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What is NMI Gateway?

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Designed for ISOs, banks, fintechs, software companies and SaaS platforms, it empowers partners to offer secure, scalable, and customizable payment acceptance to their merchants. NMI does not sell directly to merchants; instead, it powers 4,000+ partners serving more than 1 million businesses worldwide. Unlike gateways that are tied to a single processor or acquirer, NMI gives partners complete control over branding, pricing, and merchant relationships. With over 150 processor connections, 125+ shopping cart integrations, and compatibility with 235,000+ payment devices, NMI Gateway provides unmatched flexibility across retail, e-commerce, in-app, mobile, and unattended payment environments. Its flexible APIs, SDKs, and webhooks allow developers to embed and scale payments quickly, manage multi-MID configurations, and create dynamic routing strategies that optimize performance and reduce vendor lock-in. Value-added modules extend its capabilities even further. Shopify integration supports embedded commerce experiences, while Bill Connect syncs payments with leading accounting platforms such as QuickBooks and Xero. Additional tools like network tokenization, recurring billing, and advanced fraud prevention strengthen security, reduce churn, and enhance transaction success rates. Centralized reporting and analytics give partners real-time insights into performance and transaction trends across channels. Processing over 5.8 billion transactions annually and powering more than $440 billion in payment volume, NMI Gateway transforms payments from a back-office function into a revenue-generating growth engine. With its modular design, global scalability, and partner-first approach, NMI enables businesses to innovate faster, retain customers longer, and deliver frictionless

What is Monetra?

Monetra is a standout payment processing application known for its speed, efficiency, and security, designed to function seamlessly in diverse environments ranging from small custom embedded devices to large, fully redundant servers capable of handling thousands of transactions per minute. With a legacy of trust spanning over two decades among numerous merchants throughout North America, Monetra has positioned itself as the premier solution in its industry. Its extensive security features encompass sophisticated cryptographic techniques for protecting sensitive data, strong fraud detection systems, secure communication protocols, and internal IP filtering, among various other safeguards. Developed in ANSI C, Monetra offers a multitude of integration options, accompanied by thorough documentation for all its supported protocols. Furthermore, it provides native APIs in various programming languages and includes a public test server, allowing users to start testing transactions right away. Users can deploy Monetra on their own infrastructure or devices, granting them exceptional flexibility and total control over their payment systems and vendor relationships, enabling them to customize their operations according to their unique requirements. This adaptability not only enhances the user experience but also fosters a deeper connection between businesses and their payment processes.

Media

Media

Integrations Supported

Apple Pay
Chargeback Gurus
Collect!
Corefy
Eye4Fraud
First Data
Gravity Payments
Heartland Payment Processing
HostBill
Lariat Collections Platform
PaidYET
PayConex
RECUR360
SecurityMetrics
SellersCommerce
Soar Payments
Totality
Trustwave
Worldpay
bLoyal

Integrations Supported

Apple Pay
Chargeback Gurus
Collect!
Corefy
Eye4Fraud
First Data
Gravity Payments
Heartland Payment Processing
HostBill
Lariat Collections Platform
PaidYET
PayConex
RECUR360
SecurityMetrics
SellersCommerce
Soar Payments
Totality
Trustwave
Worldpay
bLoyal

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

$225 one-time payment
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

NMI

Date Founded

2001

Company Location

United States

Company Website

www.nmi.com

Company Facts

Organization Name

Monetra

Date Founded

2001

Company Location

United States

Company Website

www.monetra.com

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Categories and Features

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

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