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What is Finastra Financial Messaging?

Finastra Financial Messaging operates one of the largest SWIFT service bureaus in the world, providing a secure, API-driven software-as-a-service platform that links users to SWIFT and various market infrastructures. This innovative platform delivers a holistic and scalable approach to financial messaging, enabling real-time payments and offering services such as analytics, fraud detection, and alternative payment networks. It functions as both a gateway and a workflow engine, effectively connecting back office and payment systems to global networks while maintaining centralized control over business rules. The system supports straight-through processing, manual initiation, and hybrid workflows, significantly boosting operational efficiency and simplifying processes. Moreover, its comprehensive suite of features makes this platform an essential resource for contemporary financial institutions eager to enhance and modernize their payment solutions. By prioritizing security and integration, Finastra enables businesses to adapt swiftly to evolving market demands.

What is Decta?

Comprehensive payment processing solutions are available for banks, payment service providers, fintech companies, and online retailers, which include white label card options. This advanced payment infrastructure promotes rapid business development. It features in-house PCI Level 1 certified processing for VISA and Mastercard issuers and acquirers across Europe and the Asia-Pacific. The technical processing service boasts a premier E-commerce payment gateway solution known as DECTA Gateway API. Authorization switching can be integrated using either a REST API or an ISO 8583-based protocol. Additionally, DECTA Issuing facilitates real-time program management, along with clearing and switching capabilities. Utilizing an ActiveActive deployment strategy, DECTA ensures that all critical processing systems achieve an impressive uptime of up to 99.99%, even accommodating planned downtimes for system enhancements or ICO launches, thereby maintaining consistent service reliability. This commitment to uptime is essential for businesses that rely on uninterrupted payment processing.

Media

No images available

Media

Integrations Supported

Corefy
Coriunder BAAS
Finastra
Macrobank Core Banking Software

Integrations Supported

Corefy
Coriunder BAAS
Finastra
Macrobank Core Banking Software

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Finastra

Date Founded

2017

Company Location

United Kingdom

Company Website

www.finastra.com/payments/solutions/financial-messaging

Company Facts

Organization Name

DECTA

Date Founded

2015

Company Location

United Kingdom

Company Website

decta.com

Categories and Features

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Categories and Features

Banking

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Billing and Invoicing

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Hourly Billing
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Project Billing
Recurring/Subscription Billing
Service Ticket Billing
Tax Calculator

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

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