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What is SpecTrust?

SpecTrust provides an all-encompassing defense mechanism against identity theft and fraud, enabling your team to focus on core business operations. Its cloud-native system efficiently detects and verifies dubious users before they gain access to your servers, emphasizing security as a top priority. The solution utilizes customer-specific 256-bit encryption keys to protect data and enforces strict TLS encryption for all data entering or leaving the system. Equipped with a cutting-edge secure stream processor, SpecTrust rapidly transforms disorganized internet traffic into coherent data and actionable insights in under 10 milliseconds, achieving impressive horizontal scalability. This speed is over ten times quicker than the typical blink of an eye. Moreover, SpecTrust's architecture is tailored for global scalability, incorporating automatic replication, limitless horizontal expansion, and self-recovery features that ensure constant operation, efficiency, and accuracy. To bolster security further, customer-specific data shards can be restricted to designated regions, granting you full control over the location of your data. This robust strategy not only fortifies your information but also streamlines your business operations, leading to improved overall efficiency. Ultimately, SpecTrust empowers organizations to navigate the digital landscape with confidence and security.

What is Modirum 3-D Secure?

Modirum delivers end-to-end 3-D Secure and payment authentication solutions that power secure online commerce for financial institutions worldwide. Its robust suite—Modirum DS, ACS, MPI, SDK, VPOS Gateway, and FSS—provides everything issuers, acquirers, and merchants need to deploy EMV® 3-D Secure 2.x authentication. The platform supports both frictionless and challenge flows, improving user experience while minimizing fraud. With a strong focus on risk-based authentication, Modirum enables dynamic fraud scoring through its Fraud Scoring Server (FSS), helping issuers approve legitimate low-risk transactions instantly. Biometric authentication options like fingerprint, voice, and facial recognition deliver security and convenience across web and mobile channels. Built for flexibility, Modirum solutions can be self-hosted, cloud-deployed, or airgapped, ensuring compatibility with any regulatory or data sovereignty requirement. The company’s SDK and APIs simplify mobile integration for merchants, while its VPOS gateway extends secure processing to virtual terminals. Modirum also provides audit preparation, compliance consulting, and ongoing support, ensuring customers stay aligned with EMVCo and card scheme mandates. Recognized globally for reliability, Modirum’s 3-D Secure technology is trusted by banks, fintechs, and processors handling billions in online transactions. Its mission remains to protect digital payments and make authentication seamless, secure, and future-ready.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpecTrust

Date Founded

2020

Company Location

United States

Company Website

www.spec-trust.com

Company Facts

Organization Name

Modirum

Company Location

Estonia

Company Website

modirum.anduin.net/3dsecure/

Categories and Features

Categories and Features

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