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What is Betterment?

Betterment is one of the most recognized digital wealth management platforms, built to help individuals achieve financial growth with less effort and more confidence. It delivers automated investing through expert-designed, globally diversified portfolios while layering in advanced tax-saving tools like tax-loss harvesting, tax coordination across accounts, and automatic dividend reinvestment. Users also benefit from a high-yield cash account offering competitive APYs, seamless transfers, and FDIC insurance of up to $2 million—eight times more than most banks. Retirement planning is a core strength of Betterment, with options including Traditional IRAs for upfront tax deductions, Roth IRAs for long-term tax-free growth, and SEP IRAs ideal for entrepreneurs and small-business owners. The platform also provides simple, guided rollovers from old 401(k)s and higher-cost IRA accounts into Betterment-managed IRAs, helping investors consolidate assets, reduce unnecessary fees, and unlock more efficient portfolio growth. With its personalized calculators, goal trackers, and smart portfolio recommendations, Betterment adjusts strategies as life circumstances evolve, ensuring users stay on target for retirement milestones. Investors seeking hands-on support can upgrade to Premium, where Certified Financial Planners (CFPs) provide tailored advice on complex financial questions. By blending automation with human expertise, Betterment offers both convenience and personalized care for a broad range of savers. The platform’s easy-to-use interface, transparent pricing, and strong track record make it a trusted partner for over a million customers. Ultimately, Betterment combines technology, guidance, and innovation to create a modern way to invest, save, and prepare for retirement.

What is Autonomous?

Autonomous is a state-of-the-art platform utilizing artificial intelligence to provide financial advisory and wealth management solutions, allowing users to connect diverse financial accounts and assets for a holistic view of their finances while receiving continuous, personalized investment and planning guidance without the burden of traditional advisory fees. By integrating data from brokerage accounts, tax-advantaged accounts, debts, cash flows, and complex assets, the platform empowers its AI to create customized strategies instead of offering one-size-fits-all portfolio options. In addition, it uses advanced simulations and institutional investing principles to tackle questions about financial trade-offs, such as whether to boost 401(k) contributions or focus on mortgage repayment. Moreover, Autonomous crafts personalized direct indexing portfolios that adapt to users' evolving objectives and risk tolerances, while actively seeking opportunities for tax-loss harvesting and rebalancing to improve long-term financial performance. This groundbreaking method not only streamlines financial management but also equips users with dynamic strategies that evolve alongside their individual circumstances, ensuring they remain well-informed and prepared for future financial decisions. As a result, Autonomous facilitates a more accessible and tailored financial management experience for its users.

Media

Media

Integrations Supported

ADP Workforce Now
Ascentis
Bennie
Dayforce
Era
Numeric
Paychex Flex
Paylocity
RightCapital
Rippling
Utluna
Workday Financial Management
Workday HCM
Zenefits

Integrations Supported

ADP Workforce Now
Ascentis
Bennie
Dayforce
Era
Numeric
Paychex Flex
Paylocity
RightCapital
Rippling
Utluna
Workday Financial Management
Workday HCM
Zenefits

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Betterment

Date Founded

2010

Company Location

United States

Company Website

www.betterment.com

Company Facts

Organization Name

Autonomous

Date Founded

2025

Company Location

United States

Company Website

becomeautonomous.com

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