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features 3.5 out of 5 stars
design 3 out of 5 stars
support 5 out of 5 stars

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What is Merchanto?

Achieve optimal chargeback deflection effortlessly. Bid farewell to chargebacks with our integrated approach that unites merchants and issuers. Merchanto serves as a comprehensive, all-in-one solution designed to eradicate chargebacks entirely. As a recognized partner of Visa and MasterCard, Merchanto links you to a vast network encompassing over 99% of their issuers worldwide. We enable the instantaneous exchange of dispute data, transaction specifics, and other vital information between retailers and financial institutions. Our platform, backed by a multitude of global issuers, provides proactive pre-dispute solutions that prevent chargebacks before they even arise. Take action today to safeguard your merchant account for the long haul while enjoying peace of mind in your transactions.

What is Cardinal?

Cardinal is recognized as a leading expert in the field of global digital transaction authentication. For over two decades, we have connected merchants, issuers, and consumers to create a win-win scenario for all parties. The rapid and secure payment authentication solutions provided by Cardinal significantly improve the shopping experience, leading to increased approval rates and higher sales figures. Our method prioritizes security and efficiency, utilizing extensive data from merchants, issuers, and consumers to effectively combat fraud and lower the rates of false declines. As merchants boost their revenue, consumers are inspired to make additional purchases, while issuers enjoy improved collections. Cardinal supports a variety of payment networks, such as Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and several regional networks like Cartes Bancaires and ELO, with ambitions to broaden our reach in the future. In contrast to conventional techniques that sequentially process authentication steps, Cardinal adopts a parallel processing model that allows for data collection and analysis to begin even before a consumer completes their order. This forward-thinking strategy not only enhances the efficiency of the authentication process but also enriches the overall shopping experience for all participants. By continuously innovating our services, we aim to set new standards in the digital transaction landscape.

Media

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Integrations Supported

Braintree
Ethoca
PayPal
Paysafe
Rapyd
Shopify
Slack
Stripe
Visa Intelligent Commerce
Zendesk

Integrations Supported

Unified Payments Interface (UPI)

API Availability

Has API

API Availability

Pricing Information

$32
No monthly or initial fees for customers

Operate seamlessly with zero extra costs. Pay only for the valuable payload.

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Merchanto

Date Founded

2022

Company Location

Latvia

Company Website

merchanto.org

Company Facts

Organization Name

Cardinal

Company Location

United States

Company Website

cardinalcommerce.com

Categories and Features

Chargeback Management

Chargeback Dispute Management
Chargeback Prevention
Chargeback Recovery
For Merchants
Fraud Detection
Reporting / Analytics

Categories and Features

Fraud Detection

Not specified

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