What is Credit Karma?

Credit Karma is an AI-powered personal finance platform from Intuit that provides credit monitoring, financial product comparisons, money management tools, and personalized financial recommendations. The service allows consumers to access free credit reports and VantageScore 3.0 credit scores from TransUnion and Equifax through its website and mobile applications. Users can monitor changes to their credit profiles and receive notifications about important events, including new accounts, credit inquiries, and reported account activity. The platform explains factors influencing credit scores, such as payment history, credit utilization, account age, and recent credit applications. Its personalized recommendation engine analyzes credit and financial information to identify potentially relevant credit cards, personal loans, and other financial products. Credit Karma's Approval Odds functionality estimates users' likelihood of qualifying for specific credit offers using information from their credit profiles and lender criteria. The platform also provides tools for comparing auto loans, mortgage refinancing options, and insurance products to help consumers evaluate financing and coverage choices. Cash flow management features allow users to connect financial accounts, review spending activity, track assets and liabilities, and monitor their overall financial position. Identity monitoring capabilities notify users about certain personal information exposures, while credit report monitoring can help identify potentially fraudulent activity. Its Direct Dispute feature enables users to submit disputes involving inaccurate information on TransUnion credit reports, and additional tools support credit building and financial education. Credit Karma also integrates tax preparation and filing capabilities through Credit Karma Tax, allowing users to prepare returns, access filing tools, and monitor refund information within the broader platform.

Pricing

Price Starts At:
Free
Free Version:
Free Version available.

Integrations

All Credit Karma Integrations
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Screenshots and Video

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Company Facts

Company Name:
Intuit
Date Founded:
1983
Company Location:
United States
Company Website:
www.creditkarma.com

Product Details

Deployment
SaaS
Mac
iPhone
Android
Training Options
Documentation Hub
Video Library
Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Credit Karma Categories and Features

Personal Finance Software

Credit Karma Customer Reviews

Write a Review
  • Reviewer Name: Jason M.
    Position: Finance Director
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great for Budgeting

    Date: Jan 31 2022
    Summary

    Overall this is great way to keep up with how you are spending your money. Use it for planning a wedding or just to see what you are spending your money on.

    Positive

    Very easy to use. You can sync multiple platforms to Credit Karma so your data gets pulled in and recorded automatically. You can set a budget and have items in categories that allow for quick views of how you are spending your money.

    Negative

    There are some sync issues at times where it wants you to reconnect an account all the time.

    Read More...
  • Reviewer Name: Mathew W.
    Position: IT Support
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Incredibly easy home finances at a glance

    Date: Sep 15 2021
    Summary

    This has helped our money management in a big way. We're very thankful for all the benefits it's provided us and our household tracking.

    Positive

    Able to unify all my accounts under a single app and track spending day to day. Builds budgets easily, tracks our spending, keeps us up to date on where we are financially.

    Negative

    Can have accounts fall out of connection regularly, making it difficult to tell where you're actually at or require reconnecting repeatedly.

    Read More...
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