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What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

What is MobilePay?

Our goal is to improve the everyday interactions of our users, businesses, and partners. From our locations in Denmark, Finland, and Lithuania, we work together to turn transactional challenges into meaningful opportunities. Our cutting-edge platform connects people, companies, and partners across Denmark, Finland, and Greenland, allowing for effortless daily transactions. MobilePay acts as a user-friendly app that makes money transfers more efficient. We enhance life’s special moments for over 5.8 million users, whether they are giving gifts, organizing group presents, sharing meals, or splitting bills. In addition, we take the hassle out of administrative duties, such as invoice management, fixed payments, and ensuring transactions are completed on time. However, our services encompass much more than these tasks. We support ambitious aspirations, catering to businesses of all sizes, from quaint local shops to the country’s largest retailers, always focusing on their specific needs. By streamlining relationships, we strive to create an effortless and straightforward experience, ultimately leading to a more enjoyable interaction for all parties involved, while also promoting a sense of community and collaboration.

Media

Media

Integrations Supported

Cydec
Dinero
Primer
Sharefox
Sprii
WhenThen

Integrations Supported

Cydec
Dinero
Primer
Sharefox
Sprii
WhenThen

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

Company Facts

Organization Name

MobilePay

Company Location

Denmark

Company Website

www.mobilepay.dk/about-us

Categories and Features

Categories and Features

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

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