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What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

What is BehavioSec?

The cutting-edge realm of behavioral authentication is exemplified by the BehavioSec platform, which is now adopted by Fortune 2000 firms globally, utilizing sophisticated authentication methods to reliably verify user identities with an accuracy rate surpassing 99%, while serving millions of users and handling billions of transactions. In spite of heavy investments aimed at bolstering security protocols to combat cyber threats, the ongoing challenge of account takeovers remains a significant concern for many organizations. These businesses also grapple with a variety of expensive obstacles, including the necessity for labor-intensive fraud investigations and the risk of losing customers due to overly stringent security measures, often stemming from ineffective protective spending. BehavioSec adeptly addresses the risks associated with account takeovers through its pioneering deep authentication method, which utilizes behavioral biometrics to confirm user identities in a seamless and unobtrusive way. This approach guarantees that access is granted solely to legitimate users, thereby substantially reducing operational expenses while effectively deterring fraudsters. Moreover, BehavioSec enhances its defenses against new account fraud via improved population profiling powered by behavioral biometrics, providing a robust shield against evolving threats and setting a new standard in cybersecurity. Ultimately, the integration of such advanced techniques not only fortifies security but also fosters user trust and satisfaction.

Media

Media

Integrations Supported

Integrations Supported

ForgeRock
Kount
NICE Actimize X-Sight
OneSpan Authentication Servers
OneSpan Identity Verification
Ping Identity

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
Webinars

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

Company Facts

Organization Name

BehavioSec

Date Founded

2008

Company Location

United States

Company Website

www.behaviosec.com

Categories and Features

Categories and Features

Authentication

Not specified

RegTech

Not specified

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