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What is Lumio?

Bring all your financial accounts together in one easy-to-use platform, which enables you to keep track of your balances at a glance, analyze your spending habits, and gain insightful recommendations for saving both individually and as a family. Broaden your financial management capabilities by overseeing joint accounts, checking accounts, credit cards, investments, ISAs, savings, and more—all through a unified, comprehensive money dashboard. Enjoy a detailed, categorized breakdown of your income, expenditures, and investments, helping you to catch unexpected subscriptions before they become issues. Improve your financial behaviors with AI-powered alerts that notify you about shifts in your spending and suggest the best times to put away extra money. Whether you’re gearing up for a new addition to the family, adopting a pet, or buying a home with your partner, you can feel confident that your finances are tailored to support your family’s aspirations. Historically, effective financial management tools have largely been reserved for the wealthy, which is why we developed Lumio with the belief that personalized financial planning should be available to everyone, regardless of their economic status. By offering these essential resources, we enable individuals from diverse backgrounds to reach their financial ambitions and improve their overall well-being. This commitment to inclusivity allows us to break down barriers and foster a greater understanding of personal finance for all.

What is Cashly?

Cashly is an all-in-one application designed for the management of daily expenses, budgeting, and comprehensive financial oversight tailored to the unique landscape of money management in India, encompassing various payment methods such as bank accounts, UPI, credit cards, wallets, and cash transactions. Ensuring user security is paramount, as the app does not require sensitive data, including bank logins, SMS permissions, or card information. Users need only to log their financial transactions, and Cashly will seamlessly adjust all relevant balances: for instance, a card payment increases the outstanding balance, while a UPI transaction reduces the balance of the linked account, and any modifications to past entries will trigger necessary recalculations. The application also adeptly tracks EMIs and loans, offering insights into interest rates and remaining payment durations, in addition to sending timely reminders for upcoming subscriptions and bills, all while keeping a meticulous record of money lent and borrowed, accommodating even those who make partial repayments. Its intuitive dashboard allows users to view trends in income, spending, and savings ratios over any chosen period. Furthermore, Cashly can operate offline and supports real-time synchronization across both mobile and web platforms, complete with a REST API and MCP server that permits AI assistants to record and manage your financial details. Subscription options begin at a modest Rs 49 monthly following a complimentary 7-day trial, positioning Cashly as a practical solution for robust financial management. With Cashly, users can navigate their financial landscape with ease and precision, empowering them to make informed decisions about their money.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

$4.80 per month
Free Version
Free Trial Offered?

Pricing Information

$0.51
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Lumio

Date Founded

2017

Company Location

United Kingdom

Company Website

www.lumio-app.com

Company Facts

Organization Name

Corenexis

Date Founded

2023

Company Location

India

Company Website

corenexis.com

Categories and Features

Budgeting

"What If" Scenarios
Asset Planning
Balance Sheet
Capital Asset Planning
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement
Project Budgeting
Run Rate Tracking
Version Control

Categories and Features

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