List of the Top 13 Unified APIs for Xero in 2025

Boss Insights offers an unparalleled gateway to the financial data of business clients through a single interface that integrates various services, including accounting, banking, commerce, payroll, and taxation (such as Quickbooks, Stripe, and SalesForce). This innovative solution is utilized by fintech companies and neobanks to achieve remarkable improvements, including a 60% boost in automation, fully automated scoring, a 51% acceleration in funding processes, and a fivefold increase in the speed of renewals. The efficiency gained through this integration not only streamlines operations but also enhances decision-making capabilities for financial institutions.

Codat assists its clients in fostering stronger relationships with their business clientele. Our solutions facilitate seamless access, synchronization, and analysis of data from customers' financial systems tailored for particular applications, including onboarding suppliers for commercial card initiatives and assessing business loan applications. With a profound level of specialization and expertise embedded in our offerings, we empower our clients to enhance their wallet share, minimize customer turnover, and expand their operations efficiently. As a result, businesses can thrive in a competitive landscape by leveraging the insights and efficiencies our products provide.

Merge provides a singular API that effectively integrates with all HR, payroll, recruitment, and accounting systems, establishing itself as the comprehensive solution for the future. By implementing just one integration with Merge, your product can effortlessly connect to a wide array of platforms without requiring additional effort from your team. Our user-friendly component simplifies the process of integrating authorization, making it exceptionally accessible. Your clients will value the intuitive interface and the seamless manner in which they can link their accounts. We focus on delivering a smooth experience through our thoughtfully designed API, easy-to-use SDKs, and detailed documentation. Our extensive logging, proactive problem detection, and automated notifications are tailored to save your customer success team significant time, resources, and stress. Bid farewell to maintenance concerns and empower your developers to focus on creating new innovations! Free your engineers from being drawn into yet another integration endeavor and allow them to concentrate on their primary responsibilities. With our efficient management of integration obstacles centralized in one convenient dashboard, there's no requirement for additional support. Step into the future of integrations without enduring the typical frustrations, while enjoying the benefits of having more time to innovate and expand your offerings.

The global trend is shifting towards more standardized, open, and interconnected data networks, yet the employment infrastructure remains intricate, isolated, and disjointed. Our goal is to simplify access to the essential infrastructure that underpins the employment sector, while also fostering innovative ideas and driving significant economic growth for both workers and businesses. Connecting to your payroll and HR systems has never been easier, but employee data often resides in various closed-off systems. Finch bridges these gaps by harmonizing different systems to provide unified access and enable a range of innovative applications. Moreover, with just a single click, you can integrate new systems seamlessly into your existing setup. Employers can quickly and securely provide you with access to their payroll and HR systems through Finch Connect, ensuring compliance throughout the process. By concentrating on the right abstractions and enhancing the developer experience, we strive to create the most robust API interface available for payroll and human resources systems, paving the way for a more efficient employment landscape. This approach not only facilitates smoother operations but also empowers organizations to adapt to the evolving needs of the workforce.

Our integration platform, which is tailored for a code-first approach, streamlines the challenges of working with numerous APIs. Fusebit offers an array of connectors for popular SaaS applications, and we are committed to enhancing our selection on a weekly basis. Furthermore, our open-source framework empowers users to modify existing Fusebit connectors and create personalized integrations for any desired platform. With Fusebit, you have unlimited possibilities for connecting different systems! This solution enables developers to quickly integrate functionalities into their applications using powerful API components. It simplifies the difficulties of managing various disparate APIs while maintaining the flexibility and user-friendliness associated with a code-first methodology. Just as Stripe revolutionizes payment processing, Fusebit serves as a vital resource for developers facing integration challenges. Additionally, you can rest easy knowing you have full control over your integration processes, ensuring they align perfectly with your specific requirements. This combination of features makes Fusebit an invaluable asset in today’s rapidly evolving tech landscape.

The Precise API provides essential insights into the financial health of business clients, including past performance, current metrics, and anticipated future trends. It is expertly designed for smooth integration with all leading accounting software, offering real-time push and pull functionalities, making it particularly suitable for lenders, financial institutions, and fintech firms that cater to small and medium-sized businesses. Furthermore, the Predict as a Service feature enhances the capabilities of the Precise API by delivering an advanced, customizable platform for cash flow forecasting and scenario planning specifically designed for your business clients. By utilizing a cash flow management solution, you can keep your clients connected to your brand while addressing their critical financial needs and data. This approach not only solidifies client relationships but also elevates your product offerings as essential assets for effective financial oversight, ultimately driving loyalty and satisfaction among your clientele. In a competitive landscape, such strategic tools can be a game-changer for client retention and business growth.

Our Accounting Data as a Service API provides seamless connectivity to leading accounting service providers, enabling you to rapidly develop and launch your application with minimal coding effort. This solution ensures you obtain more precise and comprehensive insights into your customers at a significantly reduced cost compared to market alternatives. You can experience the same view as your customers directly from the original source. Additionally, a visually appealing front-end module is available to gather accounting data from your customers in real time, specifically designed to enhance conversion rates. Support is extended to all major accounting software providers, facilitating on-demand access to financial transactions, insights, and reports related to your customers. Developers can initiate the process within minutes and complete software deployment in just a few hours, making it incredibly efficient. We have designed this API to be the most user-friendly and quickest way to satisfy all your accounting data needs, ensuring you can stay ahead in a competitive market. With our solution, you are equipped to make informed decisions and improve client relationships effectively.

Knit offers a consistent data framework for applications within a designated sector, prioritizing exceptional data security at the same time. This facilitates a more straightforward and secure integration of various applications for users. With Knit, users can engage entirely within your application while effortlessly linking to other frequently used applications. Our integration solutions, customizable authentication, and user-friendly frontend components empower your users to create integrations with ease. By adopting Knit, you can eliminate the complicated aspects of data transformation and the challenges tied to different APIs, enabling you to scale integrations significantly faster. The platform adeptly converts various data schemas from multiple sources into a cohesive and tailored data model for each integration category, ensuring that normalized data remains synchronized in real-time. Additionally, Knit is distinguished as the sole unified API that guarantees the absence of end-user data storage on its servers. The synchronization workflows utilize a fully webhook-based architecture, which markedly boosts data security and provides users with assurance. This robust security framework not only makes your integrations efficient but also fortifies them against possible data breaches, ensuring that both functionality and safety go hand in hand. Ultimately, Knit represents a significant advancement in how applications can securely and effectively interconnect.

We streamline the way businesses interact with their customers' financial data. Start using advanced tools that evaluate credit risk, automate financial accounting tasks, and perform comprehensive analyses. Maintain accurate reconciliation and synchronize your customers' payables and receivables information effortlessly. With the implementation of automated accounting reconciliation, you gain the ability to dynamically modify credit limits by having both read and write access to essential accounting and payment information. Improve your credit underwriting practices by leveraging reliable and accurate data. Achieve complete visibility into all customer and vendor transactions, including invoices, bills, and payments, across various accounting platforms. Our commitment lies in maintaining the utmost standards of privacy, security, and compliance to safeguard sensitive information for both your business and your customers, ensuring a secure environment for all financial dealings. In the end, our aim is to equip your business with innovative tools that enhance operational efficiency and drive growth in a competitive marketplace. By prioritizing these enhancements, we help you focus on what truly matters—building strong relationships with your customers.

Truto has been intentionally built to be declarative from the very beginning. Users have the ability to seamlessly add new integrations and modify the existing Unified APIs we provide. You can interact with the product at your own pace, using sandbox accounts for all supported integrations, which means you don’t have to use your actual accounts. We strive to deliver an exceptional developer experience by meticulously crafting our SDKs. API discrepancies can often lead to confusion, and our mission is to eliminate that inconsistency. Furthermore, Truto empowers you to choose your data storage location, allowing you to directly transfer information from third-party APIs into your database. Supporting vector databases further amplifies your data management options. With the availability of self-hosting, you can maintain the security of your data within your virtual private cloud. Additionally, our sophisticated user management features provide you with detailed control over access for team members, ensuring a customized experience tailored to your organization’s needs. This blend of flexibility and control positions Truto as an essential resource for developers, fostering innovation and efficiency in their projects. Ultimately, our commitment to quality and user satisfaction sets us apart in the developer tools landscape.

Tailored specifically for developers, our platform provides the flexibility required to facilitate every integration that engages with customers. Vessel excels in handling extensive data, effortlessly processing enormous volumes of terabytes and billions of API calls. We are proud to maintain SOC2 compliance, demonstrating our commitment to outstanding security and reliability in our offerings. Data is secured through encryption during both transmission and storage, adhering to industry-recognized encryption protocols. This unwavering dedication to safeguarding security allows our clients to trust us with their most confidential information, ensuring peace of mind as they utilize our services. As we continue to enhance our platform, we remain focused on meeting the evolving needs of our users.

Deliver the integrations that your clients and potential customers are currently seeking, and watch your revenue grow without sacrificing the integrity of your main products. Provide robust, secure integrations equipped with advanced observability and security features suitable for a variety of use cases. We ensure that none of your customer's data is stored on our servers. Additionally, you can securely manage their OAUTH2 access tokens within your AWS Secrets Manager accounts. This OAUTH2 authentication method protects your customers' credentials while allowing them to revoke access tokens whenever they wish. By utilizing your OAUTH2 client secrets and IDs, you gain complete control over branding and security measures. Your application will maintain full authority over authorization processes and access tokens. Eliminate the complications associated with managing multiple APIs and intricate data transformations. Instead, streamline your integration efforts with a unified API and data model that simplifies your workflow. By focusing on this approach, you can enhance efficiency and improve user satisfaction simultaneously.

Bindbee offers a robust data infrastructure designed to enhance employment systems. The APIs provided by Bindbee enable B2B technology companies to seamlessly connect HRIS, payroll, and ATS systems. This facilitates the automatic enrollment of employees, their dependents, and plan details. By synchronizing employee rosters, businesses can streamline the user lifecycle with HRIS. Users can access information such as applications, job postings, and resumes for assessment and background verification. Accurate payroll processing is achievable through the integration of deductions and contributions from various payroll systems. Additionally, data regarding hours worked, breaks, and time off is available to help manage leave and payroll effectively. In less than five minutes, companies can integrate Bindbee with any employment application. Troubleshooting integrations is made simple by reviewing the provided code. Furthermore, businesses can incorporate their brand assets into all integrations seamlessly. Bindbee prioritizes security, ensuring compliance with SOC 2, ISO, and GDPR/HIPAA, which protects customer data efficiently. You can deploy Bindbee on your cloud infrastructure, minimizing the time required for IT inspections. Importantly, the hosting of customer data can be tailored to any location of your preference, providing flexibility and control. This capacity for customization makes Bindbee a valuable partner in optimizing employment system integrations.