Auth0 vs. 3D Secure

Auth0 adopts a contemporary method for managing identity, allowing organizations to ensure secure access to applications for all users. It offers a high degree of customization while remaining both straightforward and adaptable. Handling billions of login transactions every month, Auth0 prioritizes convenience, privacy, and security, enabling customers to concentrate on their innovative efforts. Furthermore, Auth0 facilitates quick integration of authentication and authorization processes across web, mobile, and legacy applications, featuring advanced Fine Grained Authorization (FGA) that expands the capabilities of traditional role-based access control, thereby enhancing security measures overall.

Beyond meeting the Strong Customer Authentication (SCA) standards mandated by PSD2, the revised 3DS 2.0 protocol presents numerous benefits, especially for mobile payment applications. Its advanced structure greatly improves the user experience on mobile devices, ensuring seamless compatibility with various mobile wallet applications and simplifying in-app purchases. This enhancement also applies to non-browser environments, thereby enriching overall mobile integration. Merchants are required to implement additional authentication measures only when the transaction risks are assessed as high, which is a relatively rare occurrence. Moreover, the incorporation of biometric authentication within the merchant’s app is expected to be viewed as a trustworthy security measure by customers. This efficient method not only boosts security but also fosters greater consumer trust in mobile transactions, thereby potentially increasing overall transaction volumes. The overall impact of these improvements could lead to a more robust and user-friendly mobile payment ecosystem.