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What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

What is Centagate Cloud?

CENTAGATE CLOUD offers a comprehensive login solution that enhances security for all applications by employing FIDO2 passwordless authentication to prevent potential security risks. By consolidating access, it allows users to manage, safeguard, and secure their application logins using a single set of credentials. This sophisticated system significantly reduces vulnerabilities related to phishing, fraud, and password theft since only one login credential is necessary for all applications. Furthermore, it is cost-effective, requiring no capital investments and only incurring minimal operational expenses. Essential features that bolster authentication security with CENTAGATE CLOUD include a multi-factor authentication system that confirms identity through a blend of ownership (devices), personal traits (biometrics), and memory (passwords). It also utilizes historical login patterns to evaluate risks, which helps to avert possible security incidents. The solution is further enhanced by a pre-integrated, certified Securemetric FIDO2 server that simplifies both the registration and authentication processes, providing users with a smooth and secure experience. In essence, CENTAGATE CLOUD not only streamlines access for users but also strengthens digital security in the face of continuously emerging threats, ultimately contributing to a more resilient cybersecurity framework.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

$2 per month
Free Version

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

Company Facts

Organization Name

Centagate Cloud

Date Founded

2019

Company Location

Malaysia

Company Website

centagatecloud.com

Categories and Features

Categories and Features

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