Navan vs. Divvy

Rippling simplifies human resources, payroll, IT, and expense management for companies operating on a global scale. With ease, you can oversee the complete employee lifecycle, encompassing everything from recruitment to benefits management and performance evaluations. It offers automation for HR processes, eases the approval workflow, and guarantees adherence to regulations. You can also control devices, manage software access, and monitor compliance, all from a single dashboard. With timely payroll processing, effective expense tracking, and adaptable financial policies, you can save time, lower expenses, and boost overall efficiency in your organization. Discover the advantages of integrated management solutions with Rippling and transform the way your business operates today.

Paylocity is a cloud-based workforce management platform that unifies HR, payroll, finance, and IT operations into one integrated solution for modern businesses. The platform helps organizations automate administrative processes, improve workforce management, and create more connected business operations through a centralized digital ecosystem. Paylocity offers payroll processing, tax filing, time tracking, benefits administration, talent management, expense management, procurement, and IT support tools designed to streamline daily operations. Its AI-powered capabilities provide automation, reporting, and real-time insights that help businesses improve decision-making and operational efficiency. The platform also includes mobile access and employee engagement tools that allow workers and managers to stay connected, productive, and informed from anywhere. Paylocity supports seamless integrations with third-party applications, enabling companies to unify data and improve workflows across HR, finance, and IT departments. The finance solutions offered by Paylocity include spend management, AP automation, corporate cards, and headcount planning tools that give organizations greater visibility and control over financial activities. Its IT management features provide centralized access management, identity management, and asset tracking capabilities that help businesses strengthen operational support and security. Paylocity also delivers dedicated customer service, implementation assistance, and scalable solutions tailored to the needs of small businesses, midsize companies, and enterprise organizations. The company emphasizes innovation and customer partnership by continuously improving its technology to support the evolving needs of employers and employees. Through its connected platform and automation-driven approach, Paylocity helps organizations modernize workforce management, improve collaboration, and drive productivity across the entire business.

Fraxion is a unified procure-to-pay platform designed specifically for mid-market organizations. It brings purchasing, AP, expense management, and spend visibility together, helping finance teams manage and control company spend from one connected system. The platform supports the entire purchasing lifecycle with automated requisitions and POs, configurable approval workflows, real-time budget and policy enforcement, PunchOut and catalog purchasing, AI-powered invoice processing, spend analytics, payments, and mobile access. Fraxion creates a complete, auditable record of every transaction from the initial request through final payment. Built for the Office of the CFO, it can be adopted incrementally—starting with procurement or AP automation and expanding into a complete procure-to-pay solution without requiring a reimplementation. SOC 2-compliant and integrated with leading ERP and accounting platforms including Sage, Microsoft Dynamics, NetSuite, QuickBooks, and Xero. For more than 20 years, Fraxion has supported organizations across healthcare, life sciences, agriculture, education, and natural resources.

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance Our solution enables businesses to integrate financial services directly into their platforms—a concept known as embedded finance. White-Label allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management It is designed to modernise corporate expense management. Wallester Business provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. Discover how Wallester can transform your financial operations and drive your business forward. Learn more and follow us on LinkedIn, Instagram (@wallester_com) or Facebook (@Wallester).

Qloo, known as the "Cultural AI," excels in interpreting and predicting global consumer preferences. This privacy-centric API offers insights into worldwide consumer trends, boasting a catalog of hundreds of millions of cultural entities. By leveraging a profound understanding of consumer behavior, our API delivers personalized insights and contextualized recommendations. We tap into a diverse dataset encompassing over 575 million individuals, locations, and objects. Our innovative technology enables users to look beyond mere trends, uncovering the intricate connections that shape individual tastes in their cultural environments. The extensive library includes a wide array of entities, such as brands, music, film, fashion, and notable figures. Results are generated in mere milliseconds and can be adjusted based on factors like regional influences and current popularity. This service is ideal for companies aiming to elevate their customer experience with superior data. Additionally, our premier recommendation API tailors results by analyzing demographics, preferences, cultural entities, geolocation, and relevant metadata to ensure accuracy and relevance.

Native Teams serves as a global growth partner to businesses, supporting them at every step of their expansion journey. Whether you need an Employer of Record to test new markets by hiring a few employees or want to establish legal entities to set down roots and expand, Native Teams has the expertise to make it happen. Present in 85+ countries and trusted by 3,000+ employers, we simplify hiring, paying, and managing global talent with compliance. Key services include: • Employer of Record (EOR): We legally employ your staff worldwide, managing contracts, payroll, taxes, and benefits to ensure full compliance, so you can focus on business growth without local setup hassles. • Gig Pay: Tailored for businesses working with gig workers, this service enables fast, secure payments across borders, with support for multiple currencies and streamlined invoicing. • Entity Management: We assist companies in setting up legal entities abroad and maintaining regulatory compliance, removing the complexity of local market entry and ongoing operations. • Contractor Pay: Manage contractor payments easily with multi-currency options and automated tax compliance, reducing administrative burden while safeguarding legality. • Contractor of Record: We handle contracts and legal responsibilities for contractors globally, minimising risks and ensuring compliance with local employment laws. • Relocation services: Exclusive to EOR customers, this includes visa support and work permits to help your talent transition smoothly internationally. What makes Native Teams unique is our commitment to caring for your employees better than anyone else. We handle all paperwork, taxes, and offer competitive benefits tailored to local markets. Beyond EOR, we integrate payroll, compliance, and financial tools to maximise the value of every work payment, anywhere in the world.

Bluepear is an AI-powered brand and affiliate monitoring platform designed to help marketing teams protect their brand in paid search. It continuously monitors branded search queries 24/7 across all geographies, device types, and search engines — including Google, Bing, Yahoo!, and Yandex — to detect unauthorized use of branded keywords, ad hijacking, coupon code abuse, and trademark violations by affiliates and competitors. The platform was built by affiliate marketing specialists who faced these challenges firsthand. Manual audits didn't scale and violations were easy to miss. Bluepear automates detection, uncovers cloaked affiliate websites, captures full redirect chains with screenshots as evidence, and generates structured compliance reports. All findings are centralized in one dashboard with instant alerts via Slack, Telegram, or email. Key features include brand bidding protection, ad hijacking detection, an uncloaking tool that reveals actual landing pages behind cloaked links, coupon code monitoring, competitor keyword and ad copy tracking, progress status tracking for violation resolution, policy-based filtering by violation type, custom data exports, and research tools that compare advertiser dynamics and visibility rates over time. Global coverage extends down to city level across all countries. Bluepear serves Paid Search/PPC teams, affiliate managers, and marketing compliance teams at brands in e-commerce, travel & ticketing, pharma, health & beauty, marketing agencies, iGaming, online finance, and IT/SaaS. Customers include Wargaming, vidaXL, Proton, MoneyGram, IQ Option, and Kilo Health. The platform is accessible on web, iOS, Android, and via API. It offers a 7-day free trial with no credit card required, transparent usage-based pricing, and setup in minutes.

Meet Healthee—your intelligent healthcare navigation platform. Healthee takes the guesswork out of healthcare by transforming complex benefits into clear, personalized answers—instantly. Employees can seamlessly navigate their existing health plans with on-demand guidance for every healthcare and benefits question, whenever they need it. At the center of the experience is Zoe, Healthee’s AI-powered Personal Health Assistant. Zoe delivers tailored, easy-to-understand insights about coverage, costs, and care options—helping employees make smarter healthcare decisions that reduce unnecessary spend and improve outcomes. No more confusing benefits documents. No more long wait times to speak with a healthcare representative. With Healthee, everything employees need to understand and use their benefits is available in one intuitive, mobile-first experience. Smarter Decisions During Open Enrollment Healthee simplifies open enrollment with side-by-side plan comparison tools that help employees choose the right plan based on their needs, usage, and expected costs. By guiding employees to better-fit plans, Healthee reduces over-insurance, minimizes surprise expenses, and drives meaningful cost savings for both employees and employers. Built for HR - and the CFO Healthee’s AI-driven benefits administration technology delivers fast, accurate responses to employee questions, significantly reducing HR workload while boosting benefits utilization and employee satisfaction. For finance leaders, Healthee goes beyond engagement. Claims analytics and insights provide visibility into healthcare spend, utilization trends, and cost drivers - empowering CFOs and benefits leaders to identify savings opportunities, optimize plan design, and make data-backed decisions to control rising healthcare costs. The result: -Lower healthcare spend. -More confident employees. -A smarter, more cost-effective benefits strategy—powered by Zoe AI for benefits managers.

Effectively tracking third-party scripts removes ambiguity, guaranteeing that you remain informed about what is sent to your users' browsers. The uncontrolled existence of these scripts within users' browsers can lead to major complications when issues arise, resulting in negative publicity, possible legal repercussions, and claims for damages due to security violations. Organizations that manage cardholder information must adhere to PCI DSS 4.0 requirements, specifically sections 6.4.3 and 11.6.1, which mandate the implementation of tamper-detection mechanisms by March 31, 2025, to avert attacks by alerting relevant parties of unauthorized changes to HTTP headers and payment details. c/side is distinguished as the only fully autonomous detection system focused on assessing third-party scripts, moving past a mere reliance on threat intelligence feeds or easily circumvented detection methods. Utilizing historical data and advanced artificial intelligence, c/side thoroughly evaluates the payloads and behaviors of scripts, taking a proactive approach to counter new threats. Our ongoing surveillance of numerous websites enables us to remain ahead of emerging attack methods, as we analyze all scripts to improve and strengthen our detection systems continually. This all-encompassing strategy not only protects your digital landscape but also cultivates increased assurance in the security of third-party integrations, fostering a safer online experience for users. Ultimately, embracing such robust monitoring practices can significantly enhance both the performance and security of web applications.

Ethena is a comprehensive AI-driven compliance platform designed to help organizations modernize and scale ethics, compliance, risk management, and employee training programs. The solution utilizes a network of AI compliance agents that assist with critical functions such as policy analysis, disclosure reviews, training development, third-party risk monitoring, and compliance program administration. These AI agents analyze organizational data, compliance records, disclosures, and policies to identify risks and recommend actions that align with company requirements. Human oversight remains central to the platform, with compliance teams reviewing and approving all significant decisions, updates, and policy changes before implementation. Ethena’s Training Agent automatically generates customized learning content based on real compliance risks, employee roles, and organizational priorities, helping ensure training remains relevant and effective. The platform also includes ethics hotline functionality, case management workflows, investigation tracking, and detailed audit trails to support regulatory compliance and internal governance. Phishing simulation tools help organizations strengthen cybersecurity awareness and employee preparedness against evolving threats. Extensive reporting and analytics capabilities provide compliance leaders with visibility into program performance, training completion, risk trends, and investigation outcomes. A library of more than 200 compliance courses can be tailored to specific policies, industries, jurisdictions, and organizational requirements. Global enterprises benefit from multilingual support, automated translation capabilities, and scalable deployment across diverse workforces. By combining AI-powered automation, compliance intelligence, employee education, and governance controls, Ethena enables organizations to build proactive, data-driven compliance programs that adapt to evolving business and regulatory risks.