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What is Invora?

Invora is a self-hosted invoicing system for freelancers, agencies, trades and small businesses, sold as a one-time purchase with full source code rather than a monthly subscription. It handles estimates, invoices, branded PDFs, part-payments, receivables ageing, recurring billing that cannot double-draft the same cycle, clients with CSV import, tax rates and a reusable item catalogue. Outbound features run on your own credentials and ship switched off: emailed invoices and reminders through your SMTP server with a send log, and an .ics feed of due dates. Beyond the invoicing itself it includes a REST API with revocable keys, webhooks, an MCP endpoint for AI assistants, two-factor authentication, OIDC single sign-on, scheduled backups, an audit log and GDPR anonymisation. It runs on plain PHP 8 with MySQL or SQLite on ordinary shared hosting, needs no framework or build step, and never phones home.

What is Fluid?

Fluid Financial acts as a supportive partner in managing revenue collection, serving as a virtual cash flow manager that offers optional advances on each invoice you generate. With our intuitive payment optimization tools, you can anticipate receiving payments approximately 22 days earlier, all without any costs incurred by you or your team. Your account benefits from robust bank-grade security protocols, coupled with a team of dedicated financial professionals committed to fostering your business's growth. Fluid simplifies your payment procedures, giving you the flexibility to choose when you access your funds. To get started, simply create an account and submit your outstanding invoices to your clients. As soon as your invoice is approved, you will receive a notification, and the payment will be immediately available for withdrawal to your selected bank account. The repayment process is seamless, as your client will manage the payment via Fluid, which will facilitate your advance. Freelancers, agencies, and small business owners depend on Fluid to optimize their cash flow management, enabling them to stay financially agile in a competitive landscape. By opting for Fluid, you are not merely enhancing payment processes; you are also adopting a more streamlined approach to managing your financial interactions, ultimately setting your business up for sustained success. Embracing such innovative solutions can lead to improved cash flow stability, which is vital for long-term business growth.

Media

Media

Integrations Supported

ChatGPT
Claude
n8n

Integrations Supported

Designhill
PrintShop

API Availability

Has API

API Availability

Pricing Information

$99 one-time
One-time purchase. Single licence $99 - one domain you own or operate, client work included. Extended licence $229 - as many domains as you own or operate, plus one installation handed over per client project. Full source code included. No subscriptions, no per-user fees, no cut of what you bill.

Pricing Information

Pricing not provided
Free Version

Supported Platforms

Windows
Mac
On-Prem
Linux

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
Webinars
Online Training

Company Facts

Organization Name

Ownware

Date Founded

2026

Company Location

Slovakia

Company Website

ownware.io/p/invora

Company Facts

Organization Name

Fluid Financial

Company Location

United States

Company Website

www.choosefluid.com

Categories and Features

Billing and Invoicing

Contact Database
Customizable Invoices
Invoice History
Multi-Currency
Online Invoicing
Recurring/Subscription Billing
Tax Calculator

Categories and Features

Billing and Invoicing

Billing Portal
Contact Database
Contingency Billing
Dunning Management
Hourly Billing
Invoice History
Online Invoicing
Online Payments
Payment Processing
Project Billing
Tax Calculator

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