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What is Lumino?

Lumino's innovative platform, referred to as The Merchant OS, offers a state-of-the-art payment processing system designed to improve transaction management, secure revenue, and stimulate growth for contemporary commerce enterprises through its extensive features catering to both online and in-person sales. By implementing a dual pricing model, it introduces a distinctive zero-fee processing option that enables merchants to hold onto a larger share of their earnings, while also incorporating integrated rewards programs, invoicing capabilities, recurring billing, ACH transactions, and tailored payment links that simplify the collection of payments. Furthermore, merchants can enjoy the benefit of receiving funds either on the same day or the next, all while being safeguarded by enterprise-level security protocols that protect financial assets and customer data. The platform also offers advanced analytics that provide insightful data regarding purchasing trends and overall business performance, as well as efficient chargeback management that is accessible directly from their dashboard. Moreover, Lumino emphasizes a seamless onboarding process, providing personalized setup services to swiftly get businesses up and running, along with round-the-clock premium support and simple integration with leading POS, e-commerce, and accounting software. This comprehensive approach to functionality and merchant assistance ensures that businesses are well-equipped to flourish in a rapidly changing marketplace, ultimately positioning them for sustained success.

What is ACI Secure eCommerce?

Enhance the customer experience by optimizing their journey through our state-of-the-art payments orchestration platform, which facilitates smooth payment acceptance, curbs fraudulent activities, and refines your payment strategy to achieve optimal conversion rates while keeping ownership costs low. Every facet of the payment process can be improved, from perfecting the checkout experience and providing appropriate payment methods to ensuring timely fund transfers to your bank. Efficiently manage authentication, reduce fraud and chargebacks, and implement multi-acquirer setups for a streamlined operation. By orchestrating your payment processes, you not only cut costs but also boost customer satisfaction. Our robust fraud prevention measures are designed to significantly diminish the negative effects of fraud, providing a solid framework for your transactions. With extensive industry expertise, innovative machine learning solutions, a global team of fraud experts, and tailored fraud strategies for each merchant, you can look forward to reduced chargeback rates, lower operational costs, and enhanced acceptance rates, fostering a more secure and profitable payment environment. This holistic approach not only protects your transactions but also cultivates trust and loyalty among your customers, ensuring their continued engagement and support. Moreover, by prioritizing security and efficiency, you position your business to thrive in a competitive market.

Media

Media

Integrations Supported

BigCommerce
GoHighLevel
Magento
OpenCart
PayPal
QuickBooks Online
Shopify
SkyTab
Square POS
Stripe
Volusion
Wix
WooCommerce
WordPress

Integrations Supported

API Availability

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Online Training

Training Options

Documentation Hub
Webinars

Company Facts

Organization Name

Lumino

Company Location

United States

Company Website

golumino.com

Company Facts

Organization Name

ACI Worldwide

Date Founded

1975

Company Location

United States

Company Website

www.aciworldwide.com/solutions/aci-secure-ecommerce

Categories and Features

Point of Sale

Not specified

Retail Management

Not specified

Categories and Features

Payment Analytics

Not specified

Payment Gateways

Not specified

Payment Orchestration

Not specified

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