List of the Top Risk-Based Authentication Software in 2025 - Page 3

Three-Domain Secure (3DS or 3-D Secure) is a communication protocol utilizing XML that enables cardholders to confirm their identity with their card issuer during online transactions where physical cards are absent. This framework is essential in reducing the risk of unauthorized card-not-present transactions, thereby protecting merchants, issuers, and cardholders against potential fraud. By enabling the secure exchange of cardholder data among the main participants in a card-not-present transaction—including the cardholder, merchant, card issuer, and payment processor—3-D Secure significantly improves security measures. Initially developed by Visa in the early 2000s, the first iteration of this technology was branded as Verified by Visa (VbV). Furthermore, other prominent card networks have adopted technologies based on the 3-D Secure 1.0 standard, with MasterCard naming it MasterCard SecureCode (MCC), JCB International referring to it as J/Secure, and American Express marketing it as American Express SafeKey. One notable benefit of employing 3-D Secure is that it shifts the liability for fraudulent transactions from merchants to card issuers, which helps decrease the frequency of chargebacks. This system not only elevates consumer trust in online shopping but also strengthens the overall reliability of electronic payment infrastructures. As a result, the adoption of 3-D Secure is increasingly seen as a critical component in the fight against digital fraud.

Our innovative approach leverages a robust framework of four interconnected security layers to authenticate users by analyzing their inherent behavior patterns. Deployed by top global enterprises, this solution protects the online journey from the moment users log in until they log out. It is crucial to document each interaction throughout a session. NuDetect is strategically integrated at multiple checkpoints within the system to monitor users from the moment they enter your website until they leave. This proactive monitoring allows for the identification of unusual activities before they can escalate into fraudulent incidents. With our real-time solution, we effectively neutralize potential threats as they attempt to infiltrate your system, providing a safeguard for your customers. By examining both behavioral and device-related data, you can protect your users as they navigate your platform seamlessly and without added friction. Enhance your operational capabilities effortlessly. Processing billions of data points, NuDetect for Continuous Validation becomes increasingly skilled at recognizing your trusted customers, even as their online behaviors shift. The machine learning functionalities are meticulously refined to adapt to changes in user behavior, thereby improving recognition accuracy over time. This ongoing adaptation guarantees that your security infrastructure remains strong and effective amidst the constantly evolving digital landscape, ultimately fostering a safer online environment for all users. Additionally, this comprehensive approach not only bolsters security but also enhances user trust and satisfaction, creating a win-win scenario for businesses and their customers alike.

Fraud in contact centers represents a staggering financial burden, costing billions each year. Disturbingly, only one in 770 fraudulent calls is able to reach agents, which reveals a major hurdle for those working in this sector. This ongoing battle between fraudsters and call center agents leads to a continuous game of cat and mouse. Within the Interactive Voice Response (IVR) system, approximately one in 390 accessed accounts is subject to fraudulent activities. The fallout from such fraudulent behavior not only impacts a company's finances but also has repercussions on customer satisfaction and the overall reputation of the brand. Pindrop® provides a detailed, multifaceted, real-time approach to fraud prevention, analyzing calls to contact centers by considering multiple elements such as voice, device, and behavior. This innovative solution is capable of identifying up to 80% of fraud occurring through phone channels, predicting potential fraud threats up to 60 days in advance, and delivering a comprehensive perspective on cross-channel fraud. By evaluating risks associated with calls and accounts within the IVR system, businesses can effectively prevent data breaches, account takeovers, and various forms of fraud across different channels. Furthermore, organizations receive instant notifications regarding the risk level of each incoming call, empowering agents with immediate information to better recognize and handle potentially fraudulent situations. This proactive approach not only strengthens security but also enhances the overall trustworthiness of the contact center experience.

Castle offers a comprehensive solution for real-time event scoring and threat detection by enabling the integration of any user interaction into its platform. This system provides instant decisions that help deter spam registrations and combat account takeover attempts, ultimately leading to smoother user experiences and higher conversion rates. Its seamless APIs allow for the optimization of the registration process while effectively curtailing unwanted spam. With Castle's advanced account takeover protection, users gain access to a powerful defense mechanism against credential stuffing attacks. Whether during user registration, login, or within your application’s interface, Castle proficiently evaluates critical user events to differentiate between genuine users and harmful bots. However, identifying threats is merely the initial step; it also facilitates automated account recovery processes, enables step-up authentication, and sends real-time user alerts via Castle's Webhooks and Notifications. Additionally, Castle conducts thorough analyses of the complex traffic patterns of your application, monitoring each user and device separately. By gaining insights into what defines normal behavior for your application and its users, Castle adeptly identifies abnormal activities and potential threats, creating a secure environment for all users. This all-encompassing strategy not only bolsters security but also cultivates user trust and engagement, contributing to a more robust online community. Ultimately, Castle empowers businesses to focus on growth while ensuring a fortified user experience.

Explore powerful cloud solutions tailored to enhance your digital transformation journey at a pace that aligns with your needs, specifically designed to address all aspects of identity and access management. The ID Plus now incorporates the cutting-edge DS100 hardware authenticator, which is packed with various features to improve security. Each service plan can be effectively implemented in a cloud-based setting, on-premise, or through a hybrid model, ensuring flexibility as your needs change over time. Notably, the ID Plus cloud multi-factor authentication (MFA) solution is recognized for its high level of security and is the most widely adopted MFA solution across the globe. Take advantage of our free two-week trial to experience the benefits firsthand and understand how it can strengthen your security framework. Seize this chance to transform your organization's approach to authentication and safeguard your assets more effectively.

IBM Trusteer provides comprehensive solutions that help identify customers and protect against malicious users on multiple platforms. This service is instrumental for organizations in detecting fraudulent behavior, confirming user identities, and fostering trust throughout the omnichannel customer journey. By leveraging cutting-edge cloud intelligence driven by artificial intelligence and unique machine learning methods, Trusteer effectively differentiates between new and existing customers, ultimately improving their experience. More than 500 leading organizations rely on Trusteer to safeguard the digital experiences of their customers while supporting business growth. The platform facilitates the seamless identification of unauthorized access and activities, generating actionable insights across various departments through real-time assessments. Furthermore, Trusteer assists organizations in evaluating risks, reducing operational costs, and enhancing both security and efficiency. By integrating behavioral biometrics with AI and machine learning, businesses can successfully prevent account takeover incidents and nurture a robust sense of trust in their digital identities. In a constantly changing digital environment, Trusteer stands as an essential partner for organizations striving to combat cybersecurity challenges effectively and proactively. Its commitment to innovation ensures that clients remain well-equipped to handle emerging threats.

Experience effortless and secure entry to your cloud infrastructure without relying on passwords. Embrace the power of passwordless authentication across leading cloud platforms and a variety of cloud resources, seamlessly integrating with AWS, GCP, Azure, and a range of other cloud-native solutions. Protect against excessive access by utilizing just-in-time permissions tailored for developers. DevOps teams can conveniently request access to cloud resources through a system that grants 'just enough privileges,' ensuring their permissions are both time-sensitive and appropriate. This configuration effectively alleviates the productivity hurdles associated with depending solely on a centralized administrator. You have the flexibility to set approval policies based on various criteria, and you will gain access to a detailed catalog of both utilized and unutilized resources. Reduce the dangers of credential sprawl and mitigate the fears linked to credential theft. Developers can obtain passwordless access to cloud resources through advanced Trusted Platform Module (TPM) technology, which enhances security. Furthermore, you can identify potential weaknesses today with our free assessment tool, which provides insights into how Procyon can resolve these vulnerabilities swiftly. By harnessing TPM, robust identification of users and their devices is ensured, significantly improving overall security. This cutting-edge method not only simplifies access but also greatly strengthens your cloud security framework, paving the way for a more secure and efficient cloud environment. As a result, organizations can focus on innovation while maintaining a high level of security.

CoffeeBean's Identity and Access Management system delivers a comprehensive suite of services in Identity and Access Management (IAM) and Customer Identity and Access Management (CIAM). The platform encompasses various components, including Single Sign-On (SSO), Multi-Factor Authentication (MFA), and Adaptive Authentication, along with Directory Services. Additionally, it incorporates Lifecycle Management to streamline user account administration. Overall, CoffeeBean's solution is designed to enhance security and user experience across different platforms.

Cyberint is a worldwide provider of threat intelligence that assists clients in safeguarding against cyber threats originating beyond conventional security boundaries. At the heart of Cyberint's offerings is Argos, an impactful intelligence platform designed to help organizations manage their exposure, prioritize identified threats, and mitigate cyber risks effectively. With this comprehensive solution, businesses can shield themselves from a diverse range of external cyber threats. The platform continuously uncovers vulnerabilities and weaknesses, employing an auto-discovery feature that identifies external exposures, including compromised web interfaces, cloud storage vulnerabilities, email security flaws, and open ports. Cyberint has established itself as a premier brand, catering to Fortune 500 companies across various sectors, including finance, retail, gaming, e-commerce, and media, ensuring their security needs are met with the utmost precision. With a focus on proactive threat management, Cyberint empowers organizations to stay ahead of potential cyber adversaries.

cidaas offers an exemplary solution for streamlined and secure identity management, facilitating the creation of a unified identity for each user across multiple channels with ease. By leveraging the OAuth2.0 and OpenID Connect protocols, cidaas guarantees strong API security, complemented by its built-in Bot Net Detection and Fraud Detection capabilities that ensure user safety during all business transactions. This contemporary approach to Identity and Access Management boasts a wide range of features that promote swift integration and implementation across various systems and use cases. We handle the intricate details, allowing you to focus on your primary business activities without the hassle of maintenance or operational issues. The widespread use of multiple passwords and PINs leads to unnecessary complications for users, posing a major obstacle to accessing digital services. Transitioning to passwordless authentication not only strengthens the security of your digital platforms but also enhances the customer experience—since the login process is the initial interaction users have with your service. Ultimately, adopting this forward-thinking identity management solution revolutionizes user experiences and simplifies access in a rapidly evolving digital landscape, paving the way for increased user satisfaction and loyalty. Additionally, by reducing friction in the login experience, businesses can foster greater engagement and drive higher conversion rates.

For the first time, a comprehensive IAM solution has emerged that is not only extensive but also user-friendly for individuals without an IT background. This robust offering integrates both Access Management and Identity Governance and Administration seamlessly. An innovative online digital guidance system is provided to help users through the implementation process at their own pace, step by step. Unlike other providers, Ilantus goes a step further by offering customized implementation support at no extra charge. The solution boasts efficient single sign-on (SSO) capabilities, guaranteeing that every application is accounted for, including those that are on-premises or thick-client. Whether your requirements involve web applications, federated or non-federated systems, thick-client configurations, legacy systems, or bespoke solutions, all will be accommodated within your SSO framework. In addition, mobile applications and IoT devices are also supported, ensuring no aspect is left unaddressed. If you have a proprietary application, our interactive digital help guide will simplify the integration process for you. Moreover, for those needing extra assistance, Ilantus offers a dedicated helpline that is available 24/7 from Monday to Friday, ready to tackle any integration challenges you may encounter. This unwavering commitment to support empowers users to confidently navigate their IAM journey, eliminating any feelings of overwhelm. With this solution, organizations can enhance their security posture while ensuring a smooth user experience.

Improve your customer conversion rates while strengthening your defenses against fraudulent activities by utilizing dynamic threat intelligence that is seamlessly woven into the digital experience. In the competitive online marketplace, even minor delays can lead to considerable financial losses for your organization. Therefore, it is crucial to enhance conversion rates while adeptly navigating the growing complexities of cybercrime threats. LexisNexis® ThreatMetrix® provides a powerful enterprise solution for digital identity intelligence and authentication, trusted by over 5,000 leading global brands to make informed transaction decisions daily. Our fraud prevention tools combine insights from billions of transactions with sophisticated analytic technologies and integrated machine learning, establishing a unified strategy for decision-making that covers the entire customer journey and enables businesses to fight fraud more efficiently. By harnessing these all-encompassing resources, organizations not only streamline their operations but also cultivate enduring trust with their clientele, ultimately leading to a more secure and profitable business environment. This commitment to security and efficiency serves as a cornerstone for sustainable growth in an ever-evolving digital landscape.

Experience the advantages of two-step authentication with just a simple swipe. Activating two-factor authentication is easy and serves as a strong barrier against potential security threats. By either swiping your finger or entering a security code, your information is kept secure. A multitude of well-known websites now facilitate secure login through VIP. To begin, simply scan a QR code, and it will generate unique security codes for that particular site every thirty seconds. With Symantec VIP, users, whether individuals or businesses, can securely verify their identity from any location and device. The process of establishing multi-factor authentication is user-friendly, with a wide range of websites and integrations readily available, making it simple to enhance your online safety. Adopting these security measures not only protects your data but also increases your trust in online transactions, giving you peace of mind as you navigate the digital world. As you embrace these practices, you'll find an increased sense of security in your online interactions.

Identity management (IAM) in the cloud encompasses features like multi-factor authentication (MFA), passwordless access based on credentials, and single sign-on (SSO). By employing cloud-based multi-factor authentication, secure access is granted to all applications, networks, devices, and accounts utilized by your users. The user experience is further enhanced through methods such as adaptive authentication and proximity-based login, ensuring that satisfied users are less likely to circumvent security protocols. This approach is simpler than many alternatives you've encountered. With features designed to save time, including integrated provisioning tools and seamless integrations for both on-premises and cloud environments, the burden on IT teams is significantly lightened from the initial setup through daily operations. To accelerate your progress, implementing robust IAM is essential. Additionally, the scalability of cloud-based Identity as a Service allows for the quick adaptation to new users, diverse use cases, and ever-changing security threats, making it a vital component of modern digital security strategies. As organizations continue to grow and evolve, the importance of a strong IAM framework becomes increasingly clear.

SecurePass IAM provides strong security features, including credential vaulting and session monitoring, which significantly minimize the chances of unauthorized access, thereby safeguarding your organization's sensitive data. Additionally, it streamlines access management by automating critical functions like user provisioning, access certifications, and password management, leading to enhanced operational efficiency and increased productivity within your organization. Furthermore, SecurePass IAM supports adherence to regulatory compliance by offering integrated reporting, analytics, and access governance tools, which help create comprehensive audit trails, ultimately simplifying the auditing process. By leveraging these capabilities, organizations can not only secure their data but also optimize their overall operational workflow.

BioCatch provides advanced behavioral insights that enable organizations around the globe to create a secure experience for their customers. By analyzing both the physical and cognitive behaviors exhibited by users online, BioCatch produces crucial insights that can distinguish authentic applicants from malicious actors. The platform excels at detecting behavioral anomalies that may indicate potential cyber threats, such as Remote Access Tools, bots, malware, and attempts at manual account takeover. It is also capable of identifying subtle behavioral signs that might suggest a user is being unintentionally guided into a fraudulent money transfer situation. Leveraging its AI-driven behavioral biometrics technology, BioCatch effectively reduces the risk of online fraud while streamlining the identity verification process, all without compromising the user experience. The patented technology is meticulously crafted to protect online identities while preserving the fluidity and friendliness of web and mobile interactions. In an era where digital security is paramount, BioCatch emerges as an indispensable partner for businesses aiming to bolster both security and consumer trust in the online realm, ultimately fostering a safer digital environment for everyone.

Appsian enables some of the largest enterprises globally to maximize their investments in ERP systems by integrating sophisticated security protocols essential for addressing modern threats. By leveraging capabilities like Single Sign-On, Multi-Factor Authentication, Location-Based Security, Data Masking, Transaction Logging, and Real-Time Analytics, businesses can greatly improve their oversight and governance of ERP applications. This seamless integration is instrumental in reinforcing strong controls over cross-application business workflows, reducing significant vulnerabilities, and automating intricate user management functions, including Segregation of Duties (SoD) and managing access requests alongside periodic access certification audits. Additionally, it refines access management processes while imposing rigorous controls, thereby breaking down silos between various systems and simplifying compliance and audit reporting tasks. Furthermore, the implementation of robust Governance, Risk, and Compliance (GRC) frameworks across all business applications not only enhances operational efficiency but also reduces the time and costs associated with internal and external audits. These enhancements empower organizations to effectively navigate complex regulatory landscapes while maintaining high levels of security and operational effectiveness, ultimately leading to a more agile and responsive business environment. By adopting these advanced security measures, companies can ensure they are not only compliant but also resilient against evolving threats in the digital landscape.

The Cognitive Security Platform® (CSP) provides an all-encompassing solution for identifying threats and preventing fraud across multiple channels, focusing on the protection of digital businesses and mitigating risks associated with online financial services such as home banking and electronic transactions, all while maintaining a fluid user experience. Our solution is fully packaged and ready for quick deployment, allowing for swift implementation tailored to the evolving needs of the digital environment. Thanks to the modular architecture of the Cognitive Security Platform®, businesses can choose to activate specific features that are vital for bolstering their security measures. By leveraging advanced AI algorithms combined with behavioral biometrics and analytics, we guarantee a hassle-free experience for users, ensuring that security is never compromised. Furthermore, our platform supports the development of anti-fraud strategies across multiple channels, enabling a comprehensive approach to risk management. This omnichannel viewpoint not only simplifies the oversight of fraud risks but also eradicates the necessity for disconnected channel management strategies. Such integration not only boosts operational efficiency but also strengthens your defenses against new threats emerging in the digital space, providing peace of mind for enterprises navigating this complex landscape. As technology continues to advance, our commitment to innovation ensures that our clients stay one step ahead in the fight against fraud.

The cutting-edge realm of behavioral authentication is exemplified by the BehavioSec platform, which is now adopted by Fortune 2000 firms globally, utilizing sophisticated authentication methods to reliably verify user identities with an accuracy rate surpassing 99%, while serving millions of users and handling billions of transactions. In spite of heavy investments aimed at bolstering security protocols to combat cyber threats, the ongoing challenge of account takeovers remains a significant concern for many organizations. These businesses also grapple with a variety of expensive obstacles, including the necessity for labor-intensive fraud investigations and the risk of losing customers due to overly stringent security measures, often stemming from ineffective protective spending. BehavioSec adeptly addresses the risks associated with account takeovers through its pioneering deep authentication method, which utilizes behavioral biometrics to confirm user identities in a seamless and unobtrusive way. This approach guarantees that access is granted solely to legitimate users, thereby substantially reducing operational expenses while effectively deterring fraudsters. Moreover, BehavioSec enhances its defenses against new account fraud via improved population profiling powered by behavioral biometrics, providing a robust shield against evolving threats and setting a new standard in cybersecurity. Ultimately, the integration of such advanced techniques not only fortifies security but also fosters user trust and satisfaction.

Our focus lies in preventing identity fraud, as well as enhancing authorization and authentication processes, which are crucial for organizations aiming to effectively onboard and engage users on their digital platforms. While many innovative solutions prioritize advanced technology, they often overlook the equally vital aspect of user experience. With an engineering team that collectively brings over 300 years of experience from the banking and e-commerce sectors, we are committed to creating software that is both accessible and efficient for all users. This significant background is a key reason why some of the world's largest banks place their trust in us, as we offer "bank-grade" identification solutions tailored for clients across both public and private domains, regardless of their scale. CallSign is dedicated to ensuring that users enjoy a seamless digital experience, allowing them to interact online with confidence, as we enhance rather than complicate their journey. Our Intelligence Driven Authentication system employs deep learning to analyze device, location, and behavioral patterns, thereby establishing a strong yet intuitive security framework. By focusing on a user-friendly approach, we aim to transform the landscape of digital interaction, making sure that security is an integral part of everyday online experiences while enhancing usability at every step. In doing so, we not only protect users but also empower organizations to thrive in an increasingly digital world.

Guaranteeing the safety and safeguarding of users and devices, such as personal laptops and smartphones, requires a solution that emphasizes trust across all endpoints and consistently verifies that trust with each interaction or transaction. Is your organization fully prepared with the essential tools that enable its workforce to operate efficiently, no matter where they are located? When team members are unable to be present in the office, maintaining secure connections to necessary data and applications becomes essential, whether they are using corporate devices or their personal ones. The BlackBerry® Cyber Suite provides extensive security, effectively preventing breaches and countering sophisticated threats through its cutting-edge AI technology. This comprehensive solution implements a complete Zero Trust framework that spans various devices, ownership types, networks, applications, and personnel. By continuously verifying user identities and adjusting security measures in real-time, it offers a seamless Zero Touch experience that improves security while allowing for uninterrupted workflow. As organizations adopt such powerful protective strategies, they can confidently facilitate remote work environments while effectively reducing potential risks. This proactive approach not only enhances user safety but also fosters a culture of trust within the organization.

Accops HyID offers a cutting-edge solution for managing identity and access, aiming to safeguard crucial business applications and sensitive information from unauthorized access by both internal personnel and external threats through efficient user identity governance and access management. This innovative platform provides businesses with extensive control over their endpoints, facilitating contextual access, device entry management, and a flexible policy framework tailored to specific needs. Furthermore, its integrated multi-factor authentication (MFA) functions smoothly across modern and legacy applications alike, covering both cloud-hosted and on-premises systems. This functionality ensures strong user authentication through the use of one-time passwords transmitted via SMS, email, or app notifications, in addition to biometrics and device hardware identifiers combined with public key infrastructure (PKI). The inclusion of single sign-on (SSO) features not only enhances security but also improves user convenience significantly. Organizations are empowered to continuously monitor the security status of their endpoints, including personal devices, allowing them to make immediate access decisions based on real-time risk assessments, thereby reinforcing a more secure operational landscape. As a result, Accops HyID not only strengthens security measures but also optimizes user experiences, making it a valuable asset for any organization seeking improved identity and access management. In this way, businesses can focus on their core activities while trusting that their data security is robust and effective.

Improving your varied IT infrastructures—regardless of whether they are on-premise, cloud-based, or hybrid—necessitates the deployment of multifactor security solutions specifically designed to accommodate the unique requirements of each system, service, workflow, and user preferences. Centralized management guarantees that your organization adheres to both operational needs and compliance regulations through well-articulated policies and settings that can be easily tailored with minimal effort. The incorporation of a sophisticated password management system that aligns with external LDAP or Active Directory frameworks enhances user administration, making it both streamlined and effective. Strengthening trust is essential, achieved by facilitating versatile and secure authentication methods across all user devices. In a business environment where multiple users might share a single device or where an individual may need access across several devices, implementing the right platform makes this process seamless. A critical component of this strategy is the understanding that all interactions center around data, emphasizing the importance of secure management for data both at rest and in transit across mobile devices, web applications, IoT, servers, and databases. Organizations can also adopt customizable security parameters that utilize various key lengths and encryption techniques without incurring the expenses associated with traditional VPN solutions. Moreover, the availability of SDKs and APIs significantly enhances integration capabilities, while advanced AI and deep learning technologies enable the construction of electronic Know Your Customer (eKYC) or remote access authentication systems with over 99% accuracy using facial biometrics, which simplifies user interactions.

Implement a robust cloud-based multi-factor authentication (MFA) solution to ensure secure access across diverse systems, applications, and services. By enhancing user account protection beyond just passwords, organizations can significantly reduce the risks associated with password reuse, particularly in the wake of major data breaches. This fully cloud-centric approach simplifies the deployment process and accelerates the realization of security benefits for businesses of all scales. The adaptive MFA system intelligently prompts users for additional verification only when it detects heightened risk, thereby providing a smooth user experience. Furthermore, it supports a wide array of platforms, including major VPN providers and cloud services, ensuring comprehensive coverage. Relying exclusively on passwords is fraught with dangers; thus, integrating Multi-Factor Authentication adds a vital security layer that safeguards both user and privileged accounts, effectively diminishing the potential for account breaches and identity theft. Additionally, traditional one-time passwords (OTPs) from older systems can be easily intercepted, rendering them susceptible to phishing and man-in-the-middle attacks. Therefore, embracing a contemporary MFA solution is imperative for fortifying overall security in the current digital environment, where threats are increasingly sophisticated and prevalent. Organizations must prioritize this transition to protect sensitive information and maintain user trust.

AuthControl Sentry® has been successfully implemented in over 54 countries, serving a variety of industries including finance, government, healthcare, education, and manufacturing by offering strong multi-factor authentication (MFA) solutions. This sophisticated system plays a crucial role in protecting applications and sensitive data from unauthorized access. Thanks to its flexible architecture, AuthControl Sentry® meets a wide range of needs while promoting user adoption through various authentication methods. The proprietary PINsafe® technology ensures outstanding security, and the platform is suitable for both on-premise and cloud-based deployments, providing organizations with an adaptable solution. Its single tenancy and single-tiered cloud model allows for excellent customization options, while built-in features like risk-based authentication and single sign-on enhance usability. The system also seamlessly integrates with hundreds of applications, further improving the user experience. Moreover, the extensive range of authenticators available helps to ensure that organizations can maximize user adoption across diverse groups. This comprehensive approach makes AuthControl Sentry® a leading choice for secure access management in today's digital landscape.