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What is Lumino?

Lumino's innovative platform, referred to as The Merchant OS, offers a state-of-the-art payment processing system designed to improve transaction management, secure revenue, and stimulate growth for contemporary commerce enterprises through its extensive features catering to both online and in-person sales. By implementing a dual pricing model, it introduces a distinctive zero-fee processing option that enables merchants to hold onto a larger share of their earnings, while also incorporating integrated rewards programs, invoicing capabilities, recurring billing, ACH transactions, and tailored payment links that simplify the collection of payments. Furthermore, merchants can enjoy the benefit of receiving funds either on the same day or the next, all while being safeguarded by enterprise-level security protocols that protect financial assets and customer data. The platform also offers advanced analytics that provide insightful data regarding purchasing trends and overall business performance, as well as efficient chargeback management that is accessible directly from their dashboard. Moreover, Lumino emphasizes a seamless onboarding process, providing personalized setup services to swiftly get businesses up and running, along with round-the-clock premium support and simple integration with leading POS, e-commerce, and accounting software. This comprehensive approach to functionality and merchant assistance ensures that businesses are well-equipped to flourish in a rapidly changing marketplace, ultimately positioning them for sustained success.

What is Applied Pay?

Applied Pay is a comprehensive digital payment solution specifically designed for the insurance industry. It works seamlessly with platforms like Applied Epic, Applied CSR24, and EZLynx, enhancing the efficiency of payment collection, processing, and reconciliation. This integration enables agencies to offer their clients a safe and convenient online premium payment method accessible from any device. With support for various payment methods including ACH, credit and debit cards, and eWallets, Applied Pay caters to the diverse preferences of insured clients. The platform features next-day funding, the ability to pay multiple invoices simultaneously, and options for setting up recurring payments, which collectively elevate the customer experience. Users are equipped with an easy-to-navigate dashboard that delivers real-time insights into payment transactions, improving accounts receivable management. Additionally, the automation of multiple workflows through Applied Pay reduces the potential for manual errors, ensures compliance with PCI and NACHA regulations, and lowers agency liability risks. As a result, it stands out as an innovative solution that adapts to the changing demands of the insurance sector, ultimately driving efficiency and customer satisfaction. This adaptability makes Applied Pay an essential tool for agencies looking to enhance their service offerings in a competitive market.

Media

Media

Integrations Supported

BigCommerce
GoHighLevel
Magento
OpenCart
PayPal
QuickBooks Online
Shopify
SkyTab
Square POS
Stripe
Volusion
Wix
WooCommerce
WordPress

Integrations Supported

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Online Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Lumino

Company Location

United States

Company Website

golumino.com

Company Facts

Organization Name

Applied Pay

Date Founded

1983

Company Location

United States

Company Website

www1.appliedsystems.com/en-us/solutions/for-agents/digital-payments/applied-pay/

Categories and Features

Point of Sale

Not specified

Retail Management

Not specified

Categories and Features

Insurance Billing

Not specified

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