List of the Top 25 Personal Finance Software for Mac in 2025

Simplify your financial oversight with Quicken to make this tax season as effortless as possible. Effortlessly obtain a holistic understanding of your financial situation. Quicken allows you to unify all your banking, investment, retirement, and credit card accounts in a single, accessible place. Keep tabs on your spending by tracking available funds after paying your bills. Improve your financial choices by creating custom budgets tailored to your needs. You can easily assess your income against your expenses, review expected balances after bill payments, and receive reminders to ensure you never miss important deadlines. Additionally, evaluate your investment portfolio, monitor its performance, and conduct market comparisons to feel more assured in your buying or selling decisions. With over 17 million users benefiting from Quicken over the years, you can join this community and take charge of your financial future starting today. By integrating Quicken into your financial routine, you pave the way for smarter financial management and greater peace of mind.

Banktivity gives you full control over your finances, catering to your needs both in the present and for future goals. The user-friendly setup allows you to swiftly achieve a thorough and accurate picture of your financial situation. You will consistently have a clear view of your earnings and expenditures. By removing doubt, Banktivity keeps you focused on attaining your financial goals. Leveraging effective budgeting methods, it aids you in realizing your financial dreams. Whether you're preparing for retirement, saving for education, or managing credit card debt, you can navigate essential financial milestones smoothly. Furthermore, with Banktivity, you build a strong foundation that fosters both financial success and tranquility in your life. Ultimately, this tool empowers you to make informed decisions that align with your aspirations.

Moneydance stands out as an intuitive personal finance software, loaded with vital features such as online banking, bill payment, account oversight, budgeting tools, and investment monitoring. This application excels in handling multiple currencies and can execute a diverse array of financial operations with ease. It has the ability to automatically retrieve transactions and execute payments online from a variety of financial institutions, enhancing user convenience. Over time, Moneydance refines its performance by learning to categorize and organize transactions that have been downloaded, thus improving its functionality. Users benefit from a holistic view of their finances, which includes account balances, forthcoming and overdue payments, reminders, and current exchange rates. They can conveniently navigate to a specific account by selecting it or using the dropdown menu, which directs them to the corresponding register for transaction entry or account reconciliation. Furthermore, engaging with a transaction reminder opens a prompt that aids in the automatic documentation of the transaction, making the entire experience even more streamlined. In essence, Moneydance proves to be an essential asset for anyone looking to manage their personal finances with greater efficiency and effectiveness. Overall, its user-centric design and powerful features position it as a leading choice in the realm of financial management applications.

GnuCash is crafted to be both intuitive and powerful, allowing individuals to oversee their bank accounts, investments, and various financial transactions, including income and spending. Its interface resembles a traditional checkbook register, ensuring adherence to professional accounting principles for precise reporting and well-balanced financial statements. The development, maintenance, documentation, and translation of this software rely solely on the commitment of passionate volunteers. We invite you to join in the effort to translate GnuCash into your preferred language using Weblate. Each transaction recorded necessitates a debit to one account and a corresponding credit to another for the same amount, which upholds the integrity of the financial records, ensuring that income minus expenses equates to total assets minus liabilities. In addition, GnuCash's checkbook-style register provides a user-friendly, customized method for entering financial transactions, thus simplifying the process further. By contributing your efforts, you can significantly enhance this essential tool for users around the globe, fostering a more inclusive financial management experience.

KMyMoney serves as a multifunctional personal finance management tool compatible with various platforms and developed using KDE frameworks, making it ideal for both desktop and laptop users. This software enables individuals to carefully track their financial activities through an extensive array of financial features and tools. With the goal of being the most accessible open-source personal finance application, KMyMoney is particularly tailored for users who may not possess advanced technical skills. It encompasses vital functionalities that are usually available in commercial finance managers, and we consistently focus on planning, testing, and rolling out new features to meet diverse financial needs. Utilizing established double-entry accounting principles, KMyMoney guarantees the accuracy and reliability of your financial records, which aids in enhancing your overall financial management. Additionally, the user interface is crafted to be user-friendly, simplifying the process of monitoring finances for everyone, regardless of their experience level. As a result, KMyMoney not only empowers users to manage their finances effectively but also fosters financial literacy among its user base.

Bring all your financial accounts together in one easy-to-use platform, which enables you to keep track of your balances at a glance, analyze your spending habits, and gain insightful recommendations for saving both individually and as a family. Broaden your financial management capabilities by overseeing joint accounts, checking accounts, credit cards, investments, ISAs, savings, and more—all through a unified, comprehensive money dashboard. Enjoy a detailed, categorized breakdown of your income, expenditures, and investments, helping you to catch unexpected subscriptions before they become issues. Improve your financial behaviors with AI-powered alerts that notify you about shifts in your spending and suggest the best times to put away extra money. Whether you’re gearing up for a new addition to the family, adopting a pet, or buying a home with your partner, you can feel confident that your finances are tailored to support your family’s aspirations. Historically, effective financial management tools have largely been reserved for the wealthy, which is why we developed Lumio with the belief that personalized financial planning should be available to everyone, regardless of their economic status. By offering these essential resources, we enable individuals from diverse backgrounds to reach their financial ambitions and improve their overall well-being. This commitment to inclusivity allows us to break down barriers and foster a greater understanding of personal finance for all.

Begin saving both time and money immediately with AceMoney, which eliminates the need for a complicated learning curve and allows you to avoid spending hours on straightforward tasks. You don’t have to be a financial whiz to use it; the intuitive design makes managing your finances a pleasurable experience! Plus, it features the ability to track your cryptocurrency investments as well. If you are currently using Quicken, AceMoney can easily convert your data for you! The speed and efficiency that AceMoney offers will impress you greatly. As a celebrated alternative to Quicken, it emerges as an excellent option for personal finance management. For those moving from Microsoft Money, AceMoney now provides a simplified migration process, letting you convert a typical set of accounts in less than ten minutes. It will smoothly import all your transactions, accounts, categories, payees, and much more with ease. AceMoney stands out as a fantastic replacement for Microsoft Money, greatly improving your experience with financial management. You’ll discover that making the switch to AceMoney not only streamlines your financial tasks but also grants you more time to concentrate on what truly matters in life, enhancing your overall productivity and well-being.

MoneyLine is a financial management application designed to help you oversee your funds and bank accounts while keeping an eye on your expenditures. It empowers you to take control of your finances by enabling you to track your spending habits, verify the balances in your bank accounts, and categorize both your income and purchases. With this tool, you can digitally reconcile all your personal accounts, such as savings and checking, and it also provides the capability to monitor your credit card activity. Overall, MoneyLine offers a comprehensive solution for effective money management.

Take some time to review your recent spending habits, keep an eye on any outstanding refunds, and get ready for your upcoming bills. Our advanced categorization system creates customized rules based on your unique financial behavior. You have the option to set budgets that track any leftover amounts from one month into the next. With detailed monthly summaries, you can gain valuable insights into your income alongside your expenses. You can easily approve smart adjustment recommendations with a simple tap. Our categorization system adapts quickly to your preferences, allowing you to create tailored spending categories and groups. For even the more intricate transactions, you can set up individualized rules. You can also access thorough information about your purchases made on platforms such as Amazon and Venmo, and modify any part of a transaction when necessary. By inputting your property address, Copilot can track the estimated value of your home over time. Monitor your net worth through a unified view of your financial accounts and investments. Copilot’s intelligent monitoring system will alert you when something needs your attention, sending you timely notifications. We prioritize the protection of your personal and financial details with the utmost diligence, treating your data with the same care we expect for our own. As you manage your finances, you can depend on Copilot to offer assistance and advice at every juncture, ensuring you feel supported throughout your financial journey. This way, you can approach your financial future with confidence and clarity.

Skilled financial advisors who truly engage with clients, along with powerful tools, foster an effective partnership. By merging cutting-edge technology with seasoned fee-based finance professionals, we offer customized solutions that emphasize your unique requirements. Experience a new level of financial insight that surpasses what you've encountered before. Our dedicated team of financial specialists focuses on developing a Personal Strategy that resonates with your distinct aspirations and objectives, ensuring its implementation through a portfolio crafted to be tax-efficient, risk-aware, and adaptable to your changing situation. Whether you're seeking a variety of investment avenues or sophisticated financial management, our goal is to help you build a comprehensive portfolio that aligns with your values and priorities. Collectively, we can traverse the intricate landscape of financial planning to fulfill your dreams and ambitions. As we work together, you'll gain confidence in your financial journey.

Managing your holiday budget is made simple with Monarch's assistance. Our dependable financial management solutions allow you to monitor all aspects of your spending, bills, and total expenses effortlessly. Monarch introduces a modern and creative way to manage your finances while keeping a close eye on your spending patterns. Our all-encompassing finance tracker acts as a multifaceted tool aimed at providing you with excellent financial oversight and clarity with ease. You have the option to customize your money management interface through a personalized dashboard that focuses on what matters most to you. With a unified and efficient view, you can swiftly keep track of your expenses, savings, and investments. Furthermore, you can manage your subscriptions and bills using a calendar that clearly marks your recurring expenses. This handy calendar makes it easier than ever to stay on top of your upcoming financial commitments. Additionally, tracking your financial objectives becomes more straightforward, as you can assess how your income, spending behaviors, and savings interact to influence your financial prospects over time. By utilizing these robust tools, you can cultivate a more stable financial life while gaining greater insight into your financial habits. Ultimately, Monarch empowers you to navigate your financial journey with confidence and clarity.

Designed with user accessibility in mind, this application provides extensive tools for analyzing personal finances and budgeting, featuring advanced filtering capabilities and attractive graphical representations. For those seeking to bolster the security of their financial information, various encryption methods such as TrueCrypt, PGP, and Windows BitLocker are available to protect sensitive data. While financial software primarily focuses on managing fiscal records, it is essential to use dedicated security applications for effective protection measures. Establishing clear boundaries in the functionality of software is vital to ensure it operates efficiently. I maintain that it is wiser to employ reliable and proven security solutions rather than relying on basic, inadequate safeguards. Notably, HomeBank utilizes a simple XML format for data storage, which can be accessed via a text editor, underscoring the importance of transparency in data management practices. Additionally, I contend that implementing a comprehensive security framework for your entire computer is more efficient than needing to input a password every time you open a file; a session password, paired with an overarching security system, can significantly improve both convenience and security. This strategy not only protects your data but also enhances the overall user experience, making your financial management smoother and more efficient. By prioritizing both functionality and security, users can ensure a seamless and secure financial tracking process.

Easily oversee all your financial matters in one convenient place, eliminating the need to switch between different online banking platforms to track your cash flow individually. With Spendee, your transactions are seamlessly synced and compiled, giving you an all-encompassing view of your finances in a single dashboard. This means that rather than spending an inordinate amount of time managing your finances, you can dedicate your energy to embracing life's experiences. Our advanced auto-categorization system organizes your incoming transactions, simplifying the process of adhering to your budget. You have the flexibility to establish numerous budgets across various categories or wallets, providing endless possibilities for budgeting that refine your saving techniques and guide your savings towards meaningful objectives. Moreover, shared wallets are a fantastic option for those wanting to handle their finances together, offering a clear breakdown of contributions and total spending among all participants. This functionality not only promotes transparency but also cultivates a sense of collective financial accountability, enhancing your overall financial well-being. Overall, Spendee empowers you to take control of your finances while fostering collaboration and trust among those you share your financial journey with.

Skrooge provides a comprehensive platform for personal finance management, built on the KDE framework. Its wide array of features positions it as one of the premier tools for logging, monitoring, and evaluating your spending habits. With its KDE foundation, Skrooge is designed to work seamlessly across multiple operating systems, such as Linux, BSD, Solaris, Mac OS, and potentially Windows too. Rather than perceiving budgeting as a constraint, it should be embraced as a strategy to realize and meet your financial aspirations. Skrooge aids in budget management by applying simple rules and ensuring that any anticipated reimbursements are accounted for. Users can also automate transaction processing based on defined search parameters, which significantly streamlines financial management. This automation empowers users to devote more time toward fulfilling their financial ambitions instead of being overwhelmed by tedious manual input. Ultimately, Skrooge transforms the budgeting experience into a proactive journey toward financial success.

Navigating finances can become complicated when there is uncertainty about our income relative to our expenses. The first step toward achieving better financial health is to maintain comprehensive financial records; understanding where our funds are going enables us to make informed decisions aimed at trimming unnecessary costs. It's essential to acknowledge that there is no single correct method for distributing funds, which underscores the importance of using personal finance software in this journey. These tools offer the capability to analyze and make sense of financial information, leading to a better understanding of our monetary situation. It's vital to remember that the software's effectiveness is directly related to the accuracy of the data it processes. If you are contemplating the integration of personal finance software into your daily habits, you are already taking a significant step toward optimizing each dollar you spend, which can lay the groundwork for a more secure financial future. Moreover, adopting this proactive mindset can encourage healthier budgeting practices, ultimately enhancing your overall financial confidence and stability. By making informed choices and utilizing the right tools, you can empower yourself to take control of your financial journey.

Access all your financial balances and transaction information in one unified platform while keeping track of your upcoming expenses to prepare for any financial surprises that may arise. This allows you to develop a thorough understanding of your financial landscape, enabling you to keep an eye on both your present situation and future commitments. Analyze your spending patterns through customizable, interactive reports that shed light on how your money is being used. With a reliable bill reminder calendar, you can ensure that no payments are overlooked, effectively managing your financial responsibilities. Set up a budget and take advantage of real-time tracking tools to keep you on the right path toward achieving your financial goals. Enjoy the convenience of managing your finances on the go with a mobile app that prioritizes user-friendliness and flexibility. Moneyspire supports all geographic regions and currencies, making it easier to navigate your financial management no matter where you are. Personalize your experience to match your specific preferences, as Moneyspire offers full customization options, allowing you to structure your financial management exactly to your liking. Transition effortlessly from your existing personal finance software using Moneyspire’s comprehensive import features, which simplify the process of maintaining your financial oversight. This smooth shift not only facilitates continuity in tracking your finances but also allows you to embrace a new system that is tailored to better meet your individual requirements. Additionally, Moneyspire’s intuitive design makes it accessible for users of all experience levels, ensuring that everyone can enhance their financial management capabilities.

MoneyWiz distinguishes itself from conventional finance software by offering a diverse set of features designed for advanced users while also being accessible for beginners. Instead of imposing strict financial management methods, it allows users the freedom to handle their finances according to their unique preferences! With offline functionality, it ensures your data is effortlessly synced when you reconnect to the internet. The application employs robust 256-bit military-grade encryption to safeguard both data transmission and storage, ensuring your information is well protected! Whether you prefer to import data from an existing financial platform, connect directly to your bank accounts, or manually enter your information, MoneyWiz meets all your financial management needs! It simplifies tracking your spending habits, enabling you to achieve your savings goals more efficiently. Furthermore, MoneyWiz includes budgeting tools that are informed by your income and expenses, featuring intelligent categorization and tagging of new transactions. Adjusting your budgets is a breeze, allowing for easy fund reallocation as necessary, and the built-in budget progress view enables you to compare your current standing against your financial objectives, fostering greater transparency in managing your finances. Ultimately, MoneyWiz not only equips you with the tools needed for effective financial oversight but also inspires confidence as you navigate your financial landscape with ease! This combination of features positions MoneyWiz as a powerful ally in your personal finance management journey.

Managing accounts and transactions has reached new levels of simplicity. With this app, you can easily oversee multiple accounts and track transactions, making it simple to handle finances in different currencies—Money offers a range of advanced features within an accessible design! Take control of your finances by setting up budgets, producing detailed reports, and scheduling transactions without hassle. This is all presented in a modern, user-friendly interface, with iCloud keeping everything synced across all your devices. Money stands out as an essential tool for managing family finances! Thanks to iCloud, you have the flexibility to not only synchronize your accounts across your devices but also share access with a partner for collaborative management. It operates seamlessly! Keep track of your spending and savings, establish realistic budgets, and achieve your financial goals with impressive visual representations of your income and expenses, along with continuous tracking of your progress. The app also provides options to personalize your categories and tags, ensuring that every dollar is managed according to your personal financial story, making it a versatile choice for anyone looking to enhance their financial organization.

Explore an array of interactive calculators and tools specifically designed to assist you in visualizing and effectively navigating your financial path. Assess the potential benefits of your 401k balance alongside anticipated retirement payouts to enhance your long-term financial health. Investigate the sustainability of your savings by considering your monthly expenses in combination with the growth rate of your investments. Evaluate your investment performance to see if you are gaining or losing value over time. Streamline your loan planning process while uncovering details about your repayment schedule. Understand the impact of inflation on the future worth of your assets and how it may influence your purchasing power. Witness the growth of your investments as they appreciate over time, thanks to the remarkable effects of compound interest, which allows your money to generate further income. Immerse yourself in straightforward, in-depth articles that cover various elements of personal finance and wealth management without overwhelming jargon. The aim is to empower you to take charge of the app independently and for free, while also providing an option for a premium hosted version at a modest monthly fee. Don’t forget to sign up for the waitlist to receive updates on the upcoming launch of the hosted app version, ensuring you can access customized financial management tools conveniently. This approach will enable you to make informed financial decisions with ease and confidence.

MoneyPatrol acts as a free tool designed to assist users in monitoring their financial transactions. Users have reported an average financial benefit exceeding $5,000 due to the platform's support. This versatile app simplifies financial management, including budgeting and personal accounting, allowing users to effectively manage their income, expenses, cash flow, bills, budgets, balances, debts, net worth, and credit scores. With a diverse set of features aimed at improving financial oversight, MoneyPatrol empowers individuals to gain better insights into their financial situations, helping them track their spending habits, increase savings, reduce debts, improve credit scores, grow investments, and enhance their net worth. The application enables users to review all transactions meticulously and keep precise records of their income, expenses, bills, and transfers, which aids in swiftly spotting any unauthorized or fraudulent activities. Furthermore, it sends alerts about incoming and outgoing funds while offering detailed insights into spending patterns, making it an essential resource for anyone determined to take charge of their financial future. In a world where financial literacy is crucial, MoneyPatrol stands out as a reliable ally in achieving financial goals.

Redirect your attention from the anxiety of managing expenses to establishing a secure financial foundation with our intuitive AI-powered expense tracker. Expense AI revolutionizes money management, transforming it into an enjoyable experience while helping you understand your spending behavior and make more informed financial choices. Experience the liberation that comes from confidently utilizing your earnings, freeing yourself from the burden of financial anxiety. This innovative tool aids in saving for major investments such as a house, car, or any personal financial goals you aspire to achieve. Furthermore, it allows you to maximize potential tax deductions for your business by meticulously tracking all relevant expenses. This way, you can provide for your family and grow your business without the constant fear of financial strain. Simply capture a photo of your receipt with your smartphone or email it directly to your Expense AI account. Our advanced system swiftly extracts crucial information from your receipts, including total cost, merchant details, transaction dates, and product specifics. By tapping into our AI's insights, you'll reveal significant spending trends that enable you to make smarter financial decisions, paving the way for a more stable financial future. Ultimately, Expense AI serves not merely as a tool but as a trusted ally in your pursuit of financial health, ensuring you stay on track toward your goals. Embrace a life free from financial uncertainty and take the first step towards achieving your dreams today.

Lenme serves as a peer-to-peer lending platform that connects individuals in need of quick personal loans or cash advances with a variety of financial sources, such as lending firms and individual investors who focus on smaller loan amounts. By leveraging cutting-edge technology, Lenme simplifies the lending process, eliminating unnecessary costs, which allows borrowers to access funds quickly and transparently, while also providing lenders with analytical tools and data that are typically available only to larger financial organizations. The platform enables borrowers to easily request loans ranging from $50 to $5,000 through a simple three-step process, where they can specify their desired loan amount and repayment options. Afterward, lenders compete to offer the most favorable interest rates, regardless of the borrower's credit score. For potential investors, Lenme provides in-depth insights, granting access to over 2,000 data points for each borrower, such as credit reports, banking details, income levels, and past payment behaviors, which assists them in making informed investment decisions. This forward-thinking model creates a dynamic lending atmosphere, ultimately enhancing the experience for both borrowers and lenders while promoting financial inclusivity. Additionally, Lenme’s commitment to transparency and user-friendly design encourages more individuals to engage with the lending process.

Credit Karma has expanded its mission to help members achieve financial success by introducing an array of personalized tools and features within its app. This application allows users to monitor their financial health effectively, providing access to free credit scores and various other advantages. Users can also benefit from Credit Karma Savings and additional money-saving options. In this article, we will walk you through the steps to download the Credit Karma app on both iOS and Android devices. Additionally, we will examine the distinctive features that set the app apart from Credit Karma’s desktop and mobile websites. It's important to note that we believe utilizing the app offers a superior experience for fully leveraging Credit Karma’s resources. Although the Credit Karma app is free to download, users are required to register as members to unlock its benefits. Fortunately, the sign-up process does not necessitate any payment information or credit card details, making it an inviting option for anyone keen on enhancing their financial well-being. Ultimately, the app acts as a robust platform for effectively managing your personal finances and achieving your financial goals. By integrating various tools and resources, it empowers users to take informed steps toward financial success.

WalletHub is the first application to offer users completely free access to their credit scores, WalletScores, and detailed credit reports that are updated daily. In addition to this valuable information, the app provides personalized recommendations aimed at improving credit scores and WalletScores while helping users save money. By downloading this award-winning app, you can work towards achieving optimal WalletFitness® and explore loan options for purposes such as debt consolidation, making significant purchases, or celebrating special occasions. With the introduction of savings alerts, users can manage their debts more efficiently and avoid incurring high fees on credit cards and loans. The WalletHub credit score app not only offers daily credit updates but also presents a clear action plan for users seeking improvement. Moreover, it offers tailored support to help enhance your credit profile while aiding you in maximizing savings and reducing your overall debt, paving the way for a more secure financial future. Ultimately, WalletHub empowers you to take control of your financial situation and make informed decisions.

At PocketSmith, our team is composed of a dynamic group of individuals, each bringing their own viewpoints on financial matters and a range of aspirations. This rich diversity fueled our ambition to develop a personal finance application that is uniquely customizable and distinct from others in the market. In contrast to many financial management tools that enforce strict structures, we champion the values of flexibility and user choice. Our mission is to empower you to focus on what truly matters by offering accounting software that is thoughtfully designed to align with your individual requirements. You have the opportunity to select and mix features that resonate most with you, allowing for a tailored financial solution. As your circumstances change, PocketSmith evolves with you, ensuring that it remains relevant to your life. Our deep understanding of customer needs allows us to provide a meaningful and enduring experience that adapts over time. We emphasize responsiveness and are committed to helping you take charge of your financial journey. Should you need any assistance or wish to explore further options, please don't hesitate to connect with us. Unlike many free budgeting applications that view users merely as products, we pledge to prioritize your needs and interests at every turn. We believe that your financial well-being deserves the utmost respect and attention.