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What is Outseer 3-D Secure?

Outseer 3-D Secure operates as an Access Control Server (ACS) specifically designed for credit and debit card issuers along with payment processors, aiming to enhance transaction approval rates while simultaneously reducing fraud and lowering operational costs. At the heart of this system lies the Outseer Risk Engine, which evaluates every transaction in real-time to assess the likelihood of fraud against legitimate ones. It complies with the most recent EMV 3-D Secure standards, ensuring it aligns with the ever-changing global compliance landscape. By leveraging cutting-edge data analytics and predictive AI models, Outseer 3-D Secure not only improves approval rates for transactions but also curbs fraudulent activities, fine-tunes challenge rates, and decreases false positives, all of which contribute to significant profit growth annually. Additionally, the platform is equipped with a policy manager that enables the formulation of data-driven rules, a case manager for managing alerts and investigations, and a configuration manager that optimizes challenge flows and enhances user experiences. The integration of these components not only streamlines transaction security but also boosts overall operational effectiveness, making it a comprehensive solution in the realm of payment security. This multifaceted approach ensures that users can navigate transactions with greater confidence and security.

What is Cardinal?

Cardinal is recognized as a leading expert in the field of global digital transaction authentication. For over two decades, we have connected merchants, issuers, and consumers to create a win-win scenario for all parties. The rapid and secure payment authentication solutions provided by Cardinal significantly improve the shopping experience, leading to increased approval rates and higher sales figures. Our method prioritizes security and efficiency, utilizing extensive data from merchants, issuers, and consumers to effectively combat fraud and lower the rates of false declines. As merchants boost their revenue, consumers are inspired to make additional purchases, while issuers enjoy improved collections. Cardinal supports a variety of payment networks, such as Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and several regional networks like Cartes Bancaires and ELO, with ambitions to broaden our reach in the future. In contrast to conventional techniques that sequentially process authentication steps, Cardinal adopts a parallel processing model that allows for data collection and analysis to begin even before a consumer completes their order. This forward-thinking strategy not only enhances the efficiency of the authentication process but also enriches the overall shopping experience for all participants. By continuously innovating our services, we aim to set new standards in the digital transaction landscape.

Media

Media

Integrations Supported

Mastercard Payment Gateway Services
Tyro EFTPOS
Visa Click to Pay

Integrations Supported

Unified Payments Interface (UPI)

API Availability

Has API

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Outseer

Company Location

United States

Company Website

www.outseer.com/products/outseer-3d-secure/

Company Facts

Organization Name

Cardinal

Company Location

United States

Company Website

cardinalcommerce.com

Categories and Features

Categories and Features

Fraud Detection

Not specified

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