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What is Sm8rtHealth?

A SaaS platform designed specifically for life and health underwriters enables the creation of underwriting rules and products through an extensive knowledge database that encompasses a wide range of conditions and ailments, facilitating accurate decision-making. This solution is simple to implement, featuring published APIs that support the underwriting criteria without requiring coding skills for health rules or the construction of question flows. It is adaptable for various distribution channels and comes equipped with pre-enrollment risk assessment tools. Furthermore, the knowledge base comprises pre-set rules and benefits tailored for Life Insurance, Critical Illness, and Income Disability, ensuring a comprehensive resource for underwriters. Additionally, this innovative solution streamlines the underwriting process, enhancing efficiency and accuracy in assessing risks.

What is AUSIS?

AUSIS – Comprehensive Behavioral Underwriting AUSIS equips insurance providers with the ability to perform in-depth underwriting, scoring, and decision-making almost instantaneously. By implementing AUSIS, companies can significantly lower their expenses, time requirements, risk exposure, and instances of fraud, all while enhancing efficiency and decision-making through innovative alternative scoring techniques and added functionalities. Additionally, AUSIS improves the straight-through processing (STP) rate as compared to non-straight-through processing (NSTP) and facilitates non-invasive health data gathering from a multitude of sources, including air quality indexes (AQI), geographic locations, mortality rates, social determinants, multimedia content, health monitoring devices, weather patterns, sanitation conditions, and beyond. As a result of using AUSIS, insurance organizations may see up to a 40% reduction in costs tied to policy issuance. This groundbreaking solution not only optimizes the underwriting workflow but also offers critical insights that can enhance risk assessment and management strategies. The integration of such comprehensive data enhances the overall effectiveness of the insurance process.

Media

Media

Integrations Supported

ABBYY FineReader PDF
AGO Insurance Software
DXC Assure
Document Manager
Ensemble Suite
Google Cloud Platform
IBM Watson Machine Learning Accelerator
Microsoft Azure
PolicyStat
Swagger
TensorFlow

Integrations Supported

ABBYY FineReader PDF
AGO Insurance Software
DXC Assure
Document Manager
Ensemble Suite
Google Cloud Platform
IBM Watson Machine Learning Accelerator
Microsoft Azure
PolicyStat
Swagger
TensorFlow

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

$10/month/user
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Sm8rtHealth LLP

Date Founded

2021

Company Location

New Zealand

Company Website

www.sm8rthealth.com

Company Facts

Organization Name

Artivatic.ai

Date Founded

2017

Company Location

India

Company Website

artivatic.ai/products/ausis

Categories and Features

Insurance Underwriting and Rating

Broker / Agent Portal
Carrier Upload
Commercial Lines
Comparative Insurance Rating
Customer Portal
For Casualty Insurance
For Health / Medical Insurance
For Life Insurance
For Personal Insurance
Multi-State
Multiple Line Rating

Categories and Features

Claims Processing

Adjustor Management
Case Management
Claim Resolution Tracking
Co-Pay & Deductible Tracking
Compliance Management
Customer Management
Electronic Claims
Forms Management
Paper-Based Claims
Payor Management
Policy Administration

Insurance Agency

Claims Management
Commission Management
Contact Management
Document Management
Insurance Rating
Life & Health
Policy Management
Property & Casualty
Quote Management

Insurance Claims Management

CRM
Claims tracking
Customer portal
Document management
EDI data exchange integrations
Electronic claims
Fraud management
Reporting

Insurance Policy

Cancellation Tracking
Claims Tracking
Policy Generation
Policy Issuance
Policy Processing
Quotes / Estimates
Rating Engine
Reinstatement Tracking
Reinsurance Administration
Renewal Management
Underwriting Management

Insurance Underwriting and Rating

Broker / Agent Portal
Carrier Upload
Commercial Lines
Comparative Insurance Rating
Customer Portal
For Casualty Insurance
For Health / Medical Insurance
For Life Insurance
For Personal Insurance
Multi-State
Multiple Line Rating

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