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What is HurLoss?

HurLoss is ARA's sophisticated hurricane catastrophe model designed specifically for property insurers, reinsurers, brokers, and ILS managers to effectively manage risks in hurricane-prone areas. Established in 1998, HurLoss has been pivotal in shaping structural engineering standards in states affected by hurricanes and has played a key role in federal emergency management and mitigation efforts since 2003. The model offers an extensive event set that encompasses the entire North Atlantic basin, including regions like the U.S., the Caribbean, Bermuda, as well as parts of Canada, Mexico, and Central America. What distinguishes HurLoss is its unique physics-based approach to hurricane hazard modeling, which integrates engineering load and resistance analysis based on foundational principles and validated through claims data. Furthermore, the model includes projections for future climate scenarios, allowing users to assess risks with both present and future climatological data, such as changes in sea surface temperature and wind shear. This innovative perspective not only enhances risk assessment but also empowers stakeholders to develop robust hurricane risk management strategies that are adaptable to evolving climate conditions, ultimately ensuring a more resilient approach to disaster preparedness and response.

What is AdInsure?

AdInsure is a modern insurance software platform that empowers insurers to respond quickly to market changes and evolving customer needs. Designed to support teams across the insurance business, it helps deliver streamlined processes, faster product launches, and seamless integration with partners and next-gen technologies. The platform enables Adacta, its partners, and internal IT departments to configure end-to-end solutions for any insurance line—from initial product setup and sales to claims management and reinsurance handling. AdInsure serves as the foundation for these industry-proven solutions: • Non-life Insurance • Life Insurance • Commercial Lines • Broker-specific Solutions Core features for insurance teams: • Policy Administration System (PAS) • Claims Processing • Billing & Payment Collection • Agent Portals and Digital Interfaces • Built-in Data & Insights Tools Tools for IT & operations: • Configurable no-/low-code setup • Open API and ready-made integration options • AdInsure Studio for product development and testing • Scalable cloud-based deployment

Media

Media

Integrations Supported

Microsoft Dynamics 365
Moody’s Risk Modeler
Oasis Loss Modeling Framework

Integrations Supported

Microsoft Dynamics 365
Moody’s Risk Modeler
Oasis Loss Modeling Framework

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

ARA

Date Founded

1998

Company Location

United States

Company Website

www.ara.com/hurloss/

Company Facts

Organization Name

Adacta

Date Founded

1989

Company Location

Netherlands

Company Website

adacta-fintech.com

Categories and Features

Categories and Features

P&C Insurance

Billing & Invoicing
Broker / Agent Portal
Claims Management
Commission Management
Customer Portal
Document Management
Insurance Rating
Marketing Automation
Policy Management
Quote Management
Reinsurance Administration
Underwriting Management

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