List of the Top 22 Virtual Terminals for iPad in 2025

Mollie serves as a comprehensive money management solution for more than 250,000 businesses, ranging from startups to large enterprises. This all-in-one platform streamlines financial processes, enabling users to handle online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention seamlessly. Here’s how Mollie can enhance your business operations: – Manage both online and offline transactions effectively using a single platform. – Improve conversion rates by offering over 35 payment methods, featuring both global giants and local favorites. – Increase revenue and establish customer trust with a checkout flow that is optimized for conversion. – Utilize a unified dashboard to oversee payments, gain valuable insights, access funding options, and simplify accounting tasks. – Accelerate your payment collection by dispatching payment requests and customized invoices effortlessly. – Benefit from swift and flexible business funding options up to 350k with clear pricing and adaptable repayment plans. Begin your journey today with straightforward pricing, no hidden charges, and no commitment contracts, ensuring a hassle-free experience from the start.

Square POS is an easy-to-use point-of-sale solution that offers a comprehensive array of features for managing various retail operations. Users can efficiently track inventory and sales, process payments online, and issue digital receipts. This versatile system is compatible with both Android and iOS devices. Notably, Square POS can operate offline by saving transaction data locally, automatically syncing with the cloud once an Internet connection is reestablished. Users can keep track of essential details like product names, pricing, and quantities with ease. Additionally, it includes functionalities such as barcode scanning, discount applications, credit card processing, gift card management, and the ability to handle refunds, making it a valuable tool for businesses of all sizes. With its user-friendly interface and robust capabilities, Square POS is designed to enhance the overall customer experience while streamlining operations.

The latest benchmark in digital payments is set by Stripe, which stands out as the premier platform for conducting online business. Across the globe, progressive enterprises rely on us to manage billions in transactions each year. Stripe develops highly adaptable and robust tools tailored for online commerce. Whether launching a subscription model, an on-demand marketplace, an e-commerce website, or a crowdfunding initiative, our well-crafted APIs and exceptional features empower you to deliver an outstanding experience for your customers. By enabling countless tech-driven companies to grow at unprecedented speeds and efficiency, Stripe is at the forefront of innovation. We view payment systems as a coding challenge rather than a financial issue, focusing on creating elegant, modular solutions that facilitate strong, scalable, and flexible integrations. Our user-friendly approach simplifies complex processes by eliminating unnecessary obstacles and distractions, ensuring that businesses can focus on their core mission without getting bogged down in technical difficulties. In a constantly evolving digital landscape, Stripe continues to adapt and enhance its offerings to meet the diverse needs of its users.

Quickly and effortlessly accept all types of payments with a focus on security and simplicity. Whether you're selling in-store or online, processing card payments is seamless and straightforward. The invoicing process can be efficiently managed, allowing for easy creation, sending, and tracking. If your customer isn't present, remote credit card transactions can be processed over the phone or through your computer. Square simplifies the experience of establishing and expanding your online store, enabling you to receive payments smoothly. With Square, accepting card payments is designed to be fast, secure, and hassle-free, ensuring there are no hidden fees or lengthy contracts involved. Trust in the reliability of rapid and secure payment processing to enhance your business operations. Additionally, you can focus on what you do best while leaving the complexities of payment handling to Square.

SwipeSimple offers a comprehensive solution that allows small businesses to handle payments effortlessly, whether they are on the go, in a physical location, or using a computer. This service turns any iOS or Android device into a versatile credit card processing terminal, providing various options for merchants to receive in-person payments. Users enjoy features such as a virtual terminal, invoicing capabilities, payment links, and other essential tools. The SwipeSimple mobile app equips businesses with all the tools needed to swipe, dip, or manually enter credit card details from any location. Additionally, it includes an item catalog to streamline the sales process for frequently purchased products. Merchants can also send receipts instantly through email or SMS, enhancing customer service. By utilizing an optional SwipeSimple card reader, businesses can accept physical credit cards via swipe, dip, or contactless tap methods with ease. The mobile application is packed with advanced features designed to simplify business management. Users can conveniently access cloud-based inventory management, keep track of items, and monitor transaction histories in real-time, making the payment management process not only efficient but also user-friendly. This all-in-one solution ensures that small business owners have everything they need to thrive in today's fast-paced environment.

Stax delivers seamless integrated payment and recurring billing solutions that stand out in the industry for their simplicity and effectiveness. Stax Connect functions as a distinctive payment ecosystem designed to foster portfolio expansion through innovative technology and monetization strategies. Its developer-friendly API streamlines the payment processing experience for independent software vendors (ISVs) via a single integration, granting them access to top-tier tools essential for effective payment acceptance. Additionally, Stax Pay ensures secure credit card processing for both online and in-person transactions, while also serving as a comprehensive business management platform aimed at facilitating company growth and operational efficiency. This combination of features makes Stax a valuable partner for businesses looking to enhance their payment capabilities.

SpotOn Restaurant stands out as a highly integrated and all-encompassing solution in the market. It provides an array of services, including a cloud-based POS system, commission-free online ordering, reservation management, and labor management software, catering to the needs of contemporary restaurant owners. Unlike many larger POS providers, it eliminates common frustrations such as lengthy contracts, unexpected fees and price increases, and a lack of personalized support. This makes it an appealing choice for those seeking a hassle-free experience in managing their restaurant operations effectively.

Poynt delivers an all-encompassing payment solution that addresses every aspect of your omnicommerce needs. It combines exceptional payment processing with specialized software that aims to optimize your business functions, covering invoicing, eCommerce features, a virtual terminal, and a cash register, among various other tools. Users can choose from a diverse selection of Smart Terminals designed to fit their unique requirements. Moreover, it offers robust tools for efficiently monitoring and managing business operations. The platform also supports integration with third-party business applications across multiple industries, ensuring effortless connectivity with your preferred devices and accessories. In addition, Poynt provides access to merchant cash advances, granting businesses greater financial flexibility. With its versatile offerings, Poynt not only streamlines operations but also significantly enhances growth prospects for businesses looking to thrive. As such, it stands out as a crucial asset in the modern commerce landscape.

Computop offers its clients cutting-edge omnichannel payment processing and fraud prevention solutions tailored for both ecommerce and point-of-sale transactions. With the Computop Paygate, businesses ranging from retailers to service providers and industrial firms can select from an extensive array of over 350 payment options. Operating on a global scale, Computop has established a presence in both Germany and the United States. For more than 25 years, the company has partnered with prominent international brands, including C&A and Fossil. Each year, Computop facilitates transactions totaling USD 33 billion across 127 different currencies, showcasing its significant impact in the payment processing industry. This extensive experience underscores Computop's commitment to delivering reliable and innovative financial solutions to its diverse clientele.

SimplyPayMe offers an effortless way to handle payments, invoicing, and business management directly from your smartphone. Our mission is to enhance your work experience by providing a fully cloud-based platform with minimal transaction fees and no subscription costs. The app is designed to work seamlessly across all Apple and Android devices, as well as various web browsers, allowing for payment acceptance in virtually any location. There's no need for additional hardware to get started. Impressively, the app remains functional even when offline*, with all modifications automatically syncing once you reconnect to the internet. Experience the convenience of processing payments within minutes using just your mobile device, all without the need for a card reader, and enjoy the freedom of a no-obligation, free subscription. With SimplyPayMe, managing your business has never been easier or more accessible.

Sonder Payments offers a membership-based payment processing solution specifically designed for businesses that deal with high-ticket items. Unlike many services, Sonder Payments does not impose a percentage markup on transactions; instead, members pay a flat monthly fee for features such as a dedicated support team, a virtual terminal, and recurring billing options, with online invoicing also included. This service caters to businesses of all sizes and types, allowing for seamless integration with various payment gateways, eCommerce platforms, point-of-sale systems, and additional payment methods. The user-friendly nature of Sonder Payments ensures that members are always aware of their transaction amounts and benefit from quick payment processing, often receiving deposits within a timeframe of just 5-7 business hours. Membership plans start at $49 per month, with transaction rates as low as $0.08, making it an affordable option for many businesses. For those interested in evaluating potential savings, detailed cost analysis can be found at SonderPayments.com, highlighting the advantages of this innovative payment solution. Joining Sonder Payments not only simplifies payment processing but also enhances the overall financial management experience.

Streamlining Merchant Services and Credit Card Processing. Customized Payment Solutions Designed for Your Business. Established in 2012, MagicPay Merchant Services has been dedicated to serving a diverse array of merchants worldwide, providing vital merchant account services. Our extensive offerings of credit card processing, ACH, and eCheck solutions, paired with cutting-edge point-of-sale systems, empower your business at every level, creating a vibrant commercial atmosphere. Benefit from a free EMV Terminal that works with both Dial-Up and Ethernet connections. Enhance your management capabilities with our specialized retail and restaurant POS solutions that optimize operational efficiency. With our wireless terminals, you can accept payments from virtually anywhere, featuring user-friendly on-screen signature capture. Our mobile payment options allow for smooth transaction processing through your smartphone or tablet via our Bluetooth card reader. Additionally, our online payment services include a virtual terminal, recurring billing, electronic invoicing, and full e-commerce functionalities. Moreover, we support multi-currency processing, enabling you to handle transactions in over 120 currencies while settling in USD, which broadens your business's international footprint. This comprehensive approach not only enhances your payment processing experience but also positions your business for sustained growth.

Zettle, formerly known as iZettle, is a versatile platform that provides innovative commerce solutions, offering all the essential tools to ensure quick transactions, simplify daily operations, and secure financing for growth. For individuals with ambition and a clear vision, Zettle supplies the necessary resources to enhance your selling capabilities, enabling you to focus on what you love. Our extensive suite of payment and commerce tools, once reserved for the largest corporations, features rapid mobile card readers, intuitive point-of-sale systems, invoicing software, options for business financing, and comprehensive analytics to evaluate your performance and drive ongoing improvement. Zettle's products are available in a wide array of countries across the globe, and if we currently do not serve your area, we are actively working to expand. Meanwhile, you can learn more about our offerings by selecting a country from the dropdown menu below or by contacting one of our international offices for support. Our mission is to empower businesses, regardless of their size, to flourish in an increasingly competitive environment, ensuring that everyone has the chance to succeed. Ultimately, Zettle is dedicated to making commerce accessible for all entrepreneurs.

Helcim aims to simplify the growth and payment processes for businesses. By streamlining the sign-up procedure, providing advanced payment tools, reducing costs associated with receiving payments, and ensuring a more straightforward payment experience, Helcim enhances the overall service it offers to its clients. This commitment to ease and affordability positions Helcim as a valuable partner for businesses seeking to optimize their payment solutions.

Payanywhere streamlines the payment process for business owners, their employees, and customers, making it efficient for everyone involved. You can process payments in the way that is most convenient for your clients, whether that be via credit cards at a physical location, during events, or through online transactions. You have the option to use our devices or your own to complete transactions, allowing Payanywhere to fit seamlessly into your operations. With a Payanywhere device, payments can be managed directly at your business location, and you can also efficiently handle invoicing and phone orders from your office space. Moreover, with the Payanywhere mobile reader, you can easily take your business operations wherever you go, as it connects to your smartphone or tablet. Each transaction you process can be an opportunity to foster growth in your business. In addition to merely handling payments, Payanywhere also supports you in making informed business decisions, potentially leading to considerable savings in both time and costs. To begin using our services, we only need some basic information about you and your business. You can choose between a pay-as-you-go model or a tailored pricing plan that aligns with your specific business needs. Whether you opt for a countertop setup or a mobile solution, or even utilize your current devices, Payanywhere provides the necessary flexibility for you and your customers. With the ability to accept a variety of payment methods, conducting business in-store, on-the-go, or online becomes effortless, allowing you to capitalize on every opportunity to serve your clients effectively. This adaptability not only enhances customer satisfaction but also strengthens your market presence.

We utilize cutting-edge technology while emphasizing compliance to secure our enduring position in the marketplace. Since we do not operate as brokers, clients can engage directly with the origin of our services. Our knowledgeable team recognizes the critical factors that drive the success of online businesses. The Merchant One payment gateway is designed with strong data protection, advanced fraud detection systems, and an array of intuitive options that aim to boost your success. Through our Virtual Terminal, transactions can be easily processed by entering or swiping cards on a secure platform that supports both credit and ACH payments. If you prefer to manage your own EMV Level 3 processor certification, you can directly access our comprehensive payment enablement platform via our API. We provide helpful integration examples for your applications alongside detailed integration guides and API documentation to facilitate your development. It’s crucial to remember that utilizing our APIs for payment device integration will require acquiring additional processor certifications, unlike our SDKs, to ensure a smooth integration journey. By leveraging our extensive resources effectively, you can refine your payment solutions and significantly improve customer satisfaction while also maximizing operational efficiency.

CDGcommerce provides top-notch merchant services with a steadfast commitment to safeguarding the interests of our clients. We deliver solutions that minimize risks, decrease expenses, and streamline the payment acceptance process, whether online, in-store, or on-the-go. At CDG, you are more than just a number; you are an individual. Regardless of whether you are a budding startup or an established enterprise handling millions, we cherish every merchant relationship. Our committed staff takes the time to understand your business and you personally, fostering a first-name rapport. CDG also features a complimentary gateway for processing credit card transactions online or through a virtual terminal, tailored to meet your requirements while avoiding unnecessary costs. Additionally, we offer a free terminal placement program designed for brick-and-mortar establishments, ensuring your equipment remains up-to-date and resilient against future changes. With a focus on transparency, control, security, and a supportive team, we ensure you can concentrate on what truly matters: expanding your business and achieving your goals. By prioritizing your needs, we strive to be a partner in your success.

PaymentCloud Merchant Services delivers credit card processing solutions suitable for a diverse array of businesses. Our services cater to everyone, from large Fortune 100 corporations to small neighborhood shops, as well as ecommerce platforms and retail environments, accommodating varying levels of risk. We provide extensive integrations compatible with nearly all platforms, shopping carts, and CRM systems, empowering you to mitigate risks while enhancing your potential rewards. For a tailored experience and friendly service, reach out to one of our dedicated account managers who are ready to assist you. With PaymentCloud, businesses gain the essential support they require for growth and success. Boasting over 50 years of collective expertise in the payments sector, we are committed to your prosperity. Our straightforward setup process, alongside reliable fraud prevention and chargeback management, ensures a seamless experience. Additionally, we offer a vast array of integrations and proudly serve industries that may face challenges, including those with low risk and high complexity.

Clover POS delivers an all-encompassing cloud-based solution aimed at facilitating effortless payment processing and acceptance. This cutting-edge platform empowers business owners and retailers with secure access to a wide range of tools and features that effectively substitute for traditional cash registers, standalone terminals, receipt and label printers, as well as barcode scanners. Among its extensive array of capabilities, Clover POS offers quick checkout solutions, inventory management, employee time tracking, oversight of purchase orders and vendor relationships, alongside cloud-based reporting and seamless integration with QuickBooks, all supported by a lifetime hardware warranty option. In addition, Clover designs customized point of sale systems that streamline business operations, allowing users to easily adjust to the rising demand for online ordering. With Clover, you can confidently oversee every aspect from online transactions to in-person pickups, ensuring that customer experiences in shopping and dining remain both enjoyable and stress-free. Whether you’re working from a counter, curbside, or your home office, Clover’s adaptable and mobile features enable you to address your business requirements from virtually anywhere. Moreover, its intuitive functionalities not only enhance customer satisfaction but also ensure that transactions are executed smoothly and efficiently, ultimately contributing to a more productive business environment.

Facilitate payments through ACH options that are tailored to meet the specific preferences of your clientele, enabling transactions from any place, at any moment, and via any device with our dependable online payment system. PaymentVision’s offerings empower your customers to execute payments effortlessly whenever they prefer, via a secure digital platform. Elevate your customer service experience with a self-service, multilingual phone system that allows for automatic payment collection at all hours, removing the necessity for a live agent. Our virtual terminal not only eases the payment experience for your team but also boosts the efficiency of call management. With our integrated payment solutions designed for interactive kiosks and various self-service terminals, you can cultivate a compliant and user-friendly atmosphere for your customers. Features such as instant ABA and account number verification, along with customizable reporting capabilities, further aid your business in optimizing check processing, guaranteeing smooth operations. By adopting these integrated solutions, you strategically position your business for improved payment efficiency and heightened customer satisfaction, ultimately fostering long-term loyalty and trust. This commitment to innovation and user convenience can set your business apart in a competitive marketplace.

Leverage the diverse range of payment solutions offered by OnePay to streamline your business transactions and optimize your payment workflows. The OnePay Payment Gateway is notable for its flexibility, accommodating multiple payment methods that meet the specific needs of businesses and their customers alike. In addition, OnePay ensures that every transaction—ranging from traditional credit card payments to modern digital wallets and innovative Payment Links—is conducted securely, efficiently, and in accordance with the demands of today’s dynamic consumer environment. This level of adaptability not only enhances customer satisfaction but also drives comprehensive business growth by responding effectively to a continuously shifting market landscape. By embracing these advanced payment options, businesses can position themselves for success and improved operational efficiency.

RevUP POS offers an all-encompassing point-of-sale system designed specifically to enhance the efficiency of small to medium-sized enterprises. This solution includes vital components such as payment processing, inventory management, and tools for managing customer relationships. Furthermore, the RevUP POS mobile application allows companies to manage their operations from anywhere, functioning seamlessly on both Android and iOS platforms. With its user-friendly design and simple integration options, it is a standout choice for retailers, restaurants, and service-oriented businesses looking to improve operational effectiveness and customer service. In addition, its adaptable nature empowers companies to respond swiftly to evolving market trends, promoting both growth and innovation in their respective sectors. Overall, RevUP POS is a robust tool for businesses striving to stay competitive in today's dynamic marketplace.