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What is OpenPay?

OpenPay, conceived by Opentech, is recognized as the most all-encompassing mobile wallet solution available in today's market. It provides a comprehensive service with both a wallet server and mobile applications compatible with iOS and Android, featuring a Strong Customer Authentication tool that complies with EBA guidelines and European legal standards. Noteworthy financial institutions such as Swiss Bankers, CheBanca! (a division of the Mediobanca Group), and BNL (associated with the BNP Paribas Group) have chosen OpenPay for their mobile payment solutions. Users can personalize their digital wallet by selecting from a wide range of value-added services, enabling the introduction of new functionalities without disrupting their existing IT infrastructure. OpenPay assures an impressive wallet server availability SLA of 99.95% and offers 24/7 support, providing users with dependable service and assistance as required. Moreover, the wallet applications for iOS and Android are designed with a strong authentication framework that aligns with global security industry benchmarks. This flexibility allows you to customize your wallet according to your strategic goals while also creating a distinctive user experience that differentiates your offering in a crowded market. Such adaptability not only enhances user engagement but also positions your service for sustained success in the evolving digital payment landscape.

What is N26?

Discover the mobile banking experience that is loved by users around the globe. If you think banking can't be swift, flexible, and straightforward, then it's time to reevaluate your perspective. Open your account today and immerse yourself in the mobile banking phenomenon that has captured so much enthusiasm. Enjoy cashback incentives on subscriptions to your favorite services and unlock exclusive offers on travel, wellness, entertainment, and much more. You can create your N26 account directly from your smartphone in under five minutes, all while enjoying a banking experience free from hidden fees. That's correct—there are no minimum balance requirements, no monthly maintenance charges, and no penalties for low funds. Experience unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Even if you find yourself using an out-of-network ATM, you can still enjoy 2 additional free withdrawals each month from any network throughout the US, whenever necessary. Fed up with delays in receiving your paycheck? With direct deposit, enjoy access to your funds up to 2 days earlier¹, transforming your Wednesdays into a mini weekend. With N26, you can make every day feel like payday while benefiting from the advantages of contemporary banking solutions. Additionally, this innovative banking service ensures that you are always in control of your finances, empowering you to manage your money effortlessly.

Media

Media

Integrations Supported

Aurelia
FroogalPay
PremierCashier
TillyPay

Integrations Supported

Aurelia
FroogalPay
PremierCashier
TillyPay

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Opentech

Date Founded

2018

Company Location

Italy

Company Website

www.opentech.com

Company Facts

Organization Name

N26

Date Founded

2013

Company Location

Germany

Company Website

n26.com/en-us

Categories and Features

Mobile Banking

Bill Payment
Biometric
Cash Management
Chat / Messaging
Cross Selling Functionality
Digital Wallet
P2P Payments
Remote Deposit
SMS Banking
Transaction Monitoring
Voice Banking

Categories and Features

Business Bank Accounts

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Mobile Banking

Bill Payment
Biometric
Cash Management
Chat / Messaging
Cross Selling Functionality
Digital Wallet
P2P Payments
Remote Deposit
SMS Banking
Transaction Monitoring
Voice Banking

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

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