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What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

What is LiveEnsure?

LiveEnsure® security revolutionizes user authentication by leveraging smart devices to provide real-time verification that outperforms traditional methods such as tokens, certificates, PINs, one-time passwords, and push notifications. This advanced solution combines multiple authentication factors including device information, location, knowledge, time, biometrics, and behavioral context, ensuring a seamless user experience while safeguarding individual privacy. Instead of relying on custom-built systems or third-party vendors that may jeopardize your identity framework, LiveEnsure® serves as an easy-to-use trust API, allowing for multi-factor verification of users with a single request. Developers can effortlessly incorporate secure and private authentication into their platforms by adding a few lines of code to their websites or integrating our mobile libraries for iOS and Android applications. With this single API, the complexities of traditional passwords, two-factor authentication, and captchas are rendered unnecessary, streamlining the authentication process. Users benefit from a simplified experience without the hassle of cumbersome tokens or intricate push notifications, as they only need to make a straightforward call to our cloud authentication service that employs a present and poll API. This cutting-edge method not only fortifies security but also significantly enhances the efficiency of user interactions, paving the way for a more secure digital landscape. As a result, organizations can focus on their core functions without the burden of complex authentication issues.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Not specified

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

Company Facts

Organization Name

LiveEnsure

Company Website

www.liveensure.com

Categories and Features

Categories and Features

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