List of the Top 7 Unified APIs for Zoho Books in 2026

Boss Insights offers an unparalleled gateway to the financial data of business clients through a single interface that integrates various services, including accounting, banking, commerce, payroll, and taxation (such as Quickbooks, Stripe, and SalesForce). This innovative solution is utilized by fintech companies and neobanks to achieve remarkable improvements, including a 60% boost in automation, fully automated scoring, a 51% acceleration in funding processes, and a fivefold increase in the speed of renewals. The efficiency gained through this integration not only streamlines operations but also enhances decision-making capabilities for financial institutions.

Codat assists its clients in fostering stronger relationships with their business clientele. Our solutions facilitate seamless access, synchronization, and analysis of data from customers' financial systems tailored for particular applications, including onboarding suppliers for commercial card initiatives and assessing business loan applications. With a profound level of specialization and expertise embedded in our offerings, we empower our clients to enhance their wallet share, minimize customer turnover, and expand their operations efficiently. As a result, businesses can thrive in a competitive landscape by leveraging the insights and efficiencies our products provide.

The Precise API provides essential insights into the financial health of business clients, including past performance, current metrics, and anticipated future trends. It is expertly designed for smooth integration with all leading accounting software, offering real-time push and pull functionalities, making it particularly suitable for lenders, financial institutions, and fintech firms that cater to small and medium-sized businesses. Furthermore, the Predict as a Service feature enhances the capabilities of the Precise API by delivering an advanced, customizable platform for cash flow forecasting and scenario planning specifically designed for your business clients. By utilizing a cash flow management solution, you can keep your clients connected to your brand while addressing their critical financial needs and data. This approach not only solidifies client relationships but also elevates your product offerings as essential assets for effective financial oversight, ultimately driving loyalty and satisfaction among your clientele. In a competitive landscape, such strategic tools can be a game-changer for client retention and business growth.

Knit offers a consistent data framework for applications within a designated sector, prioritizing exceptional data security at the same time. This facilitates a more straightforward and secure integration of various applications for users. With Knit, users can engage entirely within your application while effortlessly linking to other frequently used applications. Our integration solutions, customizable authentication, and user-friendly frontend components empower your users to create integrations with ease. By adopting Knit, you can eliminate the complicated aspects of data transformation and the challenges tied to different APIs, enabling you to scale integrations significantly faster. The platform adeptly converts various data schemas from multiple sources into a cohesive and tailored data model for each integration category, ensuring that normalized data remains synchronized in real-time. Additionally, Knit is distinguished as the sole unified API that guarantees the absence of end-user data storage on its servers. The synchronization workflows utilize a fully webhook-based architecture, which markedly boosts data security and provides users with assurance. This robust security framework not only makes your integrations efficient but also fortifies them against possible data breaches, ensuring that both functionality and safety go hand in hand. Ultimately, Knit represents a significant advancement in how applications can securely and effectively interconnect.

We streamline the way businesses interact with their customers' financial data. Start using advanced tools that evaluate credit risk, automate financial accounting tasks, and perform comprehensive analyses. Maintain accurate reconciliation and synchronize your customers' payables and receivables information effortlessly. With the implementation of automated accounting reconciliation, you gain the ability to dynamically modify credit limits by having both read and write access to essential accounting and payment information. Improve your credit underwriting practices by leveraging reliable and accurate data. Achieve complete visibility into all customer and vendor transactions, including invoices, bills, and payments, across various accounting platforms. Our commitment lies in maintaining the utmost standards of privacy, security, and compliance to safeguard sensitive information for both your business and your customers, ensuring a secure environment for all financial dealings. In the end, our aim is to equip your business with innovative tools that enhance operational efficiency and drive growth in a competitive marketplace. By prioritizing these enhancements, we help you focus on what truly matters—building strong relationships with your customers.

Truto has been intentionally built to be declarative from the very beginning. Users have the ability to seamlessly add new integrations and modify the existing Unified APIs we provide. You can interact with the product at your own pace, using sandbox accounts for all supported integrations, which means you don’t have to use your actual accounts. We strive to deliver an exceptional developer experience by meticulously crafting our SDKs. API discrepancies can often lead to confusion, and our mission is to eliminate that inconsistency. Furthermore, Truto empowers you to choose your data storage location, allowing you to directly transfer information from third-party APIs into your database. Supporting vector databases further amplifies your data management options. With the availability of self-hosting, you can maintain the security of your data within your virtual private cloud. Additionally, our sophisticated user management features provide you with detailed control over access for team members, ensuring a customized experience tailored to your organization’s needs. This blend of flexibility and control positions Truto as an essential resource for developers, fostering innovation and efficiency in their projects. Ultimately, our commitment to quality and user satisfaction sets us apart in the developer tools landscape.

Deliver the integrations that your clients and potential customers are currently seeking, and watch your revenue grow without sacrificing the integrity of your main products. Provide robust, secure integrations equipped with advanced observability and security features suitable for a variety of use cases. We ensure that none of your customer's data is stored on our servers. Additionally, you can securely manage their OAUTH2 access tokens within your AWS Secrets Manager accounts. This OAUTH2 authentication method protects your customers' credentials while allowing them to revoke access tokens whenever they wish. By utilizing your OAUTH2 client secrets and IDs, you gain complete control over branding and security measures. Your application will maintain full authority over authorization processes and access tokens. Eliminate the complications associated with managing multiple APIs and intricate data transformations. Instead, streamline your integration efforts with a unified API and data model that simplifies your workflow. By focusing on this approach, you can enhance efficiency and improve user satisfaction simultaneously.