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What is HurLoss?

HurLoss is ARA's sophisticated hurricane catastrophe model designed specifically for property insurers, reinsurers, brokers, and ILS managers to effectively manage risks in hurricane-prone areas. Established in 1998, HurLoss has been pivotal in shaping structural engineering standards in states affected by hurricanes and has played a key role in federal emergency management and mitigation efforts since 2003. The model offers an extensive event set that encompasses the entire North Atlantic basin, including regions like the U.S., the Caribbean, Bermuda, as well as parts of Canada, Mexico, and Central America. What distinguishes HurLoss is its unique physics-based approach to hurricane hazard modeling, which integrates engineering load and resistance analysis based on foundational principles and validated through claims data. Furthermore, the model includes projections for future climate scenarios, allowing users to assess risks with both present and future climatological data, such as changes in sea surface temperature and wind shear. This innovative perspective not only enhances risk assessment but also empowers stakeholders to develop robust hurricane risk management strategies that are adaptable to evolving climate conditions, ultimately ensuring a more resilient approach to disaster preparedness and response.

What is AlphaGeo?

AlphaGeo is an advanced platform that harnesses the power of artificial intelligence to deliver high-level geospatial predictive analytics, transforming complex data related to climate, demographics, socioeconomics, and market trends into actionable insights for strategic planning and investment decisions. Utilizing a cloud-based SaaS framework, it effectively simulates and analyzes global climate threats—including heat stress, wildfires, coastal and inland flooding, hurricane winds, and drought—across multiple future scenarios (2025, 2035, 2050, 2100) and emission pathways (such as SSP245, SSP370, SSP585, and a tailored acceleration scenario), providing an in-depth geographic analysis that ranges from precise coordinates to postal code areas. Additionally, the platform maps and identifies adaptation resources like seawalls, reservoirs, green infrastructure, and emergency services, allowing users to thoroughly assess their resilience options. Moreover, AlphaGeo offers supplemental data tools, including a Climate Risk & Resilience Index and Financial Impact Analytics, which assist organizations in forecasting operational costs, capital investments, insurance liabilities, and more, thus improving decision-making amidst environmental uncertainties. Ultimately, this pioneering platform equips businesses and organizations with the necessary tools to navigate the challenges posed by a changing climate while making informed, resilient decisions. In this way, AlphaGeo stands out as a vital resource for future-proofing investments in a volatile world.

Media

Media

Integrations Supported

Amazon Web Services (AWS)
Moody’s Risk Modeler
Oasis Loss Modeling Framework
Snowflake

Integrations Supported

Amazon Web Services (AWS)
Moody’s Risk Modeler
Oasis Loss Modeling Framework
Snowflake

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

ARA

Date Founded

1998

Company Location

United States

Company Website

www.ara.com/hurloss/

Company Facts

Organization Name

AlphaGeo

Date Founded

2022

Company Location

Singapore

Company Website

alphageo.ai/

Categories and Features

Categories and Features

Predictive Analytics

AI / Machine Learning
Benchmarking
Data Blending
Data Mining
Demand Forecasting
For Education
For Healthcare
Modeling & Simulation
Sentiment Analysis

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