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What is MONEI?

MONEI is an innovative payment solution tailored for merchants looking to broaden their market presence and expedite their payment processes. Authorized by the Banco de España as a payment institution, MONEI allows businesses to effortlessly handle card transactions, Bizum payments, and Buy Now Pay Later options across multiple platforms—whether online, in-store, or through various channels—consolidated within a single interface. The onboarding experience is streamlined, with around 75% of merchants achieving automatic approval on the same day they apply. The platform’s direct Bizum acquiring functionality grants access to Spain’s leading mobile payment method without any middlemen, while the Buy Now Pay Later feature empowers customers to break their payments into convenient installments of 3, 6, 9, or 12 months, ensuring merchants receive their full payment upfront. For developers, MONEI distinguishes itself as the top European payment provider, offering an open-source MCP Server (MIT) built with TypeScript and featuring OAuth 2.0, which enables merchants to oversee their transactions effortlessly, even using AI assistants with simple language commands. MONEI effectively caters to a diverse clientele, ranging from small and medium-sized businesses to SaaS providers and government agencies, establishing itself as a flexible payment partner that evolves with your enterprise. This versatility not only highlights MONEI’s suitability for various commercial endeavors but also reinforces its position as a go-to solution for businesses aiming to thrive in a competitive landscape.

What is Gattera?

Gattera is a next-generation payment orchestration platform engineered to solve the challenges faced by non-traditional and high-risk merchants. Unlike single-gateway setups, Gattera connects businesses to 15+ PSPs and acquirers through one integration, enabling real-time routing that intelligently selects the best provider for each transaction. This orchestration engine evaluates BIN data, geography, card brand, transaction value, and processor health to reduce declines and increase approval rates. With advanced decline recovery and cascade routing, Gattera automatically retries soft declines through alternative gateways to recapture lost revenue. Its multi-method architecture supports cards, wallets, bank payments, and crypto, helping businesses diversify payment options and boost conversions across global markets. The platform also enhances fraud and risk control by letting merchants configure custom rules or plug in third-party fraud tools, shifting decision-making power away from provider black boxes. Full observability tools give users insight into gateway performance, auth rates, fees, latency, and error codes—making it easy to detect issues and optimize costs. Automated reconciliation eliminates manual spreadsheets, matching payouts, fees, and transactions across multiple PSPs with precise accuracy. Designed for industries like iGaming, adult entertainment, CBD, and cross-border eCommerce, Gattera is built for resilience, scale, and compliance with PCI-DSS standards. As a complete orchestration layer, it empowers merchants to experiment freely, switch providers seamlessly, and keep revenue flowing even when processors fail.

Media

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Media

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Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

$0
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Not specified

Training Options

Documentation Hub

Training Options

Not specified

Company Facts

Organization Name

MONEI DIGITAL PAYMENTS SL

Date Founded

2015

Company Location

Spain

Company Website

monei.com

Company Facts

Organization Name

Gattera

Date Founded

2025

Company Location

Spain

Company Website

gattera.io

Categories and Features

Buy Now Pay Later

Not specified

Payment Gateways

Not specified

Payment Orchestration

Not specified

Payment Processing

Not specified

Point of Sale

Not specified

Categories and Features

Payment Gateways

Not specified

Payment Orchestration

Not specified

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