List of the Top 18 Payment Processing Software for Zen Cart in 2025

Quickly and effortlessly accept all types of payments with a focus on security and simplicity. Whether you're selling in-store or online, processing card payments is seamless and straightforward. The invoicing process can be efficiently managed, allowing for easy creation, sending, and tracking. If your customer isn't present, remote credit card transactions can be processed over the phone or through your computer. Square simplifies the experience of establishing and expanding your online store, enabling you to receive payments smoothly. With Square, accepting card payments is designed to be fast, secure, and hassle-free, ensuring there are no hidden fees or lengthy contracts involved. Trust in the reliability of rapid and secure payment processing to enhance your business operations. Additionally, you can focus on what you do best while leaving the complexities of payment handling to Square.

Square POS is an easy-to-use point-of-sale solution that offers a comprehensive array of features for managing various retail operations. Users can efficiently track inventory and sales, process payments online, and issue digital receipts. This versatile system is compatible with both Android and iOS devices. Notably, Square POS can operate offline by saving transaction data locally, automatically syncing with the cloud once an Internet connection is reestablished. Users can keep track of essential details like product names, pricing, and quantities with ease. Additionally, it includes functionalities such as barcode scanning, discount applications, credit card processing, gift card management, and the ability to handle refunds, making it a valuable tool for businesses of all sizes. With its user-friendly interface and robust capabilities, Square POS is designed to enhance the overall customer experience while streamlining operations.

Over 9 million merchants rely on PayPal to help them launch, manage, and grow their enterprises. We provide a comprehensive suite of tools, products, financing solutions, and personalized support that enables you to efficiently handle critical functions such as payment processing, website creation, shipping logistics, and marketing strategies. Furthermore, our business loans* allow you to secure the funding necessary for both new ventures and sustained growth. You can accept payments seamlessly, whether online through invoicing and tailored website checkouts or in-person using mobile card readers for on-the-go transactions. Our diverse range of products and services is designed to enhance your daily operations, featuring capabilities for payment tracking and shipping label printing. Additionally, explore our merchant lending options that ensure swift access to vital funds for your business while offering payment plans to your customers, allowing them to pay in installments while you receive your payment upfront. Ultimately, our mission is to bolster your business throughout its journey, enabling you to concentrate on what truly matters: driving growth and enhancing customer satisfaction, so you can achieve your aspirations.

We elevate your business's capabilities, expand your customer base, and provide much more than just basic services. Our expertise in the payment industry allows us to develop secure payment platforms with outstanding support designed to boost your sales. WebPays integrates smoothly with all major CMS platforms via coded plugins, ensuring easy access for merchants. Furthermore, these tools can efficiently convey all billing information, such as payment details, invoices, and credits, in a format that seamlessly integrates with your online business’s accounting software. Merchants can effortlessly add various plugins without requiring any coding knowledge, while WebPays also offers pre-designed plugins specifically customized for your preferred payment solutions. To enhance your experience, a dedicated manager is assigned to your merchant account, providing round-the-clock support for you and your customers. This means that any time your customers face payment-related issues, you can quickly reach out to us for prompt assistance. By collaborating with us, you not only optimize your payment workflows but also significantly improve customer satisfaction, ensuring that your business thrives in a competitive landscape. Our commitment to service means that we are always looking for ways to adapt and innovate for your success.

Effortlessly streamline your payment processes with Easy Pay Direct, a trusted ally in secure transaction management. Our expertise lies in providing all-encompassing merchant solutions that alleviate your worries about account freezes, suspensions, and surprise fees, allowing you to concentrate on growing your business. Designed to enhance your operational efficiency, Easy Pay Direct focuses on convenience, supported by our dedicated team and cutting-edge technology. We recognize the challenges faced by entrepreneurs and deliver tools that are both powerful and easy to use. Managing credit card transactions should be seamless, which is why our system integrates effortlessly with over 250 online marketplaces, accommodates recurring payments, provides solutions for declined transactions, assists in chargeback disputes, facilitates custom payment URLs, and delivers outstanding personalized support. Our support team is always available to help you via phone, message, or email, ensuring you have the assistance you need when managing your payments. Join a community of successful entrepreneurs like Grant Cardone, Frank Kern, Wes Watson, and Fortune Builders who have chosen Easy Pay Direct for their payment processing solutions, and experience the difference for yourself.

Experience payment processing without any merchant fees and no hidden charges with EzPay America. Our exceptional customer service ensures transparency, as we guarantee that there will be no undisclosed fees for merchant services or ACH payments. We recognize the frustration of receiving inflated statements, which is why we promise that our charges will never exceed zero, regardless of whether your monthly card processing is $5,000 or an impressive $5,000,000 annually. With us, you can say goodbye to merchant fees for good, and our cash discount programs are readily accessible across all states in the US. Not only do we not impose monthly fees, but we also provide a detailed monthly statement that highlights your savings compared to traditional service costs. Additionally, we believe that there should be no charges for closing out at the end of the business day, allowing you to batch as many transactions as you wish without extra costs. This feature exemplifies the numerous advantages of choosing EzPay America's innovative payment system for your business.

Affirm provides a payment-over-time solution that eliminates financial obstacles for consumers, enabling merchants to experience an impressive 85% boost in average order values and a 20% increase in repeat purchasing. This mobile-optimized, multichannel platform is designed for seamless integration in various settings, including e-commerce, physical stores, and telesales, equipping merchants with the essential tools to offer flexible payment options to their customers. The process is straightforward: first, customers must share a few crucial details for an instant decision. They have the freedom to select their preferred payment plan, with options available from 3 to 36 months, allowing for greater financial flexibility. Additionally, Affirm ensures a swift settlement within one day while assuming all risks associated with fraud and expensive chargebacks, effectively alleviating any concerns for merchants. This risk-free environment encourages businesses to adopt innovative payment solutions without the fear of potential losses.

Some sectors present a lower risk in credit card processing, while others are classified as higher risk. Industries deemed low-risk typically face fewer incidents of fraud or chargebacks, which subsequently leads to reduced processing fees and fewer limitations on their accounts. Despite being categorized as low-risk, each individual business may encounter different restrictions and processing charges due to a variety of factors. It’s important to note that even businesses in low-risk industries can still face instances of fraud or chargebacks, highlighting the necessity for companies to implement protective measures to mitigate potential risks. Merchants can efficiently oversee transactions, handle payments, and produce reports for their payment processing from a unified account. By offering a consolidated view across all channels, businesses can gain invaluable insights into customer behavior, enabling them to make informed decisions. This comprehensive perspective not only aids in understanding purchasing patterns but also enhances the overall customer experience.

Uncover an all-encompassing solution tailored to meet your business requirements, incorporating payment processing, management software, web capabilities, and mobile functionality, all at a competitive price point. We strive to help you effectively run your business while providing the financial resources essential for growth and expansion. With our extensive range of point-of-sale systems, mobile card readers, and a robust payment gateway, you can effortlessly process payments whether in-person, remotely, or online, all at industry-leading rates. Furthermore, we offer cutting-edge software designed to enhance your business operations, conveniently accessible through your Payzli account for a single affordable fee. Each Payzli account includes a specialized customer relationship management system that allows you to track customer interactions, manage sales, create invoices, and oversee billing seamlessly. Our diverse inventory of high-quality equipment, from simple countertop terminals and advanced card readers to comprehensive payment gateways and POS systems, is tailored to meet the unique needs of your industry and business, ensuring you have the necessary tools for prosperity. Our unwavering commitment is to equip your business with the right technology and dedicated support to excel in today’s competitive marketplace, ultimately fostering a strong foundation for long-term success. By choosing our services, you are investing in a brighter future for your business.

AN IDEAL STRATEGY FOR BOOSTING SALES Our suite of solutions, including the Payment Gateway, Central Panel, and Connect2pay Payment Page, stems from extensive expertise in the payment sector and is regularly enhanced to adapt to evolving client demands and innovative concepts. PayXpert introduces groundbreaking payment technology designed to maximize your revenue potential. We focus on improving your conversion rates while ensuring the security of your data, offering sophisticated payment technology tools to facilitate this process. For your business to flourish on an international scale, it is essential to utilize the appropriate payment methods that align with local purchasing behaviors to drive significant sales volumes. With PayXpert, you can expand globally while accommodating local payment preferences. Our comprehensive payment solutions empower clients to establish their businesses across the globe, supported by an extensive network of acquirers and a variety of Alternative Payment Solutions available in Europe, Morocco, and Asia. Additionally, our commitment to innovation ensures that you are always equipped with the latest tools to succeed in the competitive marketplace.

Pin Payments provides an adaptable solution for businesses to effortlessly accept card payments from their customers. Our payment system can be easily integrated with various business applications, promoting more efficient operations. As your business expands, you will find that the fees associated with our services decrease, enhancing the value you receive over time. We emphasize security by strictly adhering to the highest PCI compliance standards, ensuring that your transactions are secure. With a wide range of integrations and developer APIs at your disposal, there is ample opportunity for innovation within your payment processes. Whenever you need assistance, our devoted local support team is on standby to help you tackle any issues that may arise. Creating a premier checkout experience is simpler than you may think, especially with our compatibility with popular e-commerce platforms. As a PCI-DSS Level 1 certified provider, we prioritize the safety and security of transactions processed through your online store. Our straightforward tools are designed to meet your initial payment requirements while also offering comprehensive support for advanced platforms as your business grows. By refining the checkout experience, you can significantly enhance conversion rates for customers using card payments on your site, which will ultimately improve your overall sales performance. Moreover, our commitment to delivering an intuitive interface not only drives user satisfaction but also fosters long-term loyalty among your customers. We believe that a seamless payment experience is key to building strong relationships with your clientele.

CyberCom Pay provides an innovative online payment solution designed to streamline credit card transactions for enterprises. This service is particularly beneficial for those who primarily focus on online sales or run ecommerce websites. By utilizing just one click, users can send e-invoices, directly process credit card payments on their websites, and easily manage recurring billing cycles. We have established clear merchant terms and conditions to meet legal standards, but you will not face any unnecessary limitations. Moreover, our banking partners will negotiate a merchant agreement with you, ensuring transparency and legal certainty. Upon creating your CyberCom Pay merchant account, you can quickly start accepting credit card payments online. This empowers your business to operate from virtually any location while effectively managing your inventory, customer relations, and financials with our advanced point-of-sale system. Enjoy the freedom to sell wherever your customers are located, leveraging the CyberCom Pay mobile app to seize every sales opportunity. In addition, our platform supports the collection of purchasing data, facilitates email marketing initiatives, and nurtures relationships that can significantly drive your business growth. This all-encompassing strategy equips you with the necessary tools to excel in a competitive market landscape, positioning you for long-term success. With CyberCom Pay, you can transform your payment processes and unlock new avenues for expansion.

PaymentCloud Merchant Services delivers credit card processing solutions suitable for a diverse array of businesses. Our services cater to everyone, from large Fortune 100 corporations to small neighborhood shops, as well as ecommerce platforms and retail environments, accommodating varying levels of risk. We provide extensive integrations compatible with nearly all platforms, shopping carts, and CRM systems, empowering you to mitigate risks while enhancing your potential rewards. For a tailored experience and friendly service, reach out to one of our dedicated account managers who are ready to assist you. With PaymentCloud, businesses gain the essential support they require for growth and success. Boasting over 50 years of collective expertise in the payments sector, we are committed to your prosperity. Our straightforward setup process, alongside reliable fraud prevention and chargeback management, ensures a seamless experience. Additionally, we offer a vast array of integrations and proudly serve industries that may face challenges, including those with low risk and high complexity.

No web developer? No problem! Lack of a website? That's absolutely fine! Even if you haven't communicated with your web developer in a long time, it remains hassle-free! Our committed team will create a personalized one-page Checkout that caters to your specific requirements, incorporating all vital messaging and information. By simply using a Facebook account, we can link it to our custom-branded, mobile-responsive Checkout Page. Our efficient and interactive invoicing solutions are crafted to save both you and your customers precious time, ensuring that payments are received more promptly. Whether you opt for weekly, monthly, quarterly, or any mix of billing cycles, ensuring a steady revenue stream for your business has never been easier with our service. Boost your non-profit's fundraising capabilities with our cost-effective, tailored donation pages that are optimized for mobile viewing. Regardless of whether you operate a large retail space or just a Facebook page and Instagram account, our mobile-friendly Checkouts are designed to mirror your brand's distinct look and feel, and they can be ready the same day, alongside your merchant account setup, enabling you to concentrate on what really matters. Additionally, our innovative solutions simplify enhancing your online transactions while allowing you to engage more effectively with your audience, creating a seamless experience for everyone involved. Let us help you take your online presence to the next level effortlessly.

We genuinely prioritize the success of our clients and make it our mission to listen to your requirements while gaining a deeper understanding of your business. Whether you are an emerging start-up or an experienced business owner running a complex enterprise, we provide customized solutions that cater to your specific needs. Nochex offers an intelligent approach to managing online credit and debit card transactions. Setting up your account is a breeze, allowing you to begin processing payments right away. Accepting phone payments with Nochex is exceptionally easy, adding a personal dimension to your service while enabling secure credit and debit card transactions through our online virtual terminal. Furthermore, you can design and track professionally crafted invoices, dispatching them to your clients via email, which aids in expediting your payment collection process. With Nochex, overseeing your payment operations has reached new levels of efficiency and effectiveness, empowering you to focus on growing your business. Our commitment to innovation ensures that you always have the best tools at your disposal to enhance your financial transactions.

Fondy is enhancing global payment solutions for small and medium enterprises that are looking for a straightforward and economical way to process online transactions, offering a variety of options such as credit cards, online banking, and digital wallets like Apple Pay and Google Pay. By utilizing social media, brands can not only boost their exposure but also reinforce their credibility within the competitive market. In response to the growing trend of mobile shopping, Fondy's in-app payment solutions enable seamless integration without the need for developer or designer support. It is crucial to keep customers engaged during the payment process by streamlining the checkout experience, which can lead to increased customer retention and repeat business. By offering locally preferred payment methods, companies can enhance sales and reduce the likelihood of cart abandonment. Fondy provides access to over 300 payment methods, including credit cards, bank transfers, and a range of digital wallets. Furthermore, we have created a suite of plugins that easily integrate with major content management systems and website builders, improving the overall user journey while addressing the diverse needs of businesses. This all-encompassing strategy not only aids merchants in boosting sales but also ensures that they can navigate the constantly changing environment of online commerce with agility. Ultimately, Fondy’s commitment to innovation and customer satisfaction positions it as a leader in the payment solutions industry.

An all-encompassing solution for handling international payment transactions is readily available to you. With a single API, you gain access to more than 200 local payment options worldwide. This system allows you to manage all your payment methods through one account, streamlining the process and removing unnecessary hurdles. There are no monthly fees, setup charges, or hidden costs to worry about, meaning you won’t incur any fees until you actually receive a payment. The integration process with the Payssion One API is easy, and we provide plugins compatible with various shopping cart systems. By leveraging our wide array of over 200 local payment methods, you can effortlessly begin selling to customers globally. Customers have the freedom to choose their preferred local payment options and transact in their native currency. Our API is compatible with many platforms, including PHP, SDK, Zencart, Opencart, and Magento, ensuring broad usability. Most local payment methods are associated with minimal chargeback risk, and there are no hidden fees to stress over. Additionally, if a transaction fails, you won’t face any charges. Payouts can be requested whenever it suits you, granting you flexibility and better control over your financial operations. With our intuitive features, businesses can easily facilitate online payments on a global scale, enhancing their reach and revenue potential.

Adopt Bitcoin for your digital transactions and open the door to cryptocurrency payments from customers globally. Streamline the process of receiving crypto donations, allowing for seamless financial exchanges with your online audience. Issue invoices to suppliers swiftly, simplifying the task to the ease of sending an email. Accept Bitcoin on the go using your smartphone or tablet, whether you are at your store or in a restaurant. Enjoy the benefit of having funds deposited directly into your bank account, eliminating concerns about price volatility or risks. Take advantage of bank deposits across 38 countries, with settlements available in various currencies including US Dollars, Euros, GBP, and others. Facilitate payments from individuals across the globe and ensure that transactions are settled in just 48 hours. Join the global blockchain financial system and take command of your financial dealings while reaping the rewards of flexibility and security it provides. Make the transition now and discover a revolutionary way to achieve financial independence that can transform your business operations.