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What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

What is DigitalPersona?

Enhance your security protocols beyond typical multi-factor authentication by leveraging DigitalPersona® software. By incorporating risk-based evaluations, securing all applications, facilitating effortless access, and ensuring swift implementation, you can significantly bolster your security framework. Utilize premier biometric solutions that not only simplify processes but also reduce waiting times and confirm identities across vital sectors such as citizen services, law enforcement, and military operations. Select from a wide array of U.are.U® readers, modules, and sensors tailored to meet your specific requirements. This cutting-edge fingerprint technology is crafted to address particular needs within OEM, retail, hospitality, and commercial identity management fields, thereby ensuring both thorough security and operational efficiency. Furthermore, by adopting these innovative solutions, organizations can enhance their security measures while simultaneously providing a vastly improved experience for users. Ultimately, the integration of advanced biometric technology can transform the landscape of identity verification in numerous industries.

Media

Media

Integrations Supported

Integrations Supported

GateKeeper Enterprise
GateKeeper Password Manager
SwiftPOS

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided
Free Trial Offered?

Supported Platforms

SaaS

Supported Platforms

Windows

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

Company Facts

Organization Name

HID Global

Date Founded

1991

Company Location

United States

Company Website

www.hidglobal.com/crossmatch

Categories and Features

Categories and Features

Identity Management

Access Certification
Multifactor Authentication
Password Management
Privileged Account Management
Single Sign On
User Provisioning

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