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What is IMPACT Lender?

Impact Lender software is designed to meet the needs of both traditional long-term and specialized short-term lending institutions, offering adaptable solutions for users who might need anything from a simple back office system to a full-fledged end-to-end platform. As a leading provider of short-term lending solutions in the UK, we distinguish ourselves by supporting more short-term lenders than any other software company in the area. Since our international expansion in 2011, we have successfully penetrated all English-speaking markets, establishing a strong foothold globally. Our extensive range of clients includes some of the largest banks and conventional lenders, alongside peer-to-peer platforms and various niche entities, covering a wide array of loan types such as secured, unsecured, bridging, and second charge loans, all while accommodating both regulated and unregulated organizations. The adaptability and dependability of our software make it a vital tool for lenders aiming to improve both their operational workflow and customer support. By choosing Impact Lender, institutions can not only streamline their processes but also enhance their competitive edge in the dynamic lending landscape.

What is EPIC Loan Systems?

EPIC offers a variety of consumer lending software solutions designed specifically for short-term loans with smaller amounts. One notable feature is the Installment Loans option, which provides a comprehensive amortization solution for lenders focusing on short-term financing, allowing borrowers to make regular payments over the life of the loan. EPIC is compatible with both tribal and state lending frameworks, including the Texas CSO/CAB model. Additionally, Installment Loans allow lenders to work with borrowers in exploring multiple payment alternatives to find the best fit for their needs. Users have the flexibility to set their own internal protocols and design an underwriting waterfall, equipping lenders with effective tools to manage incoming leads. As certain tech-savvy lenders seek to gain a competitive edge, EPIC also offers its EDGe (External Decisioning Gateway), which seamlessly integrates external decision-making into the traditional EPIC underwriting framework. This cutting-edge feature significantly improves the lending process, enabling lenders to address a wider array of borrower requirements with greater efficiency and responsiveness. By continuously evolving its offerings, EPIC ensures that lenders are well-equipped to thrive in a dynamic market.

Media

Media

Integrations Supported

Flinks

Integrations Supported

Flinks

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

RiskFree

Date Founded

1999

Company Location

United Kingdom

Company Website

www.riskfree.co.uk/lender-software.php

Company Facts

Organization Name

EPIC Loan Systems

Date Founded

2010

Company Location

United States

Company Website

epicloansystems.com

Categories and Features

Loan Servicing

Accounting Management
Amortization Schedule
Application Management
Auto Loans
Automatic Funds Distribution
Business Loans
Collateral Tracking
Collections Management
Compliance Management
Construction Loans
Customer Database
Fee Management
Investor Management
Loan Processing
Student Loans

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

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