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What is Creem?

Creem functions as an all-encompassing Financial Operating System and Merchant of Record, dedicated to streamlining payment processes and financial management for digital businesses, especially those in the SaaS and AI domains, as well as agile teams. It adeptly oversees multiple components, including payment processing, tax compliance, fraud prevention, chargebacks, refunds, and international transactions in more than 100 countries. With features like instant payment capabilities, trial periods, and discount codes, Creem is equipped with sophisticated AI-driven fraud detection, mechanisms for recovering failed payments, and customized automated financial workflows such as revenue distribution and payouts. The platform is crafted for swift deployment, facilitating global operations while providing exceptional customer support. Moreover, Creem offers valuable AI-driven analytics to underscore essential business metrics and is set to introduce features such as a dynamic pricing engine, cryptocurrency payment options, and automatic revenue sharing to enhance strategic flexibility and collaboration. As the business landscape continues to change, Creem establishes itself as a vital ally in addressing the challenges of financial management. Ultimately, its innovative solutions empower companies to thrive in an increasingly competitive environment.

What is AgentaOS?

AgentaOS serves as a comprehensive platform functioning as a merchant of record, allowing AI agents and online sellers to efficiently handle payments for digital goods. Vendors can leverage various tools, such as Claude, ChatGPT, Cursor, or utilize interfaces like CLI, SDK, API, and MCP server, to develop digital products and subscriptions, create checkout links, accept credit card payments, offer discounts, and manage invoices and payouts with ease. Acting as the official seller for each transaction, AgentaOS also addresses essential VAT and sales tax responsibilities, while managing customer invoicing and chargeback situations. The platform features both hosted and embedded checkout solutions suitable for both recurring and one-time sales, providing versatility for various transaction types. Supporting qualified sellers in 86 countries and buyers across more than 190 nations, it enables certain individuals to receive payouts without requiring an international business structure, contingent on the payout options available and a review process. Every user account comes with Pricing Intelligence, which assesses the seller's products, assigns a pricing score out of 100, and offers recommendations for potential enhancements to boost sales. Furthermore, there is an introductory plan available at no cost, which avoids monthly subscription charges, though transaction and payout fees will still be applicable. This blend of features positions AgentaOS as an indispensable tool for online merchants looking to optimize their digital payment workflows, making it easier for them to focus on growth and innovation.

Media

Media

Integrations Supported

Chartsy
Kometrics

Integrations Supported

ChatGPT
Claude
Claude Code
Cursor
Model Context Protocol (MCP)

API Availability

API Availability

Has API

Pricing Information

$79 per month

Pricing Information

4.5% + €0.50/sale
Starter is €0/month. Card sales cost 4.5% + €0.50 per transaction; non-EEA cards add 1.5%. Bank transfers cost 1.5%, and payouts cost 1% (minimum €1). Pro is €49/month, with card sales at 4% + €0.40 and bank transfers at 1%; its non-EEA card surcharge is waived through December 31, 2026, then 1.5% applies. Pricing Intelligence is included at no extra charge. Optional setup services are €99 once or from €199 once.
Free Version

Supported Platforms

SaaS

Supported Platforms

SaaS
Mac
Linux

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub

Company Facts

Organization Name

Creem

Date Founded

2024

Company Location

United States

Company Website

www.creem.io

Company Facts

Organization Name

Aristokrates OÜ

Date Founded

2025

Company Location

Estonia

Company Website

agentaos.ai

Categories and Features

Financial Management

Not specified

Categories and Features

Merchants of Record

Not specified

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