robust suite of tools accessible on a unified platform, Xsolla allows you to market, sell, connect, and optimize your game with ease. Our all-encompassing solutions draw upon our diverse products, strong industry connections, and in-depth expertise to meet the distinct needs of your business. Notably, outstanding games can originate from any corner of the globe, and Xsolla is dedicated to ensuring that the most groundbreaking concepts are nurtured, acknowledged, and celebrated. To facilitate this, we have developed a variety of products aimed at removing barriers between creators and the crucial support they need, thus fostering a vibrant ecosystem for game development. By collaborating together, we can turn remarkable ideas into unforgettable gaming adventures while continually adapting to the evolving landscape of the industry.

As your chosen merchant of record, we handle the intricacies of tax compliance, enabling you to focus solely on boosting your revenue without the typical burdens. By serving as your merchant of record, we take care of all aspects including payment processing, merchant fees, fraud prevention, and sales tax—none of which require your involvement. You can swiftly create a secure ecommerce platform to market software, subscriptions, and digital downloads to a global audience in just a matter of minutes. Our no-code checkout links eliminate concerns about design, mobile compatibility, and payment system setups, simplifying the entire process. There's no need to stress over complex merchant accounts and billing configurations; you can select from seat-based or usage-based pricing models and tailor them to fit your needs. Following each transaction, we automatically provide license keys for your software and applications, granting you the power to deactivate, reissue, and oversee licenses effortlessly. You can establish your ecommerce site in just a few moments, with no coding or design skills required. Our services are fully customizable, secured with SSL, and designed to be mobile-friendly as a standard, offering a smooth experience for both you and your customers. Dive into the world of online sales today and discover the simplicity of our all-encompassing solutions, where empowering your business has never been easier. Plus, our dedicated team is always available to assist you with any questions or concerns along the way.