Let's Split vs. Actual

Monarch Money is a powerful personal finance platform that revolutionizes how individuals and couples manage their money by consolidating all financial accounts in one intuitive app. It connects over 13,000 financial institutions to provide real-time updates on bank balances, credit cards, loans, investments, and real estate holdings, giving users a holistic view of their net worth. The app features dynamic budgeting tools that adapt to your lifestyle, allowing for personalized budget creation and adjustment as your priorities change. Monarch also enables collaboration with partners or financial advisors at no additional cost, facilitating joint money management and goal setting. With automatic transaction categorization, subscription detection, and alerts for unusual spending, users can easily maintain control over their finances. Detailed, customizable reports and visual charts help translate complex data into actionable insights. Monarch works seamlessly across web, iOS, and Android devices, ensuring financial information is synchronized and accessible on the go. It is highly regarded for its user-friendly interface, extensive connectivity, and comprehensive financial tools, making it a top alternative to Mint, YNAB, and Rocket Money. The platform also offers features like a bill calendar, cash flow management, and goal tracking that help users stay motivated and on target. Monarch’s active user community and expert blog provide ongoing support and financial education, empowering users to improve their money habits and achieve financial wellness.

GroupTogether is an intuitive online service that streamlines the creation of group cards, gift collection, and the swift sending of eGift Cards. Users can kick off a group card, choose to either pool funds or pick a gift, and share a single link with friends, family, coworkers, or teammates to participate. Participants can enhance the card with personalized messages, photos, and GIFs, while they also have the flexibility to contribute a designated amount, any sum they prefer, or simply sign the card without any financial obligation. The platform ensures user privacy by removing the need for personal banking details and provides secure transactions, along with clear records of all contributions and expenses. Organizers can utilize the funds for a wide array of gifts, which range from eGift Cards to gift baskets, flowers, or the versatile GroupTogether AnyCard that offers over 100 eGift Card options for recipients to choose from. Additionally, GroupTogether allows for both digital delivery and downloadable PDFs that can be printed, making it an efficient choice for numerous events such as remote team celebrations, workplace gatherings, classroom initiatives, birthdays, farewells, and retirement parties. Ultimately, this smooth process not only simplifies gift-giving but also strengthens connections and fosters a sense of community, even in online environments.

Scotch serves as an all-encompassing operating system uniquely designed for liquor retailers, merging liquor-specific point of sale (POS), payment processing, back office operations, inventory oversight, ordering, receiving, analytics, and customer interaction tools into a unified platform. Unlike standard POS systems, Scotch caters to the distinct operational requirements of bottle shops, wine sellers, beer distributors, and liquor establishments by incorporating features such as case breaks, distributor invoice management, and the ability to handle thousands of SKUs from various suppliers. It ensures compliance with age verification, supports offline transactions, and offers real-time inventory monitoring. By optimizing transaction processes, this POS system empowers staff to finalize sales rapidly, enroll customers immediately, oversee rewards initiatives, manage split payments, secure transactions, and maintain a steady customer experience even during internet disruptions. Additionally, Scotch autonomously tracks parent-child inventory relationships, allowing retailers to sell any quantity—whether a single bottle, a six-pack, or multiple cases—while automatically updating related inventory types without requiring manual input or time-consuming end-of-day reconciliation. This streamlined approach significantly improves the shopping experience for retailers and customers, fostering better engagement and satisfaction. As a result, Scotch stands out in the market by not only enhancing operational efficiency but also contributing to a more enjoyable retail environment.

Sharesight is a widely utilized investment portfolio tracking tool that operates in over 100 countries globally. It consolidates the management of your stocks, ETFs, and dividends into a single platform. With Sharesight, users can easily benchmark their portfolios against an index or a chosen stock, as well as monitor their overall investment returns over specified durations. The platform enables users to manage their investments across various exchanges, currencies, and brokerage firms. This automation significantly reduces the need for continual manual data entry, as it automatically processes all dividends, stock splits, and corporate actions, thereby conserving both time and financial resources. Best of all, Sharesight is available at no cost. Join the community of hundreds of thousands of investors who are effectively tracking their portfolio performance and making informed investment decisions.

TeleRay stands out as the pioneering telehealth and image management solution in the industry. This cloud-based platform enables users to safely exchange medical images with a variety of professionals, including specialists, clinicians, and referring doctors, as well as with patients. Its robust feature set allows for the importation and conversion of both DICOM and non-DICOM images, along with providing query capability and HL7 connectivity. Additionally, it seamlessly integrates with any electronic medical record (EMR) system, and users can access images via an FDA-approved viewer on any device, regardless of location. The platform offers comprehensive DICOM image migration services, which encompass setup, training, and implementation support. Options for live streaming and remote control of imaging modalities are also available, allowing professionals to effectively collaborate from virtually anywhere. TeleRay prioritizes security with peer-to-peer health and data communication, and its application includes useful workflow tools such as waiting rooms, multi-call capabilities, call transfers, and image sharing, making it user-friendly and budget-conscious. Currently, over 3,000 locations utilize our services, including 38 leading medical centers across more than 20 countries, demonstrating our extensive reach and reliability. Discover the benefits of TeleRay by signing up for a free trial today.

Fraxion is a unified procure-to-pay platform designed specifically for mid-market organizations. It brings purchasing, AP, expense management, and spend visibility together, helping finance teams manage and control company spend from one connected system. The platform supports the entire purchasing lifecycle with automated requisitions and POs, configurable approval workflows, real-time budget and policy enforcement, PunchOut and catalog purchasing, AI-powered invoice processing, spend analytics, payments, and mobile access. Fraxion creates a complete, auditable record of every transaction from the initial request through final payment. Built for the Office of the CFO, it can be adopted incrementally—starting with procurement or AP automation and expanding into a complete procure-to-pay solution without requiring a reimplementation. SOC 2-compliant and integrated with leading ERP and accounting platforms including Sage, Microsoft Dynamics, NetSuite, QuickBooks, and Xero. For more than 20 years, Fraxion has supported organizations across healthcare, life sciences, agriculture, education, and natural resources.

Zahara's cloud-based solution streamlines budget management and supplier interactions while facilitating multi-tier purchase and delivery approvals, as well as invoice reconciliation. The platform integrates flawlessly with leading accounting software like QuickBooks Online and Xero, offering growing SMEs enhanced visibility and centralized oversight of their procurement activities. Zahara is designed to regulate spending within a business by automating the entire purchasing process, from the initial request through to vendor purchase order issuance. Additionally, it manages the receipt of deliveries and ensures that vendor invoices are accurately matched and processed before being forwarded to the finance department. With Zahara, organizations can achieve greater control over their expenditures while significantly accelerating their processing times, ultimately leading to more efficient operations. This comprehensive approach to purchase management not only simplifies the workflow but also empowers teams to make informed financial decisions.

Wave Browser is an efficient browser that makes everyday online life cleaner, more organized, and more meaningful. Built on the trusted Chromium foundation, it brings essential tools directly into the browser so you can get more done without installing extra extensions or juggling multiple apps. The sidebar keeps your favorite tools and lists within instant reach, while split view lets you work across two pages at once, ideal for research, comparison, studying, or multitasking. Wave keeps your browsing protected with features that put you in control. Ad and tracker blocking give you a more secure, private experience, and incognito mode allows you to browse without storing activity on your device. With AppEsteem Certification, Wave Browser meets strict standards for clean installation, transparent behavior, and responsible software practices that help keep your experience safe. Productivity is built into Wave’s core. Tab grouping, bookmarks, and a reading list help keep your ideas organized, while picture-in-picture, Memory Saver, and Energy Saver modes keep your device running smoothly during heavy tab sessions. The built-in AI Assistant, messaging integrations, and fast-action buttons to your favorite sites turn the browser into a true productivity partner that supports your day. Most importantly, Wave Browser is the only browser with real ocean impact built in. Through a certified partnership with 4ocean, Wave helps fund the removal of 100,000 pounds of trash from our ocean, rivers, and coastlines each year. A live impact tracker shows how much waste the Wave community has helped remove, with verified updates from cleanup crews around the world. With Wave Browser, your everyday browsing supports cleaner waters and the people working to protect them.

An integrated booking platform designed to help you manage and sell both activities and accommodations efficiently. This system enables you to accept bookings straight from your website, significantly decreasing the number of phone calls needed for confirmations. With our Booking Engine, you can create tailored packages and empower your customers with the option to decide how much control they desire over their bookings. Our Payment Form facilitates the collection of payments through any preferred method, while you can also automate reminders for deposit or balance payments, and set time limits for bookings to ensure they expire if not paid. Additionally, the Guest Portal allows you to gather essential information from your guests, enabling you to pose specific questions, establish preferences, and accommodate dietary restrictions. This user-friendly portal streamlines the booking process, making it easy for guests to make initial reservations and modify them later if needed, manage refunds, organize activities, designate instructors, and send out communications, all in one comprehensive system.

CoachIQ is a powerful all-in-one platform tailored for sports coaches to manage every aspect of their business, from scheduling and payments to client communication and session tracking. A standout feature is its video analysis and media sharing functionality, which allows coaches to upload athlete videos, provide detailed feedback with notes or voiceovers, and share curated libraries of drills and game footage to enhance training. This enriches both in-person and remote coaching experiences, fostering deeper athlete development. Combined with automated scheduling tools, integrated payment processing, and a unified inbox for seamless communication, CoachIQ supports coaches in scaling their business efficiently. Trusted by professional coaches across many sports, CoachIQ delivers user-friendly technology and responsive support to simplify coaching operations and maximize growth potential.