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What is NMI Gateway?

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Designed for ISOs, banks, fintechs, software companies and SaaS platforms, it empowers partners to offer secure, scalable, and customizable payment acceptance to their merchants. NMI does not sell directly to merchants; instead, it powers 4,000+ partners serving more than 1 million businesses worldwide. Unlike gateways that are tied to a single processor or acquirer, NMI gives partners complete control over branding, pricing, and merchant relationships. With over 150 processor connections, 125+ shopping cart integrations, and compatibility with 235,000+ payment devices, NMI Gateway provides unmatched flexibility across retail, e-commerce, in-app, mobile, and unattended payment environments. Its flexible APIs, SDKs, and webhooks allow developers to embed and scale payments quickly, manage multi-MID configurations, and create dynamic routing strategies that optimize performance and reduce vendor lock-in. Value-added modules extend its capabilities even further. Shopify integration supports embedded commerce experiences, while Bill Connect syncs payments with leading accounting platforms such as QuickBooks and Xero. Additional tools like network tokenization, recurring billing, and advanced fraud prevention strengthen security, reduce churn, and enhance transaction success rates. Centralized reporting and analytics give partners real-time insights into performance and transaction trends across channels. Processing over 5.8 billion transactions annually and powering more than $440 billion in payment volume, NMI Gateway transforms payments from a back-office function into a revenue-generating growth engine. With its modular design, global scalability, and partner-first approach, NMI enables businesses to innovate faster, retain customers longer, and deliver frictionless

What is Cardstream?

Cardstream focuses on providing customized white-label payment gateway solutions designed for software companies, acquirers, payment service providers, independent sales organizations, and various value-added service providers. Their powerful open payment network streamlines the payment process efficiently across numerous countries. As a high-performance platform that complies with Level 1 PCI DSS standards, Cardstream adds value by accommodating all major credit card networks and a diverse selection of global currencies. Furthermore, Cardstream facilitates a variety of partnership opportunities, including co-branding projects and extensive white-label payment gateway services, which guarantee flexibility and personalization for their partners. This level of adaptability empowers businesses to utilize Cardstream's advanced technology while still expressing their distinct brand identity. In doing so, they can effectively enhance their service offerings and client satisfaction.

Media

Media

Integrations Supported

Aleph
Chargeback Defense
Chargeback Gurus
Chargezoom
Chase Merchant Services
Collect!
Eye4Fraud
First Data
Heartland Payment Processing
HostBill
Jezzam
Lariat Collections Platform
OneDine
PayConex
RECUR360
Soar Payments
Titan
Totality
Worldpay
bLoyal

Integrations Supported

API Availability

Has API

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
Chromebook
Linux

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Webinars
On-Site Training

Training Options

Documentation Hub

Company Facts

Organization Name

NMI

Date Founded

2001

Company Location

United States

Company Website

www.nmi.com

Company Facts

Organization Name

Cardstream

Date Founded

1999

Company Location

United Kingdom

Company Website

cardstream.com/white-label-payment-gateway/

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Debit Card Support
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing

Categories and Features

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