List of the Top 25 Payment Processing Software for OpenCart in 2025

Quickly and effortlessly accept all types of payments with a focus on security and simplicity. Whether you're selling in-store or online, processing card payments is seamless and straightforward. The invoicing process can be efficiently managed, allowing for easy creation, sending, and tracking. If your customer isn't present, remote credit card transactions can be processed over the phone or through your computer. Square simplifies the experience of establishing and expanding your online store, enabling you to receive payments smoothly. With Square, accepting card payments is designed to be fast, secure, and hassle-free, ensuring there are no hidden fees or lengthy contracts involved. Trust in the reliability of rapid and secure payment processing to enhance your business operations. Additionally, you can focus on what you do best while leaving the complexities of payment handling to Square.

Square POS is an easy-to-use point-of-sale solution that offers a comprehensive array of features for managing various retail operations. Users can efficiently track inventory and sales, process payments online, and issue digital receipts. This versatile system is compatible with both Android and iOS devices. Notably, Square POS can operate offline by saving transaction data locally, automatically syncing with the cloud once an Internet connection is reestablished. Users can keep track of essential details like product names, pricing, and quantities with ease. Additionally, it includes functionalities such as barcode scanning, discount applications, credit card processing, gift card management, and the ability to handle refunds, making it a valuable tool for businesses of all sizes. With its user-friendly interface and robust capabilities, Square POS is designed to enhance the overall customer experience while streamlining operations.

Blockonomics serves as a decentralized payment solution that allows e-commerce platforms to process bitcoin transactions directly to their wallets without requiring any KYC verification, and it imposes no restrictions on the BTC amounts that can be received. Getting set up is incredibly quick, taking less than five minutes, and you can create a seamless checkout experience that aligns with your website's design, all while ensuring that there are no redirects during the payment process, which enhances security. The platform supports a wide array of popular website builders, including WordPress, Prestashop, Open Cart, and WHMCS, and it features a payment API for those looking to customize their websites further. Additionally, Blockonomics provides versatile options, such as payment buttons for embedding on customized sites and easily shareable payment links for online distribution. Users can also take advantage of services like bitcoin invoicing and access to a block explorer to track transactions. To help you navigate the platform, a variety of tutorials in both blog and video formats are available, alongside 24/7 live support to address any questions or concerns you might have. Blockonomics operates with a modest fee structure of 1% on all transactions, while the first 20 transactions are completely free of charge. Begin your journey by downloading the free plugin today and unlock the potential of bitcoin payments for your store.

Over 9 million merchants rely on PayPal to help them launch, manage, and grow their enterprises. We provide a comprehensive suite of tools, products, financing solutions, and personalized support that enables you to efficiently handle critical functions such as payment processing, website creation, shipping logistics, and marketing strategies. Furthermore, our business loans* allow you to secure the funding necessary for both new ventures and sustained growth. You can accept payments seamlessly, whether online through invoicing and tailored website checkouts or in-person using mobile card readers for on-the-go transactions. Our diverse range of products and services is designed to enhance your daily operations, featuring capabilities for payment tracking and shipping label printing. Additionally, explore our merchant lending options that ensure swift access to vital funds for your business while offering payment plans to your customers, allowing them to pay in installments while you receive your payment upfront. Ultimately, our mission is to bolster your business throughout its journey, enabling you to concentrate on what truly matters: driving growth and enhancing customer satisfaction, so you can achieve your aspirations.

In the current business environment, companies that thrive have evolved their methods for accepting payments, and wallee is dedicated to enhancing your digital enterprise in both online and offline settings. We facilitate billions of transactions each year for organizations that are engaged in the digital landscape, allowing businesses of varying sizes to broaden their global footprint. By leveraging our API or plugins, you can kickstart your business growth with efficient payment solutions. Smooth payment processing leads to easy acceptance, and our plugins, tailored for merchants and agencies, make this process accessible through a simple drag-and-drop interface. We serve developers, agencies, and digital entrepreneurs by developing tools that meet the challenges of today's digital age. Furthermore, wallee extends its services beyond e-commerce by offering payment processing solutions for physical locations with our ec terminals, ensuring a seamless connection between your online operations and in-person transactions for a holistic checkout experience. Through wallee, you can optimize your payment systems and successfully navigate the constantly changing business environment. Additionally, our commitment to innovation ensures that our tools will continue to evolve alongside your business needs.

Enhance your business operations by leveraging financial solutions to streamline transactions. Facilitate customer payments effortlessly while automating disbursements to both vendors and employees. Ensure that you always have adequate working capital to support growth and expansion. Razorpay’s Payment Suite provides a versatile selection of products that can be tailored to meet your specific business requirements. This platform stands out as an optimal choice for seamless integration, easy online onboarding, feature exploration, and exceptional performance. With Razorpay Payment pages, establishing a custom-branded online store for payment acceptance is incredibly straightforward. Enjoy the convenience of automated payment receipts, which allow you to receive both international and domestic payments seamlessly. The process of online shopping is simplified, requiring no coding expertise. Effective preparation is essential; utilize Hosted Event Registration to quickly enroll attendees and automatically generate receipts. If you're considering fundraising for a noble cause, Hosted Donations streamlines the process and ensures that 80G receipts are sent out automatically, saving you valuable time and effort. In this way, Razorpay supports not just transactions but also the overall growth and efficiency of your business.

We elevate your business's capabilities, expand your customer base, and provide much more than just basic services. Our expertise in the payment industry allows us to develop secure payment platforms with outstanding support designed to boost your sales. WebPays integrates smoothly with all major CMS platforms via coded plugins, ensuring easy access for merchants. Furthermore, these tools can efficiently convey all billing information, such as payment details, invoices, and credits, in a format that seamlessly integrates with your online business’s accounting software. Merchants can effortlessly add various plugins without requiring any coding knowledge, while WebPays also offers pre-designed plugins specifically customized for your preferred payment solutions. To enhance your experience, a dedicated manager is assigned to your merchant account, providing round-the-clock support for you and your customers. This means that any time your customers face payment-related issues, you can quickly reach out to us for prompt assistance. By collaborating with us, you not only optimize your payment workflows but also significantly improve customer satisfaction, ensuring that your business thrives in a competitive landscape. Our commitment to service means that we are always looking for ways to adapt and innovate for your success.

Effortlessly streamline your payment processes with Easy Pay Direct, a trusted ally in secure transaction management. Our expertise lies in providing all-encompassing merchant solutions that alleviate your worries about account freezes, suspensions, and surprise fees, allowing you to concentrate on growing your business. Designed to enhance your operational efficiency, Easy Pay Direct focuses on convenience, supported by our dedicated team and cutting-edge technology. We recognize the challenges faced by entrepreneurs and deliver tools that are both powerful and easy to use. Managing credit card transactions should be seamless, which is why our system integrates effortlessly with over 250 online marketplaces, accommodates recurring payments, provides solutions for declined transactions, assists in chargeback disputes, facilitates custom payment URLs, and delivers outstanding personalized support. Our support team is always available to help you via phone, message, or email, ensuring you have the assistance you need when managing your payments. Join a community of successful entrepreneurs like Grant Cardone, Frank Kern, Wes Watson, and Fortune Builders who have chosen Easy Pay Direct for their payment processing solutions, and experience the difference for yourself.

Affirm provides a payment-over-time solution that eliminates financial obstacles for consumers, enabling merchants to experience an impressive 85% boost in average order values and a 20% increase in repeat purchasing. This mobile-optimized, multichannel platform is designed for seamless integration in various settings, including e-commerce, physical stores, and telesales, equipping merchants with the essential tools to offer flexible payment options to their customers. The process is straightforward: first, customers must share a few crucial details for an instant decision. They have the freedom to select their preferred payment plan, with options available from 3 to 36 months, allowing for greater financial flexibility. Additionally, Affirm ensures a swift settlement within one day while assuming all risks associated with fraud and expensive chargebacks, effectively alleviating any concerns for merchants. This risk-free environment encourages businesses to adopt innovative payment solutions without the fear of potential losses.

Computop offers its clients cutting-edge omnichannel payment processing and fraud prevention solutions tailored for both ecommerce and point-of-sale transactions. With the Computop Paygate, businesses ranging from retailers to service providers and industrial firms can select from an extensive array of over 350 payment options. Operating on a global scale, Computop has established a presence in both Germany and the United States. For more than 25 years, the company has partnered with prominent international brands, including C&A and Fossil. Each year, Computop facilitates transactions totaling USD 33 billion across 127 different currencies, showcasing its significant impact in the payment processing industry. This extensive experience underscores Computop's commitment to delivering reliable and innovative financial solutions to its diverse clientele.

Streamline payment processing, create complimentary online shops, oversee shipping logistics, secure funding, and access a variety of tools to enhance your business efficiency. With the services offered by Instamojo, you can seamlessly accept online payments, establish your own free storefront, acquire domains, and benefit from mailbox services, all designed to launch your business effectively. Manage transactions, orders, inventory, and customer data through a single, user-friendly interface. You can easily track payments, shipments, and leads from both mobile devices and desktop computers. Furthermore, you have the opportunity to secure cash flow loans, utilize growth and marketing tools, and take advantage of numerous free online business solutions to boost your revenue and expand your customer base. The Instamojo app for Android introduces additional features that empower your business even further! Instantly access your Instamojo links for quick sharing, and effortlessly handle shipment scheduling and payment management. Accelerate your payout timelines while also checking your qualifications for small loans. Maintain a detailed ledger to keep track of your payables and receivables in one place. With PCI-DSS compliant payment options, SSL certified websites, and other robust security protocols, your business is safeguarded at all times. This extensive array of features guarantees you have every necessary resource to succeed in the fast-paced online market environment, ensuring you stay ahead of the competition.

Paysley enables customers to send secure payments to you through text messages, picture messages, and email, making it incredibly versatile. Additionally, customers can reach any personalized payment page via their mobile devices by simply scanning a QR code that can be placed anywhere. Completing a payment is straightforward; customers do not have to download an app or register for an account. This platform is recognized as the most user-friendly and convenient payment solution available. There is no requirement for special devices or card readers, and cardholders can easily make payments using their smartphones. The process is seamless, with no need for app downloads, account creation, passwords, or logins, and there is no redirection to third-party websites. Paysley employs a direct tokenized payment method, eliminating the need for you to request your customers' card details ever again. It is designed with security in mind, ensuring that your business remains PCI compliant. Furthermore, your Paysley Portal not only allows you to upload and manage customer data but also goes beyond basic contact information to enrich your customer database with additional insights. This way, you can better understand your clientele and enhance your services.

Pay.’s all-encompassing payment solution streamlines transactions for both online and physical retail businesses. By adopting a robust omnichannel payment strategy, your enterprise can witness sustained growth. Each transaction is effortlessly integrated within the Pay. platform, granting you instant access to financial insights and payment analytics via the dashboard and app. With Pay., your e-commerce clientele can choose from a wide array of online payment methods that cater to their preferences. To improve user experience and increase conversion rates, you can select from more than 50 local and global payment solutions, which also feature various Buy Now, Pay Later (BNPL) options. Implementing Pay.'s pre-configured plugins on your online store is both quick and easy, making it accessible for all users. Furthermore, you can accommodate in-store purchases through debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and app provide in-depth real-time visibility into all in-store transactions, ensuring that you are consistently updated on your financial health. This transparency not only facilitates improved decision-making but also significantly boosts customer satisfaction. In this way, Pay. empowers businesses to thrive in a competitive market.

Some sectors present a lower risk in credit card processing, while others are classified as higher risk. Industries deemed low-risk typically face fewer incidents of fraud or chargebacks, which subsequently leads to reduced processing fees and fewer limitations on their accounts. Despite being categorized as low-risk, each individual business may encounter different restrictions and processing charges due to a variety of factors. It’s important to note that even businesses in low-risk industries can still face instances of fraud or chargebacks, highlighting the necessity for companies to implement protective measures to mitigate potential risks. Merchants can efficiently oversee transactions, handle payments, and produce reports for their payment processing from a unified account. By offering a consolidated view across all channels, businesses can gain invaluable insights into customer behavior, enabling them to make informed decisions. This comprehensive perspective not only aids in understanding purchasing patterns but also enhances the overall customer experience.

eMerchantGateway, built on one of the world's most extensive infrastructures for payment gateways, emerges as a trustworthy option for processing payments through multiple channels, including online, telephone, and postal services. The platform boasts a secure, fast, and reliable design, equipped with a suite of tools specifically for efficiently managing card-not-present transactions. To ensure top-notch payment security, it adheres fully to PCI-DSS compliance standards. Users benefit from easy access to a comprehensive management interface via a web browser or a dedicated application. The service also offers a virtual terminal designed for handling telephone or mail orders, along with features for creating invoices and web forms to facilitate online payments. Customers have the flexibility to tailor recurring billing options according to their specific needs. With 18 customizable fraud prevention modules, the platform can be adjusted to meet diverse business demands. In addition, eMerchantGateway offers comprehensive reporting, allowing businesses to track transactions in real-time, alongside batch and instant payment processing capabilities that incorporate mobile integration. This adaptability to various industries ensures that eMerchantGateway's software solutions cater not only to furniture and restaurant sectors but also to non-profits, providing tailored tools for every client’s distinct requirements. Such versatility solidifies its position as an ideal choice for businesses looking to enhance their payment processing efficiency and security.

Uncover an all-encompassing solution tailored to meet your business requirements, incorporating payment processing, management software, web capabilities, and mobile functionality, all at a competitive price point. We strive to help you effectively run your business while providing the financial resources essential for growth and expansion. With our extensive range of point-of-sale systems, mobile card readers, and a robust payment gateway, you can effortlessly process payments whether in-person, remotely, or online, all at industry-leading rates. Furthermore, we offer cutting-edge software designed to enhance your business operations, conveniently accessible through your Payzli account for a single affordable fee. Each Payzli account includes a specialized customer relationship management system that allows you to track customer interactions, manage sales, create invoices, and oversee billing seamlessly. Our diverse inventory of high-quality equipment, from simple countertop terminals and advanced card readers to comprehensive payment gateways and POS systems, is tailored to meet the unique needs of your industry and business, ensuring you have the necessary tools for prosperity. Our unwavering commitment is to equip your business with the right technology and dedicated support to excel in today’s competitive marketplace, ultimately fostering a strong foundation for long-term success. By choosing our services, you are investing in a brighter future for your business.

Paymob empowers a vast number of transactions for businesses across the Middle East and Africa, catering to enterprises of various sizes. Start leveraging Paymob’s innovative solutions and APIs right now to manage payments for your online business. Instantly accept payments online and improve your customers' shopping experiences with a diverse array of secure payment methods. Boost your in-store payment capabilities and transform your business with a user-friendly POS solution that is ready to deploy immediately. Manage and distribute bulk payouts securely to suppliers and employees through a wide range of regulated payment options. Paymob Sync acts as a holistic cashless solution, equipping you with the necessary technology, infrastructure, processes, and hardware to support cashless services and ecosystems effectively. Seamlessly connect payment solutions with your existing systems by utilizing powerful APIs. Crafted for ease of use while ensuring adaptability, Paymob’s APIs deliver rapid and effective functionalities that simplify payment processes and improve operational efficiency. By adopting Paymob, businesses can streamline transactions and effectively expand their operations, allowing for greater reach in the market. Furthermore, integrating these solutions can lead to enhanced customer satisfaction and loyalty.

AN IDEAL STRATEGY FOR BOOSTING SALES Our suite of solutions, including the Payment Gateway, Central Panel, and Connect2pay Payment Page, stems from extensive expertise in the payment sector and is regularly enhanced to adapt to evolving client demands and innovative concepts. PayXpert introduces groundbreaking payment technology designed to maximize your revenue potential. We focus on improving your conversion rates while ensuring the security of your data, offering sophisticated payment technology tools to facilitate this process. For your business to flourish on an international scale, it is essential to utilize the appropriate payment methods that align with local purchasing behaviors to drive significant sales volumes. With PayXpert, you can expand globally while accommodating local payment preferences. Our comprehensive payment solutions empower clients to establish their businesses across the globe, supported by an extensive network of acquirers and a variety of Alternative Payment Solutions available in Europe, Morocco, and Asia. Additionally, our commitment to innovation ensures that you are always equipped with the latest tools to succeed in the competitive marketplace.

Pin Payments provides an adaptable solution for businesses to effortlessly accept card payments from their customers. Our payment system can be easily integrated with various business applications, promoting more efficient operations. As your business expands, you will find that the fees associated with our services decrease, enhancing the value you receive over time. We emphasize security by strictly adhering to the highest PCI compliance standards, ensuring that your transactions are secure. With a wide range of integrations and developer APIs at your disposal, there is ample opportunity for innovation within your payment processes. Whenever you need assistance, our devoted local support team is on standby to help you tackle any issues that may arise. Creating a premier checkout experience is simpler than you may think, especially with our compatibility with popular e-commerce platforms. As a PCI-DSS Level 1 certified provider, we prioritize the safety and security of transactions processed through your online store. Our straightforward tools are designed to meet your initial payment requirements while also offering comprehensive support for advanced platforms as your business grows. By refining the checkout experience, you can significantly enhance conversion rates for customers using card payments on your site, which will ultimately improve your overall sales performance. Moreover, our commitment to delivering an intuitive interface not only drives user satisfaction but also fosters long-term loyalty among your customers. We believe that a seamless payment experience is key to building strong relationships with your clientele.

CyberCom Pay provides an innovative online payment solution designed to streamline credit card transactions for enterprises. This service is particularly beneficial for those who primarily focus on online sales or run ecommerce websites. By utilizing just one click, users can send e-invoices, directly process credit card payments on their websites, and easily manage recurring billing cycles. We have established clear merchant terms and conditions to meet legal standards, but you will not face any unnecessary limitations. Moreover, our banking partners will negotiate a merchant agreement with you, ensuring transparency and legal certainty. Upon creating your CyberCom Pay merchant account, you can quickly start accepting credit card payments online. This empowers your business to operate from virtually any location while effectively managing your inventory, customer relations, and financials with our advanced point-of-sale system. Enjoy the freedom to sell wherever your customers are located, leveraging the CyberCom Pay mobile app to seize every sales opportunity. In addition, our platform supports the collection of purchasing data, facilitates email marketing initiatives, and nurtures relationships that can significantly drive your business growth. This all-encompassing strategy equips you with the necessary tools to excel in a competitive market landscape, positioning you for long-term success. With CyberCom Pay, you can transform your payment processes and unlock new avenues for expansion.

For businesses operating within the EEA, a wide array of online payment processing solutions is readily available. You can start accepting numerous popular payment methods all from a single, user-friendly interface designed for managing your merchant details. By submitting an online application, you can swiftly verify your identity using an electronic signature, streamlining the entire setup process. Discover our vast range of products in a fully operational environment, where you can engage with our cutting-edge API to explore everything we offer. Our experience indicates that attaining success hinges on ongoing development, which is why we emphasize transparency and responsiveness to the needs of developers through a dedicated platform. Our powerful API seamlessly integrates with major ecommerce platforms, or if you achieve PCI DSS Level 1 compliance, you can process transactions directly on your personalized site. Furthermore, you have the option to process online payments without the necessity of a dedicated website or shopping cart; just send a payment link via email, SMS, or messenger, and you can receive payments immediately. This adaptability guarantees that enterprises of all sizes can access a payment solution that meets their specific requirements, enhancing their operational efficiency. Ultimately, our goal is to empower businesses to thrive in a competitive landscape.

Receive payments directly into your bank account without delay, featuring automatic invoice reconciliation that seamlessly integrates with your chosen accounting software. Crezco enables you to manage both sending and receiving international payments directly from your local bank account, removing the need for complex setups like virtual IBANs or local wallets. The connection with leading accounting platforms guarantees a smooth account-to-account payment process that is easy for users. Our API is designed to streamline operations for your team, allowing customers to execute payments instantly. Users can carry out a batch payment with a single authentication step, with each transaction clearly detailed as separate entries on bank statements. Additionally, Crezco can efficiently integrate and interpret CSV files from popular accounting and payroll systems, while also offering the flexibility to manually upload files when required. This adaptability keeps your financial processes running smoothly and effectively, addressing a diverse range of user requirements. Furthermore, Crezco’s commitment to user satisfaction ensures that your payment solutions are always up-to-date with the latest technological advancements.

HitPay POS offers an all-encompassing solution for efficiently managing your business operations. It allows you to synchronize your products across both online and offline sales channels, manage an unlimited number of locations, and automate numerous operational tasks seamlessly. The pricing structure is clear and simple, operating on a pay-per-transaction basis without any hidden fees for setup or subscriptions. You can quickly get started, with your initial sale being just a few clicks away using HitPay's online store. The platform simplifies the process of launching an online business by providing an intuitive setup experience, appealing design choices, and advanced features designed to promote growth. Additionally, HitPay’s recurring billing system makes it easy to manage subscription plans and memberships, enabling you to set up billing cycles and automate payment collections, ensuring prompt receipt of funds. Entrepreneurs will find HitPay's premium billing and subscription management functionalities accessible at no additional charge, making it an essential resource for optimizing their business processes. Moreover, the platform offers continuous support to assist you in overcoming any obstacles as your business continues to grow and evolve. This commitment to customer care further enhances the value of HitPay for those looking to thrive in a competitive market.

PaymentCloud Merchant Services delivers credit card processing solutions suitable for a diverse array of businesses. Our services cater to everyone, from large Fortune 100 corporations to small neighborhood shops, as well as ecommerce platforms and retail environments, accommodating varying levels of risk. We provide extensive integrations compatible with nearly all platforms, shopping carts, and CRM systems, empowering you to mitigate risks while enhancing your potential rewards. For a tailored experience and friendly service, reach out to one of our dedicated account managers who are ready to assist you. With PaymentCloud, businesses gain the essential support they require for growth and success. Boasting over 50 years of collective expertise in the payments sector, we are committed to your prosperity. Our straightforward setup process, alongside reliable fraud prevention and chargeback management, ensures a seamless experience. Additionally, we offer a vast array of integrations and proudly serve industries that may face challenges, including those with low risk and high complexity.

Our payment processing systems are designed to be comprehensive and intuitive, allowing for easy navigation and offering a variety of customizable options that help you focus on your core responsibilities. You can effortlessly accept payments via card or other methods while efficiently managing user permissions based on designated roles. With just a simple login, you can complete transactions swiftly and be ready to assist the next customer without delay. We prioritize your security, providing a high level of protection alongside free storage for customer profiles in our PCI-compliant database. In addition, we supply developers with essential tools to thrive in the e-commerce landscape, ensuring that all payment-related needs are met in a holistic manner. This well-rounded suite of features not only streamlines your operations but also significantly boosts your efficiency and productivity in managing transactions. Overall, our solutions are tailored to elevate your business experience.