List of the Top 3 Payment Gateways for Onramper in 2025

The latest benchmark in digital payments is set by Stripe, which stands out as the premier platform for conducting online business. Across the globe, progressive enterprises rely on us to manage billions in transactions each year. Stripe develops highly adaptable and robust tools tailored for online commerce. Whether launching a subscription model, an on-demand marketplace, an e-commerce website, or a crowdfunding initiative, our well-crafted APIs and exceptional features empower you to deliver an outstanding experience for your customers. By enabling countless tech-driven companies to grow at unprecedented speeds and efficiency, Stripe is at the forefront of innovation. We view payment systems as a coding challenge rather than a financial issue, focusing on creating elegant, modular solutions that facilitate strong, scalable, and flexible integrations. Our user-friendly approach simplifies complex processes by eliminating unnecessary obstacles and distractions, ensuring that businesses can focus on their core mission without getting bogged down in technical difficulties. In a constantly evolving digital landscape, Stripe continues to adapt and enhance its offerings to meet the diverse needs of its users.

Over 9 million merchants rely on PayPal to help them launch, manage, and grow their enterprises. We provide a comprehensive suite of tools, products, financing solutions, and personalized support that enables you to efficiently handle critical functions such as payment processing, website creation, shipping logistics, and marketing strategies. Furthermore, our business loans* allow you to secure the funding necessary for both new ventures and sustained growth. You can accept payments seamlessly, whether online through invoicing and tailored website checkouts or in-person using mobile card readers for on-the-go transactions. Our diverse range of products and services is designed to enhance your daily operations, featuring capabilities for payment tracking and shipping label printing. Additionally, explore our merchant lending options that ensure swift access to vital funds for your business while offering payment plans to your customers, allowing them to pay in installments while you receive your payment upfront. Ultimately, our mission is to bolster your business throughout its journey, enabling you to concentrate on what truly matters: driving growth and enhancing customer satisfaction, so you can achieve your aspirations.

By utilizing a unified payment system, you can seamlessly transform cryptocurrency into card and mobile wallet formats, guaranteeing that settlements occur in your desired local currency to mitigate issues related to foreign exchange, regardless of the payment methods or currencies your customers prefer. Our infrastructure not only features competitive transaction fees but also grants both you and your customers ACH tokens for every crypto transaction, which can help offset costs associated with the Alchemy Pay Platform. Additionally, the incorporation of second-layer payment protocols allows our partners to interact exclusively with Alchemy, thereby ensuring a smooth and efficient experience. With cutting-edge anti-fraud technology, processing cryptocurrencies such as BTC, ETH, and LTC occurs swiftly, often within just seconds. The versatile blockchain network supports the easy implementation of the ALCHEMY payment consensus protocol across diverse public networks. Moreover, by merging the Lightning Network, Raiden Network, and State Channel Network into a unified framework, we not only improve transaction speed and security but also create a holistic solution that addresses all your payment requirements. In this manner, Alchemy simplifies the transaction process while also cultivating a beneficial ecosystem for users, ultimately enhancing their overall experience. Additionally, the emphasis on user-friendly features ensures that both businesses and consumers can take full advantage of the evolving digital payment landscape.