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What is Privakey?

Privakey’s transaction intent verification provides a secure mechanism aimed at improving high-risk transactions between service providers and their clientele, now available as a cloud-based option. In a market where fraud is widespread, companies are confronted with fierce competition while trying to capture customer satisfaction, all while juggling the fine line between enhancing user experience and ensuring security. This difficulty grows more intricate with each passing year. What strategies can enterprises implement to securely connect with their customers and build trust during critical transactions without adding extra complications? The answer can be found in Privakey. Transaction intent verification (TIV) integrates strong identity assurance with contextual responses to ensure a fluid user experience. Common uses of TIV include confirming payments, approving wire transfers, and notifying users about account updates. Our cutting-edge methodology utilizes asymmetric cryptography, mobile biometrics, and secure alerts to protect the integrity of all interactions, allowing both businesses and customers to engage with confidence. As the digital ecosystem progresses, adopting such innovative solutions is vital for sustaining a competitive advantage, while also addressing the growing consumer demand for security and simplicity in transactions.

What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Privakey

Date Founded

2016

Company Location

United States

Company Website

www.privakey.com

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

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