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What is Mondo?

Mondo is the future of payments—an Open Banking platform redefining how businesses accept and process online transactions across Europe and the UK. Leveraging PSD2-regulated infrastructure and partnerships with over 3,000 banks, Mondo allows merchants to receive instant payments directly from customer bank accounts without involving card networks or intermediaries. This results in faster settlements, lower transaction costs, and complete protection from chargebacks. Its architecture is built for compliance, featuring Strong Customer Authentication (SCA), end-to-end encryption, and GDPR adherence to ensure every transaction meets the highest security standards. Integration is effortless through a simple, developer-ready API, enabling businesses to go live in minutes without complex onboarding or certification processes. Mondo provides a powerful dashboard for real-time reporting, transaction monitoring, and instant reconciliation across currencies and countries. Designed for eCommerce, SaaS, and digital platforms, it enhances checkout conversion rates by replacing tedious card entry and 3D Secure prompts with familiar bank logins. The platform supports SEPA Instant and UK Faster Payments, ensuring funds are settled to merchant accounts in seconds. Mondo’s infrastructure is connected to top-tier banks such as Deutsche Bank, HSBC, Santander, and BNP Paribas, guaranteeing stability and scalability. By combining security, speed, and simplicity, Mondo positions itself as the ultimate payment solution for the modern, open-finance era.

What is Atoa?

Atoa is a secure UK payment platform that helps businesses accept Pay by Bank and card payments while reducing fees and improving cash flow. The platform brings payment collection, settlement, reconciliation, refunds, reminders, and finance automation into one dashboard. Businesses can accept payments in store, remotely, or online using Pay by Bank, payment links, QR codes, online checkouts, and POS terminals. Atoa’s Pay by Bank feature lets customers pay directly from their bank app, helping merchants lower fees and receive confirmation quickly. Its card payment solution supports Visa and Mastercard payments through modern terminals designed for speed, reliability, and everyday business use. Atoa also supports Apple Pay, Google Pay, and major bank app payment experiences so customers can pay in the way that works best for them. Finance teams can use Atoa for partial payments, split payments, instant payment reminders, one-click refunds, smart automation, and real-time reconciliation. The platform helps reduce time spent on manual payment operations, chasing late payments, and matching transactions across systems. Atoa connects with ecommerce, accounting, banking, and developer tools through integrations, SDKs, APIs, and ready-made implementation kits. The company is FCA authorised as a UK payment institution and emphasizes secure infrastructure with ISO 27001 and SOC 2 certification. By combining lower-cost payment methods, faster settlement, card acceptance, automation, integrations, and enterprise-grade security, Atoa helps UK businesses keep more of what they earn and run smoother financial operations.

Media

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Media

No images available

Integrations Supported

Akurateco
Shopify
Xero

Integrations Supported

Akurateco
Shopify
Xero

API Availability

Has API

API Availability

Has API

Pricing Information

2%
Free Trial Offered?
Free Version

Pricing Information

70 euro
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Mondo

Date Founded

2024

Company Location

Poland

Company Website

getmondo.co

Company Facts

Organization Name

Atoa Payments Limited

Company Location

Unites Kingdom

Company Website

paywithatoa.co.uk

Categories and Features

Credit Card Processing

Cash Transactions
Contactless NFC
Electronic Receipts
Electronic Signature
Mobile Card Reader
PCI Compliance

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Categories and Features

Credit Card Processing

Cash Transactions
Contactless NFC
Electronic Receipts
Electronic Signature
Mobile Card Reader
PCI Compliance

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