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What is Paidy?

"Paidy" provides an innovative payment solution that removes the necessity for credit cards, effectively reducing cart abandonment rates and enhancing sales by accommodating user preferences. Customers have expressed a clear preference for features like pre-screened credit options, convenience store pre-payments, cash on delivery, and a hassle-free shopping journey, resulting in the creation of over 4 million user accounts. This platform not only fosters customer loyalty but also stimulates sales growth by appealing to a wide array of consumers, including those who do not possess credit cards and the younger audience. By leveraging Paidy, businesses can engage with demographics that typically avoid credit use, particularly younger shoppers. Furthermore, the platform guarantees full transaction deposits, as Paidy takes on the risk of unpaid balances, thus alleviating any financial concerns for merchants. This forward-thinking system empowers businesses to concentrate on expansion without the anxiety of payment unpredictability, creating a more stable environment for both parties. In this way, Paidy is reshaping the purchasing landscape, paving the way for a future where alternative payment methods gain even more traction.

What is FlexiLay?

FlexiLay introduces a groundbreaking layby solution aimed at assisting ecommerce sellers by allowing customers to make payments in installments without the need for credit, loans, or conventional Buy Now Pay Later schemes. Customers can choose their deposit amount and desired payment schedule, securely processing their transactions through Stripe, and will receive their items upon completion of the total payment. This innovative platform is designed for seamless integration with ecommerce solutions like Shopify, with aspirations to expand to WooCommerce and additional systems in the future. FlexiLay gives sellers the ability to offer a streamlined and automated approach to flexible payment options while retaining control over their interactions with customers. Merchants can tailor payment arrangements, such as deposit sizes and payment timelines, while consumers benefit from a transparent and debt-free payment method. Our mission is to improve the availability of flexible payment options, allowing merchants to draw in more customers and providing consumers with a more thoughtful approach to budgeting for their desired products. By creating a more accommodating financial framework, we aim to nurture a healthier spending culture for all parties involved, ultimately leading to increased satisfaction and loyalty among both sellers and buyers.

Media

Media

No images available

Integrations Supported

WhenThen

Integrations Supported

Odoo
QuickBooks Accountants
Shopify
Stripe
WooCommerce
Xero

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

0
Free Version
Free Trial Offered?

Supported Platforms

Android
iPhone
iPad

Supported Platforms

SaaS

Customer Service / Support

Not specified

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Paidy

Date Founded

2008

Company Location

Japan

Company Website

paidy.com/merchant/

Company Facts

Organization Name

FlexiLay Pty Ltd

Date Founded

2025

Company Location

Australia

Company Website

flexilay.com

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

Buy Now Pay Later

Not specified

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